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Earn up to 10,000 bonus Scene+ points¹ within your first 3 months (that’s up to $100 towards travel).
Rates, fees and other information are effective as of October 31, 2025. Subject to change.
Per dollar of purchases
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
The Scotiabank American Express® Card is one of the best no-annual-fee credit cards in Canada.
For a limited time, you can earn up to 10,000 Scene+ points in the first three months, a value of up to $100 in travel (including Airbnb):
With the Scotiabank American Express® Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You also earn 2 points per dollar on:
And 1 point per dollar on all other purchases.
These points can be redeemed against any travel purchase (flights, hotels, all-inclusives and even Airbnb) or with Scene+ partners.
The card has no annual fee.
The interest rate is 21.99% for purchases and 22.99% for cash advances.
Get up to 3x Scene+ points for every $1 spent at grocery stores, restaurants and entertainment venues.
It offers insurance for mobile devices and makes it easy to book trips and redeem points via the Scene+ Travel service.
Yes, it offers flexible options for booking trips and using Scene+ points.
Preferred purchases include groceries, restaurants, entertainment, gas and transit expenses, and some streaming services.
Points can be redeemed for travel, entertainment and other rewards through the Scene+ program.
