Tuition with Chexy: How $10,000 Turns Into 80,000 Aeroplan points

September is approaching, and with it, the tuition bill!

If you are a parent or relative of a CEGEP or university student, here’s how to turn this expense into an opportunity to optimize your credit card rewards.

The challenge: $10,000 in tuition fees to pay

Do you soon need to pay tuition fees for your child at university or college?

Before paying the bill with a bank transfer via Omnivox or with a financial institution, have you considered Chexy? This secure platform allows you to pay tuition fees by credit card, even when your educational institution does not directly accept this payment method.

On the Chexy website, you can pay your rent, various bills, taxes, and all other services where credit cards are not accepted. You can use it to make Interac transfers, pre-authorized debits, and pay bills.

I have been using it for a few months now, and Chexy also allows you to pay for college, CEGEP, and university. Here are some examples:

The winning strategy with Chexy

Step 1: Free registration with Chexy

First, register with Chexy to confirm that the educational institution is on the list, which you will find under Set up a one-time payment / Add a new recipient and then, under Childcare and Education.

Step 2: Choose the right credit card

Right now, to maximize my earnings, I would opt for the American Express Platinum Card^®, which offers the following benefits and a total of 80,000 points:

Another option is the TD^MD Aeroplan^MD Visa Infinite* Card to quickly accumulate 35,000 Aeroplan points, with no annual fee for the first year thanks to its welcome offer:

Step 3: Use Chexy to pay tuition fees

Back in the Childcare and Education section, it’s now time to set up the payment!

Enter the requested information, for example:

After confirmation, Chexy will immediately charge the credit card and three days later, send this payment to the school.

Step 4: Participate in the Aeroplan launch offer

Aeroplan recently partnered with Chexy, and until September 15, 2025, you can take advantage of a launch offer giving you up to 10,000 bonus points. Read our article for all the details and to take advantage of it.

What to do with 100,000 Aeroplan points

Now, it’s time to use those easily earned points!

Membership Rewards points can be transferred to Aeroplan points. Read our article that tells you step-by-step How to transfer American Express Membership Rewards points

We estimate an Aeroplan point to be worth 2 cents. So, these 80,000 Aeroplan points represent a value of $1,600. This largely offsets Chexy’s service fee and the annual fee of the American Express Platinum Card^®.

Have fun discovering the world with these destination ideas, thanks to paying your tuition fees. Depending on your dates and destination, these 80,000 Aeroplan points can get you:

With the American Express Platinum Card^®, you can relax in VIP airport lounges during your trip, use your annual credits for cheaper travel, and receive preferential treatment at hotels thanks to your higher status during your stays.

An expense to turn into an opportunity

You’re going to pay tuition fees anyway. Whether you choose bank transfer, check, or credit card, that $10,000 will leave your account.

The difference is your payment method!

With a traditional bank transfer, you pay $10,000… and that’s it. With Chexy and a credit card that gives you rewards, you pay $10,175 (including the 1.75% fee), but you get a shower of Aeroplan points worth more.

Interested in paying your rent with Chexy? Discover a similar strategy with Chexy to earn many Aeroplan points.

Go further with American Express Membership Rewards

To maximize your Membership Rewards earning, check our complete American Express Membership Rewards program guide and our best American Express Membership Rewards credit cards ranking, updated monthly by the Milesopedia team.