Scotiabank® American Express® Card

Offer

Terms of the offer

Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
Earn one Scotia Rewards point on all eligible everyday purchases
Flexible Point Redemption
Rates, fees and other information are effective as of Nov 1, 2020. Subject to change.

Personal Income $12000

Household Income $12000

Other Additional Card $50

Foreign Transaction Fee 2.5%

Purchase Rates 19.99%

Cash Advance Rates 22.99%

Offer ends on Feb 28, 2021

Welcome Bonus 5,000 points

Rewards Type Travel points

Transferable Points

Transfer Partners SCENE

Loyalty Program Scotia Rewards

All Spending 1

Travel 1

Local Transport 1

Restaurants 1

Groceries 1

Convenience Stores 1

Gas Stations 1

Pharmacies 1

Office Supplies 1

Telecom/Internet 1

Food Delivery 1

Entertainment 1

Recurring Payments 1

Common Carrier Travel Accident Insurance

Common Carrier Travel Accident Insurance Amount $250000

Common Carrier Travel Accident Insurance Details When you charge at least 75% of the full cost of common carrier travel fares to your Scotiabank® American Express® Card, you, your spouse and dependent children will be automatically insured against accidental loss of life, or dismemberment. Valid common carrier fares include fares for any licensed public conveyance such as airplanes, cruise ships, trains or buses.

Trip Interruption Insurance

Trip Interruption Insurance Amount Per Person $2500

Trip Interruption Insurance Details The Scotiabank® American Express® Card can protect your travel investment with trip interruption insurance at no extra cost. You, your spouse, and your dependent children travelling with either parent, and one travelling companion travelling with you or your spouse are insured for up to $2,500 per insured person (maximum $10,000 per trip) for Trip Interruption. You must charge at least 75% of trip expenses to your Scotiabank® American Express® Card.

Travel medical insurance up to 64 years old

Travel medical insurance up to 64 years old - Duration 8

Travel medical insurance up to 64 years old - Details Oui

Auto Rental Loss/Insurance

Auto Rental Loss/Insurance - Amount MSPP $65000

Auto Rental Loss/Insurance - Details When you charge the entire cost of car rental to your Scotiabank® American Express® Card and decline the agency’s collision damage waiver or loss damage waiver (or similar provision) at the time of rental, you’ll be insured if your rental vehicle is damaged, or stolen.

Purchase Protection

Purchase Protection - Duration 90

Purchase Protection - Amount $500

Purchase Protection - Details Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank® American Express® Card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. When you use your Scotiabank® American Express® Card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase. There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.

Price Protection

Price Protection - Details When you use your Scotiabank® American Express® Card to buy an eligible new item in Canada that is offered for sale in Canada at a lower price within 60 days of your purchase, the Price Protection Service can pay you the price difference up to $100 per item and $500 per calendar year.

Extended Warranty

Extended Warranty - Details Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank® American Express® Card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. When you use your Scotiabank® American Express® Card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase. There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.

Extended Warranty - Duration 1

Legal

Disclaimer

◊ Offer Description and Conditions: The 5,000 Bonus Scotia Rewards Points Offer (this “Offer”) applies only to new Scotiabank American Express credit card accounts (“Account”) opened by February 28, 2021 subject to the conditions below. To be eligible for the Offer, at least $500 in eligible purchases must be posted to the Account within 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).
All rates, fees, features and benefits are subject to change.

Terms of the offer

Disclaimer

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