Offer
- Earn up to 12,000 bonus Scene+™ points in your first year (that’s up to $120 towards travel) Offer ends 30 April 2023.
- Earn 3X Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
- Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
- Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies
- Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
- Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services
- Earn 1X Scene+ point for every $1 spent on every other purchase
Card Awards
Fees & Conditions
Personal Income
$12,000
Household Income
$12,000
Annual Fee
$0
First Additional Card
$0
Other Additional Card
$50
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Apr 30, 2023
Welcome Bonus amount
Up to 12,000 Points
Minimum Spending Required
$5,000
Minimum Spending Timeframe (Months)
12 month(s)
Transferable Points
Rewards Type
Travel Rewards, Cash Back
Transfer Partners
Scene+
Loyalty Program
Scene+
Earnings
Per dollar of purchases
All Spending
1 Point
Groceries
2 Points
Gas
2 Points
Dining and Food delivery
2 Points
Convenience Stores
1 Point
Drugstores
1 Point
Local Transport
2 Points
Travel
1 Point
Entertainment
2 Points
Recurring Payments
1 Point
Telecom/Internet
1 Point
Streaming services
2 Points
Online transactions
1 Point
Office Supplies
1 Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$500
90 day(s)
Mobile Device Insurance
$500
1 year
Price Protection
Our review
The Scotiabank American Express Card is one of the best no-fee credit cards in Canada.
For a limited time, you can earn up to 12,000 points in the first year, which is a $120 value for trips including Airbnb.
With the Scotiabank®* American Express® card, you earn 3X Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you get 2 points per dollar for:
- grocery stores
- Restaurants
- Entertainment
- Gas stations
- Transit
- streaming services
And 1 point per dollar of purchase for all other purchases.
You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). Or with Scene+ partners for cash back.
Alternative Cards
Scotiabank® Gold American Express® Card
Up to 45,000 Points
Ends Apr 30, 2023
Best of February 2023
-
5X points on groceries and dining
-
No Foreign Transaction Fee
-
American Express Online Promotional Offers
-
No annual fee
-
Purchase Insurance
-
Transfer your points to airline and hotel partners
-
No annual fee
-
Accepted at Costco
-
Legal
*Conditions apply.