Scene+: New No Annual Fee Credit Card Offers!

Credit Cards Scene+: New No Annual Fee Credit Card Offers!

To the point Here are the new welcome offers for Scene+ credit cards with no annual fee. Earn points without paying annual fees!

Below are the new welcome offers for Scotiabank’s no-annual-fee Scene+ credit cards.

With these Scene+ credit cards+, you will get Scene+ points which you can redeem for:

Travel
cash back at the grocery store
movie tickets
gift cards
Products

Scene+ credit cards with no annual fee

Scotiabank^® Scene+™ Visa* Card

Looking for a Scene+ credit card with no annual fee? The Scotiabank Scene+ Visa Card is ideal for students or those who don’t want to pay annual fees.

For a limited time, you can earn up to 5,000 bonus Scene+ points within your first 3 months (2,500 points after $250 and an additional 2,500 points after $1,000 in spending). Enough to get you about $50 towards a trip or your grocery purchases.

With the Scotiabank Scene+ Visa Card, you earn 2 points for every dollar spent at Sobeys, Safeway, IGA, Foodland, participating Co-ops, FreshCo and more.

You also earn 2 points for every dollar spent at Home Hardware and at Cineplex.

And you get 1 point Scene+ on all your other purchases.

It’s a great Visa credit card with no annual fee to get Scene+ points.

Scotiabank American Express^® Card

The Scotiabank American Express^® Card is one of the best no-annual-fee credit cards in Canada.

For a limited time, you can earn up to 10,000 Scene+ points in the first three months, a value of up to $100 in travel (including Airbnb):

2,500 Scene+ points after $250 spent in the first three months
7,500 Scene+ points after $1,000 spent in the first three months

With the Scotiabank American Express^® Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You also earn 2 points per dollar on:

Grocery stores
Restaurants
Entertainment
Gas stations
Local transportation
Streaming services

And 1 point per dollar on all other purchases.

These points can be redeemed against any travel purchase (flights, hotels, all-inclusives and even Airbnb) or with Scene+ partners.

Scene+ credit cards with annual fee

Below you’ll find welcome offers for Scene+ credit cards with annual fees from Scotiabank.

These give you more points as a welcome bonus, travel benefits (such as no conversion fees for foreign currency transactions or access to airport VIP lounges) and excellent insurance.

Scotiabank Passport^® Visa Infinite +* Card

With this welcome offer for the Scotiabank Visa Infinite ^+* Passport^MC Card, you get up to 60,000 Scene+ points as a welcome bonus (a value of $600):

40,000 points after $2,000 in purchases within the first three months
10,000 points after $10,000 in purchases within the first six months
10,000 points after $40,000 in purchases in the first year

Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, which represents a $100 value.

With the Scotiabank Visa Infinite +* Passport^MD Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You also earn 2 points per dollar spent, including on foreign purchases, in the following categories:

Grocery shopping
Restaurants
Entertainment centers
Transit

The Scotiabank Visa Infinite +* Passport^MD Card is an excellent Visa credit card for these types of purchases.

These points can be used for any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusive packages, and even Airbnb). You can also redeem your points as cash back with Scene+, for example, at your grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Visa Infinite +* Passport^MD Card also offers:

No fees for foreign currency transactions
Get value of up to 10¢/L on your fuel purchases at Shell
6 access to VIP airport lounges
Excellent insurance for your travels and purchases
Concierge service
Travel with confidence with 10 GB of free GigSky global mobile data for 15 days, plus access to GigSky Travel Essentials for essential apps on the go.
Cardholders also receive a free 1 GB/15-day GigSky global mobile data package annually, plus a 20% discount on future GigSky purchases.

We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.

Scotiabank Gold American Express^® Card

The Scotiabank Gold American Express Card offers an excellent welcome bonus.

Until November 1, 2026, you can earn up to 50,000 bonus Scene+ points, broken down as follows:

30,000 Scene+ points by charging $2,000 in purchases to the card within the first 3 months
20,000 Scene+ points by making $7,500 in purchases on the card in the first year

This represents a value of up to $500 for travel (including Airbnb).

