Aeroplan Credit Card Comparison and Offers

Aeroplan Credit cards - Entry-level

Name	CIBC Aeroplan® Visa* Card	TD® Aeroplan® Visa Platinum* Credit Card
Welcome offer	2,500 Aeroplan points on first purchase	10,000 Aeroplan points on first purchase
	2,500 Aeroplan points (see conditions)	+ 10,000 additional Aeroplan points (see conditions)
	5,000 Aeroplan points (see conditions)	+ Annual fee rebate for the first year (see conditions)
Annual fee	$0	$89
Additional card (with privileges)	$0	$35
Additional card (without privileges)	–	–
Requested income (indiv./family)	–	–
Earning rate
Air Canada and Air Canada Vacations	1 point	1 point
Gas purchases	1 point	1 point
Grocery	1 point	1 point
Other	1 point / $1.50	1 point / $1.50
Benefits
Preferential rate	✓	✓
No points expiration Aeroplan	✓	✓
Insurance
Medical	–	–
Trip cancellation	–	–
Trip interruption	–	–
Flight/travel delay	–	500 – 4 hours
Baggage Delay	–	$1,000 / pers.
Loss or theft of baggage	–	$1,000 / pers.
Common carrier accident	$100,000	$500,000
Theft from a hotel or motel	–	$2,500
Collision/rental vehicle damage	$65,000 – 48 days	$65,000 – 48 days
Mobile Devices	–	$1,000
Purchasing	90 days	90 days
Extended warranty	1 additional year	1 additional year

CIBC Aeroplan^® Visa* Card

With the CIBC Aeroplan® Visa* Card, earn up to 10,000 Aeroplan points:

• 2,500 points on first purchase
• 2,500 additional points after $3,000 in purchases in 4 months
• 5,000 anniversary bonus points after $10,000 in purchases over 12 months

With the CIBC Aeroplan® Visa* Card, you earn 1 point per dollar on gas, electric vehicle recharges, groceries and Air Canada purchases. For all other purchases, you’ll earn 1 point for every $1.5 spent.

TD^® Aeroplan^® Visa Platinum* Credit Card

With TD® Aeroplan® Visa Platinum* Credit Card, you can earn up to 20,000 points Aeroplan and a rebate on annual fees for the first year:

• 10,000 Aeroplan points for the first purchase made with your card^†
• 10,000 additional Aeroplan points when you spend $1,000 within 90 days of Account opening^†
• First-year annual fee waived for primary cardholder (instead of $89)^†. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

With TD® Aeroplan® Visa Platinum* Credit Card, you earn 1 point per dollar of eligible purchases for :

• Grocery stores
• Eligible gas purchases or electric vehicle charging
• Air Canada purchases, including Air Canada Vacations

This TD Aeroplan credit card requires no minimum income.

