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Welcome Offer: Join and earn up to $150 in value†

Here's how it adds up:

• Get $50 cash back after you make your first purchase within the first 4 monthly statements.†
• Get a 10% cash back welcome bonus for the first 4 monthly statements (up to $100 cash back).†

Plus, get 2% cash back on eligible grocery purchases!†

• 1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Card for Students with Skip.^†

Get all the student-life essentials on a budget

Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.^†

Get a total of up to 80,000 Aventura Points^† (up to $1,600 in travel value^†) during your first year:

• 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
• 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.^†
• 30,000 Aventura Points as an additional anniversary bonus^†
• Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $250 value^†
• Get a $200 annual Travel Credit^†
• Plus, get 2 NEXUS^TM Application Fee rebates4: a $100 value^†.

Join and get up to $150 in value† for no annual fee.^†

Here’s how it adds up:

• Receive a Welcome Bonus of 3,000 Adapta points after your first purchase (up to $25 value)^†
• Get 9,000 Adapta points when you spend $1,000 in the first 4 monthly statement periods (up to $75 value)^†
• Includes membership to Roadside Assistance^† after you make your first purchase. Services include battery boosting, gas delivery, towing and more, offered by Dominion Automobile Association ($50 value)^†

How do Adapta points work?

Each month, you’ll automatically earn:

• 1.5 Adapta points for every dollar you spend in your top 3 spend categories^†; or
• 2 Adapta points for every dollar you spend on eligible travel purchases made through CIBC by Expedia^†; or
• 1 Adapta point for every dollar you spend on all other purchases.^†

Spend categories

• Grocery and drug stores
• Pet stores
• Dining and drinks
• Gas and EV
• Transit and parking
• Entertainment
• E-games and subscriptions
• Home improvement
• Electronics
• Clothing
• Health and beauty
• Hotels and motels

What are Adapta points worth?

• 1,500 Adapta points are worth $10 when redeemed towards your credit card balance or a recent purchase.^†
• 1,200 Adapta points are worth $10 when redeemed towards select CIBC financial products.†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Adapta Mastercard with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Adapta Mastercard with Skip.^†