With the HSBC World Elite^MD Mastercard^® (now discontinued), you earn rewards points on every spend.

You can use these reward points for any travel purchase: flights, train tickets, rental cars, hotels, Airbnb rentals, etc). The same applies to any booking made through a travel agency such as Expedia.

Exchanges must be made within 60 days of the transaction date.

Once you have 25,000 points in your account (a value of $125), you can use them. Then in increments of 10,000 points (i.e. $50).

Also, please note that HSBC won’t take back the statement credit if you need to cancel a hotel reservation: you will keep the cash on your credit card .

To use your HSBC World Elite^® Mastercard^® rewards points, you will need to log in to your HSBC online account.

Then click on the link for your HSBC credit card.

Then click on”View more details“.

When the details drop-down menu opens, click on“Reward Points“. A page will open and you will be directed to the HSBC Rewards portal. Please make sure that your browser does not block this new window.

Once in the HSBC Rewards portal, select the “Travel” option from the“Redeem Now” menu. Alternatively, you can click on this link to go to this page.

Then, all you have to do is check off the eligible expense(s) such as this Easyjet flight. Then choose from the drop-down menu the number of points you would like to use. You will not be able to exceed the amount of your expense.

Then click on “Add to shopping cart.”

Then, once in your cart, you will have to confirm once by clicking on “Proceed to checkout”.

Then a second time by entering your email address and clicking on “Redeem”.

The value of the points redeemed will then appear directly on your credit card account within 48 hours.

Don’t forget that you also get a $100 Travel Privilege credit every year with the HSBC World Elite^MD Mastercard^®. If you haven’t used it yet, the deadline is March 25, 2024. As for your HSBC Rewards Points, those not used by this date will be transferred to RBC Avion Points.