Credit Cards Aeroplan - Mid-range

Name	American Express® Aeroplan®* Card	CIBC Aeroplan® Visa Infinite* Card	TD® Aeroplan® Visa Infinite* Card
Welcome Offer	Up to 30,000 Aeroplan points (see conditions)	10,000 Aeroplan points on first purchase	10,000 Aeroplan points on first purchase†
	+ up to 10,000 Aeroplan points (see conditions)	+ 10,000 additional Aeroplan points (see conditions)	+ 15,000 Aeroplan points (see conditions)
	–	+ 25,000 additional Aeroplan points (see conditions)	+ 15,000 Aeroplan points (see conditions)
	–	+ Annual fee rebate for the first year (see conditions)	+ Annual fee rebate for the first year (see conditions)
Annual fee	$120	$139	$139
Additional card (with privileges)	$50	$50	$75
Additional card (without privileges)	$0	–	–
Requested income (indiv./family)	$0	$60,000 – 100,000	$60 000 – 100,000
Earning rate
Air Canada and Air Canada Vacations	2 points	1.5 points	1.5 points
Gas purchases	1 point	1.5 points	1.5 points
Grocery	1 point	1.5 points	1.5 points
Dining and food delivery	1.5 points	1 point	1 point
Other	1 point	1 point	1 point
Benefits
Preferential rate	✓	✓	✓
No points expiration Aeroplan	✓	✓	✓
Free check-in for your first bag	✓	✓	✓
Shared privileges with additional cardholders	✓	✓	✓
1,000 SQM and 1 SQS (per $10,000 in annual purchases)	✓	✓	✓
Up to $100 rebate on Nexus membership fees	–	–	✓
Insurance
Medical	–	$5,000,000 0-64 years: 15 days 65 and +: 3 days	$2,000,000 0-64 years: 21 days 65 years and +: 4 days
Trip cancellation	–	$1,500 / person $5,000 total	$1,500 / pers $5,000 total
Trip interruption	–	$2,000 / person	$5,000 / pers $25,000 total
Flight/travel delay	$500 – 4 hours	$500 – 4 hours	$500 – 4 hours
Baggage Delay		$500 / person $1,000 total	$1,000 / person
Lost or Stolen Baggage	$500	$500 / pers $1,000 total	$1,000 / person
Common carrier accident	$500,000	$500,000	$500,000
Theft from a hotel or motel	$500	$2,500	$2,500
Collision/rental vehicle damage	$85,000 – 48 days	$65,000 – 48 days	$65,000 – 48 days
Mobile Devices	–	$1,000	$1,000
Purchases	90 days – $1,000	90 days	90 days
Extended warranty	1 additional year	1 additional year	1 additional year

American Express^® Aeroplan^®* Card

With this welcome offer for the Aeroplan American Express Card, you can earn up to 40,000 Aeroplan points. Here’s how:

• Earn 30,000 Aeroplan points after charging $3,000 to your Card in the first 3 months.
• Plus, earn an additional 10,000 Aeroplan Points when you spend $1,000 in the 13th month.

With this Card, you earn 2X the points on purchases made directly with Air Canada and Air Canada Vacations.

And 1.5x the points on Dining and Food Delivery purchases in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

CIBC Aeroplan^® Visa Infinite* Card

With the CIBC Aeroplan® Visa Infinite* Card, you can earn up to 45,000 Aeroplan points and a rebate on annual fees for the first year:

• 10,000 Aeroplan points the first time you make a purchase^†
• 10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements^†
• 25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements^†
• First-year annual fee waived for primary cardholder (instead of $139)^†
• First-year annual fee waived for up to 3 additional cardholders (instead of $50 per card)^†
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for occasional Air Canada travellers.

TD^® Aeroplan^® Visa Infinite* Card

With this offer for TD® Aeroplan® Visa Infinite* Card, you can earn up to 40,000 Aeroplan points^† and no annual fee for the first year:

• Get a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†.
• Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of account opening^†
• Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†
• Apply for the NEXUS program and, every 48 months, receive a rebate (up to C$100) on the application fee^†.
• Plus, share free first checked bags with up to 8 travel companions^†
• Get an annual fee rebate for the first year^†. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

It’s the best TD credit card for occasional Air Canada travellers. With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points^† per dollar of eligible purchases for:

• Grocery stores
• Gas stations, including gasoline and EV charging
• Air Canada purchases, including Air Canada Vacations

