The Best Laurentian Bank Credit Cards – April 2025

Discover the best Laurentian Bank credit cards, offering a variety of benefits such as cash back, rewards programs and competitive interest rates to optimize your finances.

Laurentian Bank

Here are the best credit cards offered by Laurentian Bank:

Laurentian Bank Visa Infinite* Card

Alternative card: Scotiabank Passport Visa Infinite Card

With this welcome offer for the Scotiabank Passport Visa Infinite Card, you’ll receive up to 40,000 Scene+ points in welcome bonus (a $400 value):

  • 30,000 points after $2,000 in purchases in the first three months
  • 10,000 points after $40,000 in purchases in the first year

Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, a value of $100.

With the Scotiabank Passport Visa Infinite Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, and Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You’ll also earn 2 points for every dollar you spend, including on foreign purchases, in the following categories:

  • Grocery shopping
  • Restaurants
  • Entertainment centers
  • Transit

The Scotiabank Visa Infinite Passport is an excellent Visa credit card for this type of purchase.

These points can be used against any travel purchase at the rate of1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Visa Infinite Passport also offers :

  • No fees for foreign currency transactions
  • 6 access to VIP airport lounges
  • Excellent insurance for your travels and purchases
  • Concierge service

We voted this credit card the Best No FX Fee Credit Card of 2024 and 2025.

Best No-FX Fee Credit Card In 2024
  • Earn up to $1,300* in value in the first 12 months, including up to 40,000 bonus Scene+ points.
  • Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating
    Co-ops and more
  • Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more)
  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
  • Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country Program
Legal

*Conditions apply. Rates, fees and other information are effective as of January 3, 2025. Subject to change.

Earning Rate
  • Groceries2Scene+ points
  • Dining and Food delivery2Scene+ points
  • Local Transport2Scene+ points
Value
  • Year 1 $797
  • Year 2+ $397
Best For
Transfer Partners
  • Scene+

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
25 day(s)
Travel medical insurance up to 64 years old
$1,000,000
25 day(s)
Travel medical insurance 65+
$1,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

Laurentian Bank Visa* Cashback Card

Enjoy generous cash back on your daily purchases with the Laurentian Bank Visa Cashback Card:

  • 2% cash back on Gas and Grocery
  • 2% cash back on Recurring Payments
  • 1% cash back on Everything Else

Receive up to $80 cash back as a welcome bonus:

  • $50 cash back when you spend $1,000 in the first three months
  • $10 cash back when you set up a pre-authorized payment within the first three months
  • $20 cash back for each friend or family member you refer

With the Laurentian Bank Visa Cashback* card, you can take advantage of discounts while enjoying your everyday purchases!

Alternative card: TD Cash Back Visa Infinite* Card

With the TD Cash Back Visa Infinite* Card, you earn 3% in Cash Back Dollars on:

  • Grocery stores
  • Gas stations
  • Recurring invoices

And 1% cash back on all other purchases.

It’s the best TD cash back credit card, especially for gas purchases.

With this new welcome offer, you could earn 10% cash back on gas and grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back!

Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.

Finally, you have good insurance coverage, such as travel medical insurance, delayed or lost baggage insurance, collision/loss damage insurance for car rentals and mobile device insurance.

Laurentian Bank Visa* Reward Me Card

With the Laurentian Bank Reward Me Visa* Card, you can earn up to $40 in points as a welcome bonus:

  • 2,000 points when you activate your card, make your first purchase and set up a pre-authorized payment within the first three months
  • 2,000 points for referring a friend or family member

With the Laurentian Bank Reward Me Visa* Card, you earn 1 point per dollar on gas, groceries and recurring payments. And 0.5 points on everything else.

Alternative card: CIBC Aventura Visa* Card

The CIBC Aventuraᴹᴰ Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.

Get up to 10,000 Aventura Points (up to $100 in travel value)

  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
  • 7,500 Aventura Points after you make your first purchase within first 4 months.

With this no annual fee CIBC Aventura Credit Card, you get:

  • 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores
  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every $2 spent on all other purchases

And this no-annual-fee CIBC Credit Card offers some insurance coverage:

  • Auto Rental Collision and Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

Laurentian Bank Visa* Reduced Rate Card

Alternative card: CIBC Select Visa* Card

The CIBC Select Visa* Card is one of Canada’s best balance transfer Visa credit cards.

With this exclusive digital offer for this CIBC balance transfer credit card, you get :

  • 0% interest on balance transfers of at least $100, for up to 10 months†
  • a two-year annual fee rebate

You’ll only have to pay a 1% fee when you transfer your balance from another card. Once this promotional period ends, the standard card interest rate of 13.99% will apply to any remaining balance. This interest rate is lower than the rates charged by many other credit cards.

For example, you could pay for major purchases on another credit card (such as renovations, furniture or appliances) and transfer your balance to the CIBC Select Visa* Card to benefit from its 0% interest rate on balance transfers for ten months.

CIBC Select Visa* Card users can also save on gas thanks to the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating service stations.

The CIBC Select Visa* Card has an annual fee of $29 (with a two-year annual fee rebate) and requires an annual family income of at least $15,000 to qualify. Despite its lack of additional benefits, the CIBC Select Visa* Card comes with up to $100,000 in Common Carrier Accident Insurance and allows users to add up to three authorized users at no additional cost.

Frequent Asked Questions about credit cards

Here are some frequently asked questions in the milesopedia community about credit cards in Canada.

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