Scotiabank American Express® Card  🇨🇦

Welcome Bonus
Up to 5,000 Scene+ points
Ends Jul 1, 2025
  • No annual fee
  • American Express Online Promotional Offers
Annual Fee
$0
Interest rates
Purchase Rates
19.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates
22.99 %
Best American Express Student Travel Card

scotiabank american express card
Scotiabank American Express® Card
Up to 5,000 Scene+ points
Ends Jul 1, 2025
Apply Now
Updated Aug 27, 2024

Offer

  • Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).
  • Earn 3x Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 2x Scene+ points for every $1 you spend on restaurants, fast food, drinking establishments and other eligible grocery stores. Includes popular food delivery and food subscriptions.
  • Earn 2 times more Scene+ points for every $1 you spend on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
  • Earn 2 times more Scene+ points for every $1 you spend on eligible gas and daily transit. Includes rideshares, buses, subway, taxis and more.
  • Earn 2x Scene+ points for every $1 you spend on eligible select streaming sevices.
  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

Card Awards

Best American Express Student Travel Card

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $0
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jul 1, 2025
Welcome Bonus amount Up to 5,000 Scene+ points
Minimum Spending Required $1,000
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Scene+ Point
Groceries 2 Scene+ points
Gas 2 Scene+ points
Dining and Food delivery 2 Scene+ points
Convenience Stores 1 Scene+ Point
Drugstores 1 Scene+ Point
Local Transport 2 Scene+ points
Travel 1 Scene+ Point
Entertainment 2 Scene+ points
Recurring Payments 1 Scene+ Point
Telecom/Internet 1 Scene+ Point
Streaming services 2 Scene+ points
Online transactions 1 Scene+ Point
Office Supplies 1 Scene+ Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$500
1 year
Price Protection

Our review

The Scotiabank American Express® Card is one of the best no-annual-fee credit cards in Canada.

For a limited time, you can earn up to 5,000 points in the first three months, representing a $50 value for travel (including Airbnb).

With the Scotiabank American Express® Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you get 2 points per dollar for:

  • Grocery stores
  • Restaurants
  • Entertainment centers
  • Gas stations
  • Transit
  • streaming services

And 1 point per dollar of purchase for all other purchases.

These points can be used for any travel purchase (air tickets, hotels, all-inclusives and even Airbnb) or with Scene+ partners for cash back.

Frequently Asked Questions

Alternative Cards

4.1 Milesopedia Rating

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