With the Scotiabank Gold American Express Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you earn 5 points per dollar for:

Grocery stores
Restaurants
Entertainment centers

And 3 points per dollar on gas, transit and streaming services purchases.

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.

The Scotiabank Gold American Express Card also offers no foreign transaction fees, excellent insurance for your travel or purchases, concierge service, exclusive American Express benefits like the Front of the Line program.

Scotiabank^®* Platinum American Express^® Card

For a limited time, by signing up for the Scotiabank Platinum American Express^® Card, you can earn up to 100,000 Scene+ points, worth up to $3,000 in value over the first 14 months (including about $1,000 in travel rewards from the bonus points).

With the Scotiabank Platinum American Express^® Card, you earn 2 points per dollar spent on all purchases. These points can be used against any travel purchase (plane tickets, hotels, all-inclusives, and even Airbnb), and you can also use them for other rewards in the Scene+ program, like cash back.

Plus, with this card, you pay no foreign transaction fees, and you get 10 free accesses to VIP airport lounges (Priority Pass).

And you benefit from excellent insurance for your trips and purchases, premium concierge service, and exclusive American Express Invitations offers.

Interested in the Scene+ program? Check out these different Scene+ credit card offers:

Frequently Asked Questions about the new Scene+ offers for no annual fee cards

Here are frequently asked questions in the milesopedia community about this card.

Scotiabank Scene+ Visa Card or Scotiabank Scene+ American Express Card — which no annual fee card to choose?

The two no-fee Scene+ cards target different profiles. The Scotiabank Scene+ Visa Card earns 2 points per dollar at partner grocery stores (Sobeys, IGA, Foodland) and at Home Hardware, plus 1 point elsewhere, with a welcome bonus of 5,000 points in the first 3 months. The Scotiabank Scene+ American Express Card earns 3 points at partner grocery stores and 2 points on restaurants, entertainment, gas, transit and streaming, with a more generous welcome bonus of 10,000 points (~$100) in the first 3 months. For exclusive grocery stores, Visa wins. For restaurants and streaming, Amex wins.

What are Scene+ points worth and how do you redeem them?

One Scene+ point is worth 1¢ for travel redemptions via the Scene+ Travel portal or as a statement credit on travel purchases already made on your card (the most flexible method). Points can also be redeemed at a rate of 1,250 points = $5 for a movie at Cineplex (~1.43¢ per point, the best rate), 1,000 points = $5 at Sobeys/IGA/Safeway/Foodland (~0.7¢), or for gift cards. For the majority of Scotiabank Scene+ Visa Card holders, the travel statement credit option offers the best simplicity-to-value ratio. Points don’t expire as long as your account is active.

Can I hold both no-fee Scene+ cards at the same time?

Yes, and it’s a common strategy to maximize Scene+ points accumulation. The two welcome bonuses (5,000 points on the Scene+ Visa and 10,000 points on the Scene+ American Express) total 15,000 points (~$150) with no annual fees to pay. All Scene+ points accumulate in a single Scene+ account, so there’s no redemption complication. Use the Visa for your shopping at Sobeys/IGA and at Home Hardware, and the Amex for restaurants, streaming and gas — you’ll cover the majority of your spending categories at the maximum rate.

Is there a minimum income requirement to get a no-fee Scene+ card?

No, neither the Scotiabank Scene+ Visa Card nor the Scotiabank Scene+ American Express Card imposes a minimum income requirement, making them particularly accessible to students, newcomers and young professionals building their credit history. A reasonable credit score (ideally 660+) is generally sufficient for approval. This is a notable improvement over premium cards like the Scotiabank Passport Visa Infinite + Card which requires $60,000 in personal income or $100,000 in household income. To get started in the Scene+ ecosystem, these no-fee options are ideal.

Come to discuss that topic in our Facebook Group!

Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

All posts by Jean-Maximilien Voisine

Scene+ credit cards with no annual fee

Scene+ credit cards with annual fee

Frequently Asked Questions about the new Scene+ offers for no annual fee cards

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