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  • Get up to 75,000 Aeroplan points (a value of up to $1,500†):
    • 10,000 Aeroplan points the first time you make a purchase†
    • 25,000 Aeroplan points when you spend at least $7,500 within the first 3 statement periods†.
    • 25,000 Aeroplan points when $40,000 or more in purchases are charged to the account within the first 12 monthly statement periods†.
    • An additional bonus of 15,000 Aeroplan points when $40,000 or more in purchases are charged to the account in the first year†.
  • Get a one-time annual fee rebate for the primary cardholder ($180) and three additional cardholders ($50 each): a benefit valued at $330†.
  • Enjoy free first checked bag†: a benefit valued at $140 for two travelers per round-trip flight, assuming you take one Air Canada round-trip flight during the first year†.
  • Enjoy access to Maple Leaf Lounges: a benefit valued at $236†.
Annual Fee
  • Primary card $180
  • Additional card $50
Annual Income Required
  • Individual $35,000
  • Household $35,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 12.99 %
  • Cash Advance Rates 14.5 %
  • Balance Transfer Rates
Earning Rate
  • Air Canada2Aeroplan Points
  • Gas1.5Aeroplan Points
  • Dining and Food delivery1.5Aeroplan Points
Value
  • Year 1 $2,215
  • Year 2+ $355
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Earn up to 100,000 Aeroplan points:
    • 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods
    • 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods
    • 50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods
  • Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year
  • Enjoy access to Maple LeafTM lounges, a $550 value
  • Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370
  • Plus, get a discount on the NEXUSTM program application fee, a $100 value
Legal

† Terms and conditions apply. The information for the CIBC® Aeroplan® Visa Infinite Privilege* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.

Annual Fee
  • Primary card $599
  • Additional card $149
Annual Income Required
  • Individual $200,000
  • Household $200,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1.5Aeroplan Points
  • Gas1.5Aeroplan Points
  • Drugstores1.5Aeroplan Points
Value
  • Year 1 $2,283
  • Year 2+ $283
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
10 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Get up to 45,000 Aeroplan points:
    • 10,000 Aeroplan points the first time you make a purchase
    • 10,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods
    • 25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods
  • Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year
  • Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189
Legal

† Terms and conditions apply. The information for the CIBC Aeroplan® Visa Infinite* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.

Annual Fee
  • Primary card $139
  • Additional card $50
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1.5Aeroplan Points
  • Gas1.5Aeroplan Points
  • Drugstores1.5Aeroplan Points
Value
  • Year 1 $1,603
  • Year 2+ $425
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Digital Exclusive Offer
  • Access to VIP Lounges
  • NEXUS Credit
Learn More

Welcome Offer: Join and earn up to $1,500 in value including a first year annual fee rebate!

Here's how you can earn up to $1,500 in value:

  • Get up to 45,000 Aventura Points (up to $900 in travel value):
    • 15,000 Aventura Points when you make your first purchase
    • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.
  • Plus, get a NEXUS◊ Application Fee rebate: A $160 value

Plus, enjoy extra valuable travel benefits.

  • Travel when it’s right for you – your Aventura points don’t expire
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
  • Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Gold Visa Card with Skip.

Legal

This is a digital-exclusive offer. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $139
  • Additional card $50
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1.5Aventura Points
  • Gas1.5Aventura Points
  • Drugstores1.5Aventura Points
Value
  • Year 1 $1,177
  • Year 2+ $359
Best For
Transfer Partners
  • CIBC Aventura

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Digital Exclusive Offer†
  • 4% cash back on gas, EV charging, and grocery purchases†
  • Visa Infinite Benefits
Learn More
Best Cash Back Credit Card in 2023

Welcome Offer: Apply and earn up to $400 in value, including a first-year annual fee rebate.

Here's how you can earn up to $400:

  • Earn a 10% cash back welcome bonus of up to $250 (first 4 statements)
  • A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.
  • First year annual fee rebate valued at $120.

Then, get 4% cash back on eligible gas, electric vehicle charging, and grocery purchases.

  • 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments
  • 1% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.

Save on gas with CIBC and Journie Rewards

Link your CIBC Dividend® Visa Infinite* Card to Journie Rewards and use it to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.

Legal

This is a digital-exclusive offer. To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else.

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $120
  • Additional card $30
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries4%
  • Gas4%
  • Dining and Food delivery2%
Value
  • Year 1 $931
  • Year 2+ $391
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
10 day(s)
Travel medical insurance up to 64 years old
$5,000,000
10 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
  • Digital Exclusive Offer†
  • 3% cash back on gas, EV charging, and grocery purchases†
  • Purchase Security and Extended Protection Insurance†
Learn More

Welcome Offer: Join and earn up to $350 in value including a first year annual fee rebate.

Here's how you can earn up to $350 in value:

  • Earn a 10% cash back welcome bonus of up to $250 (first 4 statements)
  • A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.
  • First year annual fee rebate valued at $99.

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.

  • 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments
  • 1% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Platinum Visa Card with Skip.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Legal

This is a digital-exclusive offer. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $99
  • Additional card $30
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries3%
  • Gas3%
  • Dining and Food delivery2%
Value
  • Year 1 $862
  • Year 2+ $364
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

Get up to 70,000 Aventura points (a value of up to $1,600 for your travels):

  • A welcome bonus of 20,000 Aventura points when you make your first purchase.
  • An additional bonus of 10,000 Aventura points when you make your first purchase within the first 4 monthly statements
  • 40,000 Aventura points when total spending of $35,000 or more is charged to the account within the first 12 statements

Plus, get a one-time annual fee rebate for the primary cardholder (up to $180) and three authorized users ($50 each): a benefit valued at up to $330

Annual Fee
  • Primary card $180
  • Additional card $50
Annual Income Required
  • Individual $35,000
  • Household $35,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 21.99 %
  • Balance Transfer Rates
Earning Rate
  • Travel1.5Aventura Points
  • Air Canada1.5Aventura Points
  • All Spending1Aventura Point
Value
  • Year 1 $1,018
  • Year 2+ $178
Best For
Transfer Partners
  • CIBC Aventura

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

Get a total of up to 80,000 Aventura Points (up to $1,600 in travel value) during your first year:

  • 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods
  • 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.
  • 30,000 Aventura Points as an additional anniversary bonus
  • Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program2: up to $370 value
  • Get a $200 annual Travel Credit
  • Plus, get 2 NEXUSTM Application Fee rebates: a $320 value.
Legal

†Conditions Apply

Annual Fee
  • Primary card $499
  • Additional card $99
Annual Income Required
  • Individual $150,000
  • Household $200,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • All Spending1.25Aventura Points
  • Groceries1.25Aventura Points
  • Gas1.25Aventura Points
Value
  • Year 1 $1,061
  • Year 2+ $101
Best For
Transfer Partners
  • CIBC Aventura

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
10 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):

  • 2,500 Aeroplan points the first time you pay for a purchase†
  • 2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods†
  • Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†
Legal

† Conditions apply.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates
Earning Rate
  • Groceries1Aeroplan Point
  • Gas1Aeroplan Point
  • Air Canada1Aeroplan Point
Value
  • Year 1 $577
  • Year 2+ $377
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):

  • 2,500 Aeroplan points the first time you pay for a purchase†
  • 2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods†
  • Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†
Legal

† Conditions apply.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates
Earning Rate
  • Groceries1Aeroplan Point
  • Gas1Aeroplan Point
  • Air Canada1Aeroplan Point
Value
  • Year 1 $538
  • Year 2+ $338
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

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