Tutorial: List of major points transfer programs in Canada

In Canada, American Express Membership Rewards partners with various airline and hotel loyalty programs. This allows you to transfer your Membership Rewards into points or miles.

For Aeroplan, Marriott Bonvoy and Delta Skymiles, the transfer is immediate. For others, it can take up to 10 business days.

American Express Membership Rewards points are considered THE most valuable points currency in Canada, thanks to their ability to be converted into a number of particularly attractive programs.

However, not every conversion is worthwhile:

• Hilton Honors: The conversion rate is really not interesting. This can be only useful for topping up a points balance to get a free room.
• Marriott Bonvoy: The conversion rate is attractive, and even more so if you take advantage of one of the rare transfer promotions with a 30% bonus. In addition, I advise you to give priority to accumulation via Marriott Bonvoy credit cards and, if necessary, to top up with one of the Membership Rewards credit cards such as the American Express Cobalt^MD Card.

Here is the list of credit cards with Membership Rewards in Canada:

Here is the list of Milesopedia’s main articles on the Membership Rewards program:

With RBC Avion Rewards, you have access to these reward point transfer partners:

RBC Avion Rewards points can be used to top up your balance of WestJet points, British Airways ClubAvios or Asia Miles.

However, not every conversion is worthwhile:

• British Airways Club : Twice a year, there’s a 30% conversion bonus. I advise you to wait until then to transfer your RBC points into Avios.
• American AAdvantage : The conversion rate is not really interesting. This transfer should only be done to supplement an existing mileage balance.

The following is a list of RBC Rewards (Avion) credit cards that can be used to transfer points to airline partners:

Here is a list of Milesopedia’s top articles on the RBC Rewards program:

With Marriott Bonvoy, you can transfer your points into miles from various airline programs.

The transfer rate is generally 3:1 (30,000 Marriott points = 10,000 miles). And for every 60,000 points transferred, Marriott adds a bonus of 15,000 points (equivalent to 5,000 miles).

So 60,000 points = 25,000 miles (bringing the transfer rate to 2.4:1).

Note that Marriott Bonvoy and United have a special relationship: point transfers to United have a 10% bonus.

I often advise you to use loyalty program points ONLY for what they were originally intended :

• Hotel points for free hotel nights
• Airline miles or points for airline tickets

However, it may be worthwhile to use Marriott Bonvoy to earn miles, especially at certain rare times of the year when you can take advantage of conversion bonuses ! Aeroplan and British Airways Club run some annual promotions, where you can earn 15-30% more miles by converting your hotel points.

It’s also a good way to earn miles from foreign airline programs like United MileagePlus, Singapore KrisFlyer, Emirates Skywards, etc.

Here is the list of Marriott Bonvoy credit cards in Canada:

It’s also possible to transfer American Express Membership Rewards points into Marriott Bonvoy points at a rate of 1:1.2 (or 5:6).

So 50,000 Membership Rewards = 60,000 Marriott Bonvoy points.

If your goal is to go through the Marriott Bonvoy program to earn airline miles, the best credit card will be the. American Express Cobalt^® Card.

With this card, you can earn 5 Membership Rewards points per dollar spent in certain categories of stores: grocery stores, convenience stores and restaurants. And in grocery and convenience stores, you can buy gift cards for many other stores (SAQ, Amazon, Walmart, Ikea, etc.) to earn 5 points per dollar.

And since 5 Membership Rewards points = 6 Marriott Bonvoy points = 2 airline miles, that means that at these stores you earn 2 miles per dollar of purchase! Which is incredible!

Here is the list of credit cards that earn Marriott Bonvoy Points in Canada:

Here is the list of Milesopedia’s top articles on the Marriott Bonvoy program:

With the Best Western Rewards program, you can redeem your points for airline miles. Let me warn you right away: the exchange rate is far from the best.

However, if you have Best Western Rewards points that you don’t need, you might as well put them to good use!

A minimum of 5,000 Best Western Rewards points is required to transfer to this Best Western page.

With these 4 programs, you can easily transfer your points to dozens of other loyalty programs and travel the world with your reward points!

Do you start with the points? With one of these five credit cards, you will earn transferable points: