The Best Laurentian Bank Credit Cards – December 2024

Laurentian Bank Visa Infinite* Card

The Laurentian Bank Visa Infinite* Card is one of Laurentian Bank’s best credit cards.

With this welcome offer for the Laurentian Bank Visa Infinite* Card, you can earn 60,000 bonus points on your purchases when you spend $6,000 in the first six months.

You can also earn up to $150 in additional points:

• Up to 10,000 bonus points when you add 2 authorized users;
• 5,000 bonus points when you set up a pre-authorized payment within the first 6 months.

You can also earn $140 in bonus points:

• Up to 10,000 bonus points when you set up 2 instalment plans within the first 6 months
• 2,000 bonus points when you sign up for Assur-Payment™ within the first 6 months
• 2,000 bonus points for each friend or family member you refer

Plus, save $130 on the first year’s annual fee when you activate your card and make a first purchase. Plus, you can get a refund of the $130 annual fee for the second year when you spend $15,000 within the first year.

With the Laurentian Bank Visa Infinite* card. you get:

• 2 points on Gas, Grocery, Travel and Transportation
• 2 points on Recurring Payments
• 1 point on everything else

Plus, you can use inCard Offers to earn even more rewards just by using your Laurentian Bank credit card.

With the Laurentian Bank Visa Infinite* card, you get Visa Infinite benefits for hotels, wineries in Canada, golf with Troon Rewards and access to a concierge service.

Last but not least, this card comes with comprehensive insurance coverage:

• Travel insurance (hospital, medical and paramedical care, trip cancellation, delayed baggage, public transportation vehicle accident)
• Auto rental insurance
• Purchase insurance and extended warranty

Alternative card: Scotiabank Passport Visa Infinite Card

With this welcome offer for the Scotiabank Passport™ Visa Infinite* Card, you earn up to 35,000 Scene+ points as a welcome bonus (a $350 value) :

• 25,000 points after just $1,000 in purchases
• 10,000 points after $40,000 in purchases in the first year

Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of 10,000 points, a $100 value.

With the Scotiabank Passport™ Visa Infinite* Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You’ll also earn 2 points for every dollar you spend, including on foreign transactions, in the following categories:

• Grocery shopping
• Restaurants
• Entertainment centers
• Transit

The Scotiabank Passport™ Visa Infinite* Card is an excellent Visa credit card for this type of purchase.

You can redeem your points for any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusive properties and even Airbnb). You can also use your points as cash back with Scene+, such as at your grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Passport™ Visa Infinite* Card also offers:

• No fees for foreign currency transactions
• 6 complimentary passes to airport VIP lounges
• Excellent insurance for your travels and purchases
• Concierge service

We voted this credit card the Best No-FX Fee Credit Card of 2024.

Laurentian Bank Visa* Cashback Card

Take advantage of generous cash back on your daily purchases with the Laurentian Bank Visa* Cashback card:

• 2% cash back on Gas and Grocery
• 2% cash back on Recurring Payments
• 1% cash back on Everything Else

Save on annual fees! No annual fee for two years:

• Save $65 on the first year’s annual fee when you activate your card and make a first purchase.
• Plus, get the $65 annual fee for the second year when you spend $10,000 within the first year.

In the first 6 months, you’ll earn $400 in cash back when you spend $4,000 in net purchases.

Maximize your rebates with these extra benefits to get up to $170 in additional cash back:

• $50 in cash back when you set up a pre-authorized payment within the first 6 months
• Up to $100 cash back when you set up 2 instalment plans within the first 6 months
• $20 in cash back when you sign up for Assur-Payment™ within the first 6 months

With the Laurentian Bank Visa* Cashback card, you can get cash back while enjoying your everyday purchases!

Alternative card: TD Cash Back Visa Infinite* Card

With the TD Cash Back Visa Infinite* Card, you earn 3% cash back on:

• Grocery stores
• Gas stations
• Recurring bill payments

And 1% cash back on all other purchases.

It’s the best TD cash back credit card, especially for gas purchases.

With this new welcome offer, you could earn 10% cash back on gas and grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back!

Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.

Finally, you have good insurance coverage, such as travel medical insurance, delayed or lost baggage insurance, collision/loss damage insurance for car rentals and mobile device insurance.

Laurentian Bank Visa* Reward Me Card

With the Laurentian Bank Visa* Reward Me Card, you can earn up to $120 in points as a welcome bonus:

• 2,000 points when you activate your card and make your first purchase
• 10,000 points when you spend $4,000 on net purchases in 6 months

With the Laurentian Bank Visa* Reward Me Card, you earn 1 point per dollar on gas, groceries and recurring payments. And 0.5 points on everything else.

Alternative card: CIBC Aventura Visa* Card

The CIBC Aventura® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.

Get up to 10,000 Aventura Points (up to $100 in travel value^†)

• 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
• 7,500 Aventura Points after you make your first purchase within first 4 months.^†

With this no annual fee CIBC Aventura Credit Card, you get:

• 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
• 1 point for every $2 spent on all other purchases

And this no-annual-fee CIBC Credit Card offers some insurance coverage:

• Auto Rental Collision and Loss Damage Insurance
• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

Laurentian Bank Visa* Reduced Rate Card

Alternative card: CIBC Select Visa* Card

The CIBC Select Visa* Card is one of the best balance transfer Visa credit cards in Canada.

With this exclusive digital offer for this CIBC balance transfer credit card, you get :

• 0% interest on balance transfers for up to 10 months^†
• a two-year annual fee rebate^†

You’ll only have to pay a 1% fee when you transfer your balance from another card. Once this promotional period ends, the standard card interest rate of 13.99% will apply to any remaining balance. This interest rate is lower than the rates charged by many other credit cards.

For example, you could pay for major purchases on another credit card (such as renovations, furniture or appliances) and transfer your balance to the CIBC Select Visa* Card to benefit from its 0% interest rate on balance transfers for ten months.

CIBC Select Visa* Card users can also save on gas thanks to the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating service stations.

The CIBC Select Visa* Card has an annual fee of $29 (with a two-year annual fee rebate) and requires an annual family income of at least $15,000 to qualify. Despite its lack of additional benefits, the CIBC Select Visa* Card comes with up to $100,000 in Common Carrier Accident Insurance and allows users to add up to three authorized users at no additional cost.