Scotiabank®* American Express® card

scotiabank american express card
Best American Express Student Travel Card

Scotiabank®* American Express® card

Welcome Bonus

5,000 Points Ends Jul 4, 2022

Best For

Value
Year 1

$290

Years 2 and +

$240

Annual Fee

$0

Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

22.99 %

Your Monthly Spending

Offer

Offer
  • Earn 5,000 bonus Scene+ points™ with your first $500 in everyday purchases in first 3 months.
  • Earn 1 Scene+ point for every $1 you spend on everyday purchases
  • Enjoy flexible options for redeeming points.

 

Card Awards

Best American Express Student Travel Card

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $0
First Additional Card $0
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Advantages

Offer ends on Jul 4, 2022
Welcome Bonus amount 5,000 Points
Minimum Spending Required $1
Transferable Points
Rewards Type Travel points
Transfer Partners Scene+
Loyalty Program Scene+

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 1 Point
Gas 1 Point
Dining and Food delivery 1 Point
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 1 Point
Travel 1 Point
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
8 day(s)
Travel medical insurance up to 64 years old
$1,000,000
8 day(s)
Travel medical insurance 65+
$1,000,000
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$500
90 day(s)
Mobile Device Insurance
Price Protection