Compare credit cards in Canada

Customize your needs HERE

You

You want

The card

Calculate your expenses
Your Monthly Spending
Customize your needs HERE Hide filters
Sort By
  • Digital Exclusive Offer
  • Access to VIP Lounges
  • NEXUS Credit
Learn More

Welcome Offer: Join and get over $1,500 in value including a first year annual fee rebate!

Here’s how you can get over $1,500 in value:

  • Get up to 45,000 Aventura Points (up to $900 in travel value):
    • 15,000 Aventura Points when you make your first purchase
    • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.
  • Plus, get a NEXUS◊ Application Fee rebate: A $160 value

Plus, enjoy extra valuable travel benefits.

  • Travel when it’s right for you – your Aventura points don’t expire
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

Save on gas with CIBC and Journie Rewards

Link your CIBC Aventura Gold Visa* Card to Journie Rewards and use it to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron service stations.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Gold Visa Card with Skip.

Legal

This is a digital-exclusive offer. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $139
  • Additional card $50
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1.5Aventura Points
  • Gas1.5Aventura Points
  • Drugstores1.5Aventura Points
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • CIBC Aventura

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • Digital Exclusive Offer†
  • 4% cash back on gas, EV charging, and grocery purchases†
  • Visa Infinite Benefits
Learn More
Best Cash Back Credit Card in 2023

Welcome offer: Join and earn over $400 in value including a first year annual fee rebate.

Here’s how you can earn over $400 in value:

  • Earn a 10% cash back welcome bonus of up to $250 (first 4 statements)
  • A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.
  • First year annual fee rebate valued at $120.

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.

  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases
  • Get cash back on demand – redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Legal

This is a digital-exclusive offer. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $120
  • Additional card $30
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries4%
  • Gas4%
  • Dining and Food delivery2%
Value
  • Year 1 $931
  • Year 2+ $391
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
10 day(s)
Travel medical insurance up to 64 years old
$5,000,000
10 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
Best balance transfer credit card in 2024

Transfer your credit card balance of $100 or more – Get 0% interest for up to 10 months with a 1% transfer fee and a two year annual fee rebate

Check full offer details below:

Transfer your credit card balance of $100 or more and get 0% interest for up to 10 months with a 1% transfer fee
  • Transfer up to 50% of your assigned credit limit
  • If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
  • Take advantage of this 0% introductory interest rate on balance transfers of $100 or more for your first 10 months. You’ll only have to pay a 1% fee when you transfer your balance from another card to the CIBC Select Visa Card.
  • This balance transfer offer is only available at the time of your online application. Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Balance transfers of amounts less than $100 are not eligible for this promotional balance transfer offer and will be subject to the regular interest rate for Cash Advances applicable to your account.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Select Visa Card with Skip.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Legal

This is a digital-exclusive offer. To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $29
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $15,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 13.99 %
  • Cash Advance Rates 13.99 %
  • Balance Transfer Rates 13.99 %
Value
  • Year 1 $29
  • Year 2+ $29
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn up to 60,000 Aeroplan points (a value of up to $1,200†):
    • 10,000 Aeroplan points the first time you make a purchase†
    • 20,000 Aeroplan points if you spend at least $10,000 during the periods covered by your first four monthly statements†
    • 30,000 Aeroplan points if you spend at least $40,000 in the first year†
  • Get a one-time annual fee rebate ($180) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $170†
  • Enjoy a free first checked bag†: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†.
  • Plus, enjoy access to the Maple Leaf Lounges, a $100† value.
Annual Fee
  • Primary card $180
  • Additional card $50
Annual Income Required
  • Individual $35,000
  • Household $35,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 12.99 %
  • Cash Advance Rates 14.5 %
  • Balance Transfer Rates
Earning Rate
  • Air Canada2Aeroplan Points
  • Gas1.5Aeroplan Points
  • Dining and Food delivery1.5Aeroplan Points
Value
  • Year 1 $1,915
  • Year 2+ $355
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Get up to 80,000 Aeroplan points:
    • 20,000 points the first time you make a purchase
    • 30,000 points if you spend at least $15,000 during the periods covered by the first 6 monthly statements
    • 35,000 points as an additional bonus if you have at least $25,000 in eligible net purchases charged to your account during the period covered by the first 12 monthly statements
  • Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year
  • Enjoy access to Maple LeafTM lounges, a $550 value
  • Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370
  • Plus, get a discount on the NEXUSTM program application fee, a $100 value
Legal

† Terms and conditions apply.