Credit Cards Aeroplan - Premium

Name	American Express® Aeroplan®* Reserve Card	CIBC® Aeroplan® Visa Infinite Privilege* Card	TD® Aeroplan® Visa Infinite Privilege* Credit Card
Welcome Offer	Up to 60,000 points Aeroplan (see conditions)	20,000 points Aeroplan on first purchase	20,000 Aeroplan points on first purchase†
	+ up to 25,000 Aeroplan points (see conditions)	+ up to 30,000 Aeroplan points (see conditions)	+ 35,000 Aeroplan points (see conditions)
	–	+ 35,000 Aeroplan points (see conditions)	+ 30,000 Aeroplan points (see conditions)
Annual fee	$599	$599	$599
Additional card (with privileges)	$199	$149	$199
Additional card (without privileges)	$0	–	–
Requested income (indiv./family)	$0	$150,000 – 200,000	$150,000 – 200,000
Earning rate
Air Canada and Air Canada Vacations	3 points	2 points	2 points
Petrol	1.25 points	1.5 points	1.5 points
Grocery	1.25 points	1.5 points	1.5 points
Travel	1.25 points	1.5 points	1.5 points
Meals and food delivery	2 points	1.5 points	1.5 points
Other	1.25 points	1.25 points	1.25 points
Benefits
Preferential rate	✓	✓	✓
No points expiration Aeroplan	✓	✓	✓
Free check-in for your first bag	✓	✓	✓
Shared privileges with additional cardholders	✓	✓	✓
1,000 SQM and 1 SQS (per $5,000 in annual purchases)	✓	✓	✓
Up to $100 rebate on Nexus membership fees	–	✓	✓
Travel benefits
Access to Maple Leaf lounge	✓	✓	✓
6 Accesses to airport lounges	–	✓	✓
Priority services at the airport	✓	✓	✓
Priority queuing at the airport	✓	✓	✓
Annual companion pass	–	–	–
Deferred Status Qualification Miles	✓	✓	✓
Credits eUpgrades deferred	✓	✓	✓
Insurance
Medical	$5,000,000 0-65 years: 15 days	$5,000,000 0-64 years: 31 days 65 and +: 10 days	5,000,000 0-64 years: 31 days 65 years and +: 4 days
Trip cancellation	$1,500 / person $3,000 total	$2,500 / pers $10,000 total	$2,500 / pers $5,000 total
Trip interruption	$1,500 / person $6,000 total	$5,000 / pers $25,000 total	$5,000 / pers $25,000 total
Flight/travel delay	$1,000 – 4 hours	$500 – 4 hours	$1,000 – 4 hours
Baggage Delay		$500 / person $1,000 total	$1,000 / person
Lost or Stolen Baggage	$1,000	$1,000 / pers $2,500 total	$2,500 / person
Common carrier accident	$500,000	$500,000	$500,000
Theft from a hotel or motel	$1,000	$2,500	$2,500
Collision/rental vehicle damage	$85,000 – 48 days	$85,000 – 48 days	$85,000 – 48 days
Mobile Devices	–	$1,500	$1,500
Purchases	90 days – $1,000	180 days	120 days
Extended warranty	1 additional year	2 additional years	2 additional years

American Express^® Aeroplan^®* Reserve Card

With this welcome offer for the American Express® Aeroplan®* Reserve Card, you can earn up to 130,000 Aeroplan points. Here’s how:

• Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
  
• Plus, earn an additional 40,000 points after you spend a total of $45,000 on your Card in your first 12 months of Cardmembership
  
• You can also earn 30,000 points when you make a purchase between 15 and– 17 months of Cardmembership

Take advantage of this exceptional offer before August 18, 2025!

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points^†:

• 20,000 Aeroplan points when you make your first purchase with your new card^†
• 35,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
• Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†
• Apply for the NEXUS program membership and once every 48 months get an application fee rebate (up to $100 CAD)^†
• Access to Air Canada Maple Leaf lounges^†
• 6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† for every $1 spent on:

• Grocery stores and restaurants
• Gas station, including fuel and EV charging
• Travel and public transit

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.

CIBC Aeroplan Visa Infinite Privilege* Card

With the CIBC® Aeroplan® Visa Infinite Privilege* Card, you can get up to 60,000 Aeroplan points^†:

• 20,000 Aeroplan points the first time you make a purchase^†
• 30,000 Aeroplan points if you spend at least $15,000 during the periods covered by the first 6 monthly statements^†
• 35,000 Aeroplan points as an additional bonus if you have at least $25,000 in eligible net purchases charged to your account during the period covered by the first 12 monthly statements^†
• Access to Air Canada Maple Leaf lounges^†
• 6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for Air Canada frequent flyers.

Aeroplan credit card comparison for points accumulation

American Express Aeroplan credit cards

CIBC Aeroplan Credit Cards

TD Aeroplan Credit Cards

Benefits

American Express Aeroplan credit cards

CIBC Aeroplan Credit Cards

TD Aeroplan Credit Cards

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