Offer
- Earn up to 5,000 bonus Scene+ points within your first 3 months
- No annual fee
- Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating
Co-ops, Freshco and more* FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op - Earn 2x Scene+ points for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca
- Earn 2x Scene+ points for every $1 you spend at Cineplex theatres or online at cineplex.com
- Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
- Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
Card Awards

Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
Are you looking for a Scene+ credit card with no annual fee? The Scotiabank® Scene+™ Visa Card is ideal for students or those who don’t want to pay an annual fee.
For a limited time, you can earn up to 5,000 Scene+ points after spending $1,000 in the first three months. That’s enough to buy $50 worth of travel or groceries.
With the Scotiabank® Scene+™ Visa Card, you earn 2 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You’ll also earn 2 points for every dollar you spend at Home Hardware stores!
And you get 1 point Scene+ on all your other purchases.
It’s a great Visa credit card with no annual fee to get Scene+ points.
Frequently Asked Questions
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What are the annual fees for the Scotiabank Scene+ Visa card?
The card has no annual fee.
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What are the interest rates on the Scotiabank Visa Card Scene+?
The interest rate is 20.99% for purchases and 22.99% for cash advances.
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How does the Scotiabank® Scene+™ Visa* Card points program work?
You earn 2 points Scene+ for every $1 spent at certain partners and 1 point for every $1 spent on all other purchases.
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Are there special advantages for purchases in certain categories with the Scotiabank Visa Card Scene+?
Yes, bonus points are available for purchases at partner grocery stores, Home Hardware stores and Cineplex.
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Does the Scotiabank Scene+ Visa card offer contactless payment options?
Yes, it includes Visa payWave for fast, secure payments.
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What mobile payment options are available with the Scotiabank Scene+ Visa card?
It is compatible with mobile payment services such as Apple Pay.
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What are the perks of shopping online with Scotiabank Visa Scene+?
The card enables fast, secure online payments with Visa’s Click to Pay feature.
Alternative Cards
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*Conditions apply. Rates, fees and other information are effective as of March 3, 2025. Subject to change. Subject to change.