Aeroplan and Chexy: Earn Up to 5,000 Bonus Points and Enter the 100,000 Points Contest

In April, Aeroplan announced a multi-year partnership with Chexy, a Canadian fintech company that allows members to earn points on their everyday expenses.

Before Chexy, it wasn’t possible to earn points on major expenses like rent, since these payments couldn’t be made by credit card. For other types of payments, such as taxes and government bills, you previously had to use services like Plastiq or PaySimply. Now, Chexy offers this service for Visa and American Express cards.

Thanks to this partnership, Aeroplan members can now earn Aeroplan points on their largest expenses!

To celebrate, Chexy and Aeroplan are launching an exciting offer that lets you earn even more points, available until January 31, 2026.

Aeroplan and Chexy – Promotion

This promotion lets you earn up to 5,000 Aeroplan points simply by managing your regular bill payments. Please note: you must activate your first Chexy payment during this period to be eligible, as just creating an account is not enough.

Welcome Bonus of 1,000 Points: Create a Chexy account, link your Aeroplan account, and make your first payment during the offer period.
Spending Bonus of 3,000 Points: Pay $3,000 in bills within 90 days of your first payment (Chexy fees excluded).
Loyalty Bonus of 1,000 Points: Make at least one payment per month for 12 consecutive months.

Aeroplan and Chexy: Earn Up to 5,000 Bonus Points and Enter the 100,000 Points Contest - Chex Aeroplan promo FR

Additional Offer

Aeroplan and Chexy also have a referral offer.

Take advantage of the referral bonus and earn up to 10,000 points. You’ll receive 1,000 points for each person you refer (up to a maximum of 10 people), as long as they make their first payment during the offer period. Plus, this bonus stacks with the existing $15 referral bonus.

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TD^® Aeroplan^® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

Annual fee: $0 $139No annual fee the first year; No annual fee the first year
Our valuation: $1,139Milesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 50,000 points; + First Year Annual Fee Rebate

With this offer for the TD^® Aeroplan^® Visa Infinite* Card, you can get up to 50,000 Aeroplan points^† as well as an Annual Fee rebate for the first year^†.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening^†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation^†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months^†.

With the TD^® Aeroplan^® Visa Infinite* Card, you earn 1.5 points^† per $1 spent on:

Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada^® (including Air Canada Vacations^®)

You also earn 1 point^† per dollar on all other eligible purchases made with your card.

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^†Terms and conditions apply.

Annual fee

Primary card$139

Additional card$75

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

1.5xGas & EV
1.5xGroceries
1.5xAir Canada flights
1xAll spending

Value

1st Year Value$1,714

2nd Year Value$425

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days

Travel medical (55-64)Up to $2,000,000 / 21 days

Travel medical (65+)Up to $2,000,000 / 4 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,000 / 1 years

Auto Rental CollisionUp to $65,000 / 48 days

Chexy Contest – Win 100,000 Aeroplan points

Turn your daily payments into your next getaway with the Chexy Contest – Win 100,000 Aeroplan points!

From October 21 to December 1, 2025, Chexy users can earn points while paying their bills and get a chance to win up to 100,000 Aeroplan points. Three winners will share a total of 200,000 points:

1st draw: 100,000 Aeroplan points
2nd draw: 70,000 Aeroplan points
3rd draw: 30,000 Aeroplan points

Winners will be randomly selected on December 12, 2025, and their points will be deposited into their Aeroplan account within 60 days of selection.

To enter, simply make CAD 500 in new eligible bill payments (before taxes and fees) with Chexy. Every CAD 500 increment equals one entry into the contest, with no limit on the number of entries you can earn.

The more bills you pay, the higher your chances of winning. Plus, you’ll receive a bonus entry for every friend you refer who makes their first payment of CAD 500 or more.

Please note, only new payments made via Chexy count towards the contest.

Only payments meeting the following criteria are eligible:

Any bill not previously paid with Chexy,
Payments made in your name or your business’s name,
Fully processed payments of CAD 500 or more,
Reactivation of old inactive payments.

Bills already paid via Chexy, modified or replaced payments, pending, failed, or refunded transactions, as well as fictitious or circular payments created solely to enter the contest are not considered.

Chexy

Chexy is a Canadian company that allows you to use your credit card to make payments typically made by electronic transfer, Interac e-Transfer, or direct debit. Thanks to the services offered by Chexy, you can currently pay:

Your rent
Your recurring bills: insurance, municipal and school taxes, etc.
Your taxes
Your insurance and utilities
Your childcare and education services: tuition fees, private school, daycare, etc.

Chexy allows its users to earn points and rewards on every dollar spent on these types of payments.

Read our complete guide to Chexy to learn more about their services.

Aeroplan and Chexy – Strategies for Maximizing Your Points

If you’re interested in paying rent with Chexy, read our guide that explains how to earn over 80,000 Aeroplan points with Chexy.

Aeroplan Credit Cards

Aeroplan co-branded credit cards let you earn points on every dollar you spend. Since payments made through Chexy are considered recurring bill payments, you can earn up to 1.25 Aeroplan points per dollar with these cards:

Our credit card selection
Credit card	Annual fee	Welcome offer
American Express^® Aeroplan^®* Reserve Card Apply NowCompare	Annual fee$599	Welcome offer Up to 85,000 points	Apply NowCompare
TD^® Aeroplan^® Visa Infinite Privilege* Credit Card Apply NowCompare	Annual fee$599	Welcome offer Up to 100,000 points	Apply NowCompare
CIBC^® Aeroplan^® Visa Infinite Privilege* Card Apply NowCompare	Annual fee$599	Welcome offer Up to 100,000 points	Apply NowCompare

Our Advice

Chexy charges a 1.75% fee, which is why it’s important to carefully choose the credit card you use with their service.

To get the most out of it, we recommend:

Calculate the cost/benefit ratio, taking Chexy service fees into account
Choose a premium Aeroplan credit card to maximize your points earnings
Take advantage of launch and promotional offers as soon as possible

This can also be a good opportunity to unlock a credit card welcome offer that requires higher spending, by paying your taxes or rent. For example, by paying $2,000 in rent per month, it’s possible to accumulate a total of 24,000 points per year ($2,000 x 12 months x 1 Aeroplan point earned per dollar spent) with the TD^® Aeroplan^® Visa Infinite* Card, or 30,000 points ($2,000 x 12 months x 1.25 Aeroplan points earned per dollar spent) with a premium card like the American Express^® Aeroplan^®* Reserve Card.

Combined with welcome offers, this will earn you enough points for round-trip flights to many destinations. Check out our guide to 10 destinations to fly to with 55,000 Aeroplan points to find inspiration for your next trip.

Bottom Line

While you’re paying bills, you might as well earn points!

With this new promotion, the partnership between Aeroplan and Chexy gives you an extra way to reach your rewards goals faster and redeem for travel or flight rewards. When combined with other partnerships like Uber, LCBO, or the Aeroplan eStore, it becomes even easier to earn enough points to redeem for flights with over 45 airlines to more than 1,300 destinations.

To learn more about Chexy, check out our ultimate guide to Chexy as well as our guides on what they offer:

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American Express^® Aeroplan^®* Reserve Card

American Express Aeroplan

Annual fee: $599
Our valuation: $1,700Milesopedia first-year estimate First-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 85,000 points

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

[vc_row][vc_column][vc_column_text el_class="checkmarks"]This metal credit card is the Best Premium Aeroplan Credit Card in Canada. For a limited time, you can earn up to 150,000 Aeroplan points as a welcome bonus (an estimated $2,550 value). With this Card you can earn:

3 points per dollar on purchases made with Air Canada and Air Canada Vacations
2 points per dollar for dining and food delivery purchases
1.25 points per dollar on all other purchases.

Also, as a Cardmember, you get many benefits such as:

Unlimited access to Air Canada Maple Leaf Lounges in North America
The first checked bag free for you and up to 8 companions
An Annual Worldwide Companion Pass
Exclusive benefits with Air Canada (Priority check-in, Priority Boarding and Priority Standby List)
The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $5,000 in purchases charged to your Card.

Finally, you are covered with reliable insurance for your travels and purchases.[/vc_column_text][/vc_column][/vc_row]

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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

With this welcome offer for American Express^® Aeroplan^®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:

Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.