Scotiabank® Scene+™ Visa* Card

Welcome Bonus
Up to 10,000 Scene+ points
Ends Jul 1, 2026
  • No annual fee
  • 2X points at Scene+ grocery stores (IGA, Rachelle Béry, Sobeys, etc.)
Annual Fee
$0
Interest rates
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Best Visa No Fee Travel Credit card
scotia sceneplus card
Scotiabank® Scene+™ Visa* Card
Up to 10,000 Scene+ points
Ends Jul 1, 2026
Apply Now

Offer

  • Earn up to 10,000 bonus Scene+ points within your first 3 months.
  • No Annual Fee
  • Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco and more FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
  • Earn 2x Scene+ points for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca
  • Earn 2x Scene+ points for every $1 you spend at Cineplex theatres or online at cineplex.com
  • Plus, get 1 Scene+ point for every dollar spent on all other eligible everyday purchases
  • Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia

Card Awards

Best Visa No Fee Travel Credit card

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $0
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jul 1, 2026
Welcome Bonus amount Up to 10,000 Scene+ points
Minimum Spending Required $1,000
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Scene+ Point
Groceries 2 Scene+ points
Gas 1 Scene+ Point
Dining and Food delivery 1 Scene+ Point
Convenience Stores 1 Scene+ Point
Drugstores 1 Scene+ Point
Local Transport 1 Scene+ Point
Travel 1 Scene+ Point
Entertainment 1 Scene+ Point
Recurring Payments 1 Scene+ Point
Telecom/Internet 1 Scene+ Point
Streaming services 1 Scene+ Point
Online transactions 1 Scene+ Point
Office Supplies 1 Scene+ Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection

Our review

Are you looking for a Scene+ credit card with no annual fee? The Scotiabank® Scene+™ Visa* Card is ideal for students or those who do not wish to pay annual fees.

For a limited time, you can get up to 10,000 Scene+ points after spending $1,000 in the first three months. This is enough to give you $100 towards travel or your grocery purchases.

With the Scotiabank® Scene+™ Visa* Card, you get 2 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You’ll also earn 2 points for every dollar you spend at Home Hardware stores!

And you get 1 point Scene+ on all your other purchases.

It’s a great Visa credit card with no annual fee to get Scene+ points.

Frequently Asked Questions

Alternative Cards

4.2

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