Annual Fee
  • Primary card $599
  • Additional card $149
Annual Income Required
  • Individual $200,000
  • Household $200,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1.5Aeroplan Points
  • Gas1.5Aeroplan Points
  • Drugstores1.5Aeroplan Points
Value
  • Year 1 $1,885
  • Year 2+ $283
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
10 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Get up to 45,000 Aeroplan points:
    • 10,000 Aeroplan points the first time you make a purchase
    • 10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements
    • 25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements
  • Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year
  • Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189
Legal

† Terms and conditions apply.

Annual Fee
  • Primary card $139
  • Additional card $50
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1.5Aeroplan Points
  • Gas1.5Aeroplan Points
  • Drugstores1.5Aeroplan Points
Value
  • Year 1 $1,603
  • Year 2+ $425
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Digital Exclusive Offer
  • Access to VIP Lounges
  • NEXUS Credit
Learn More
Best Visa Credit Card in 2023

Welcome Offer: Join and get over $1,500 in value including a first year annual fee rebate!

Here’s how you can get over $1,500 in value:

  • Get up to 45,000 Aventura Points (up to $900 in travel value):
    • 15,000 Aventura Points when you make your first purchase
    • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.
  • Plus, get a NEXUS◊ Application Fee rebate: A $160 value

Plus, enjoy extra valuable travel benefits:

  • Travel when it’s right for you – your Aventura points don’t expire
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.

Legal

This is a digital-exclusive offer. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $139
  • Additional card $50
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1.5Aventura Points
  • Gas1.5Aventura Points
  • Drugstores1.5Aventura Points
Value
  • Year 1 $1,177
  • Year 2+ $359
Best For
Transfer Partners
  • CIBC Aventura

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Digital Exclusive Offer†
  • 3% cash back on gas, EV charging, and grocery purchases†
  • Purchase Security and Extended Protection Insurance†
Learn More

Welcome Offer: Join and earn over $350 in value including a first year annual fee rebate.

Here’s how you can earn over $350 in value:

  • Earn a 10% cash back welcome bonus of up to $250 (first 4 statements)
  • A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.
  • First year annual fee rebate valued at $99.

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.

  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases
  • Get cash back on demand – redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Platinum Visa Card with Skip.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Legal

This is a digital-exclusive offer. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $99
  • Additional card $30
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries3%
  • Gas3%
  • Dining and Food delivery2%
Value
  • Year 1 $862
  • Year 2+ $364
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):

  • 2,500 Aeroplan points the first time you pay for a purchase†
  • 2,500 Aeroplan points if you spend $3,000 or more during the period covered by your first 4 monthly statements†
  • Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†
Legal

† Conditions apply.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates
Earning Rate
  • Groceries1Aeroplan Point
  • Gas1Aeroplan Point
  • Air Canada1Aeroplan Point
Value
  • Year 1 $577
  • Year 2+ $377
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):

  • 2,500 Aeroplan points the first time you pay for a purchase†
  • 2,500 Aeroplan points if you spend $3,000 or more during the period covered by your first 4 monthly statements†
  • Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates
Earning Rate
  • Groceries1Aeroplan Point
  • Gas1Aeroplan Point
  • Air Canada1Aeroplan Point
Value
  • Year 1 $538
  • Year 2+ $338
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
Best student credit card in 2023

Welcome offer: Join and earn up to $125 in value†

Here’s how it adds up:

  • Get $25 cash back after you make your first purchase within the first 4 monthly statements.†
  • Get a 10% cash back welcome bonus for the first 4 monthly statements (up to $100 cash back).†

Plus, get 2% cash back on eligible grocery purchases!

  • 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases and eligible recurring payments
  • 0.5% cash back on all other purchases
  • Get cash back on demand – redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Card for Students with Skip.

Get all the student-life essentials on a budget

Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.

Legal

This is a digital-exclusive offer. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries2%
  • Gas1%
  • Dining and Food delivery1%
Value
  • Year 1 $363
  • Year 2+ $238
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Welcome Offer: Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).

Plus, get 2% cash back on eligible grocery purchases!

  • 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases and eligible recurring payments
  • 0.5% cash back on all other purchases
  • Get cash back on demand – redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Card with Skip.

Legal

This is a digital-exclusive offer. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries2%
  • Gas1%
  • Dining and Food delivery1%
Value
  • Year 1 $338
  • Year 2+ $238
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Receive our newsletter every week!

Savings are here (if you don’t see the sign-up form, please click here):

Milesopedia