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First of all, you have to collect points! The National Bank World Elite Mastercard offers a promotion during certain periods. Seize this opportunity when it presents itself.
The National Bank World Elite Mastercard is the best Mastercard credit card on NBC.
With this card, you earn up to 5 points per dollar on your purchases:
And since it’s an NBC mycredit Mastercard, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia voted National Bank World Elite Mastercard the Best Credit Card for Travel and the Best Credit Card for Insurance in 2023, 2024 and 2025 respectively.
Flexibility is the main advantage of the NBC Rewards program. You can use your points to redeem for almost any travel expense you book:
Simply make your travel purchase with your credit card, then apply your points for reimbursement via your National Bank online portal. Follow the steps in our tutorial on How to Use NBC Rewards Points on Your Travels?
The À la carte Travel portal also lets you book flights or vacation packages using your NBC Rewards points. You can make the most of your points: 10,000 points per $10. Discover how to Maximize Your Points with À la carte Travel:
Before taking your flight out of the country, enjoy a moment of relaxation at the National Bank Lounge located in the international zone of Montreal-Trudeau Airport. As a cardholder, you get free access to this exclusive space where you can:
This privilege, which would normally cost around thirty dollars per visit per person, is included with your card. Each National Bank World Elite Mastercard holder has complimentary access to the lounge with one guest and two children aged 12 or under.
Since my children are over 12, my spouse has an additional card on my account. This way I can enter with one of my teenagers (my free guest) and my spouse enters with our other teenager (their free guest). The additional card costs $50, but it’s well worth it! It allows me to earn additional points and to fill my big kids’ bottomless stomachs in the lounge before we catch our flight.
The National Bank World Elite Mastercard includes one of the best travel insurance packages in the industry, covering trips up to a maximum duration of 60 days:
These insurances allow you to save money by not having to pay for additional insurance.
One of the major benefits of this card is its $150 Annual Travel Credit. Every year on January 1, the $150 annual travel credit appears in my account. I use it to pay for my Park’N Fly parking at Montreal-Trudeau international airport.
I return to Montreal, pay for parking with my National Bank World Elite Mastercard, and simply pick up my vehicle to head back home.
A few days later, I go into my National Bank online account and reimburse the cost of my airport parking with my annual travel credit. That’s one less thing to pay!
It can also be used to reimburse the cost of choosing a better seat on the plane, baggage fees, ticket upgrades to a higher class and entry to airport lounges around the world.
Read our tutorial on How to Use the NBC $150 Annual Travel Credit to learn all the steps you need to take to be reimbursed.
Yes, because even with a single trip, you can offset the annual fees thanks to the $150 travel credit, access to the National Bank Airport Lounge at Montréal YUL, and the included travel insurance.
Only the National Bank World Elite Mastercard gives access to the National Bank Lounge.
Here is the National Bank customer service phone number for Mastercard credit cards: 1-888-622-2783 or 514-394-1427 (collect calls or within the Greater Montreal Area).
Here’s how to do it, step by step, in this article: How to Use NBC Rewards Points on Your Travel.
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