- Earn 5,000 bonus Scene+ points™ with your first $500 in everyday purchases in first 3 months.
- Earn 1 Scene+ point for every $1 you spend on everyday purchases
- Enjoy flexible options for redeeming points.
Fees & Conditions
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
|Calculation of the offer value
in the first year
|Value per point||1.0 ¢|
Eligibility and Exclusions : Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.