Welcome offer
Take advantage of the exclusive Milesopedia Network welcome offer and earn up to 35,000 bonus points, distributed as follows:
Plus, receive a rebate on the first year’s annual fee.
Card features
Per dollar of purchases
There may be a daily maximum amount depending on the type of fees paid
National Bank World Elite Mastercard is the best Mastercard credit card on NBC. With the current welcome offer exclusive to the Milesopedia Network, receive up to 35,000 bonus points, distributed as follows:
What’s more, you pay no annual fee for the first year.
With this card, you earn up to 5 points per dollar on your purchases:
And since it’s a National Bank Mastercard credit card, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, in 2023 and 2024, Milesopedia voted National Bank World Elite Mastercard as the Best Credit Card for Travel and the Best Credit Card for Insurance.
To apply for the National Bank World Elite Mastercard, simply click on the Apply Now button. You will be redirected to the National Bank website, where you can securely apply for this credit card.
National Bank will then let you know if you are approved for that credit card. If you’re approved, you’ll receive your National Bank World Elite Mastercard in the mail.
With the National Bank World Elite Mastercard, you can earn up to 5 points per dollar spent.
With this National Bank credit card, you earn up to 5 points per dollar on your purchases:
With the National Bank World Elite Mastercard, you have access to a $150 annual travel credit that you can use in any of these categories:
For example, you can use this National Bank National Bank’s World Elite Mastercard® credit for fees charged by an airline.
With the National Bank World Elite Mastercard, you benefit from a wide range of insurance coverages:
With your National Bank World Elite Mastercard, you have free access to the National Bank Lounge at Montreal-Trudeau International Airport.
This benefit is available to the cardholder, one guest and up to 2 children under 12.
Also, you can access airport lounges that are members of the DragonPass program. However, you will be charged a fee for each DragonPass airport lounge access.
Here are the conditions to be aware of:
There are many ways to use your National Bank World Elite Mastercard rewards points:
Yes, the National Bank World Elite Mastercard is the best credit card offered by National Bank.
The National Bank’s World Elite Mastercard® stands out thanks to:
On Milesopedia, you can easily compare credit cards. You can add the National Bank’s World Elite Mastercard® to the credit card comparison tool and compare it with other credit cards.
Yes, National Bank’s World Elite Mastercard® is accepted at Costco.
*Grocery and Restaurant: The amount of points earned on grocery and restaurant purchases depends on the total gross monthly amount charged to the credit card account, regardless of the purchase category. You will earn 5 points for every dollar in eligible grocery and restaurant purchases The accumulation of 5 points per dollar of purchase is valid until a total of $2,500 in gross monthly purchases is charged to the account. After that, you will earn 2 points per dollar in eligible grocery and restaurant purchases. The total gross monthly amount is calculated based on your monthly billing period. Grocery purchases include any purchase made at a store that primarily sells food, i.e., grocery store, delicatessen, supermarket, greengrocer or specialty food store. Ready-to-eat meal services and meal delivery services are eligible. This definition excludes purchases made at retail stores and big box stores whose core business is the sale of non-food items. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points. Restaurant purchases include purchases at a restaurant, fast food restaurant, bar, nightclub or pub.
Gas and Electric Vehicle Charging: To earn 2 points per dollar in purchases, you will need to purchase gas or an electrical vehicle charge from a service station or from certain big-box stores. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points.
Recurring Bill: Recurring bill payments are defined as monthly or regular payments automatically charged by a merchant to your National Bank World Elite Mastercard credit card. Not all merchants offer recurring bill payments, and not all recurring payments are considered recurring bill payments. Certain payments therefore may not entitle you to earn more points.
À la Carte Travel: To earn 2 points per dollar in purchases, you must make your eligible purchases via the À la carte TravelTM Agency section of our À la carte RewardsTM site.
Other purchases: For example, if you spend $400 monthly on groceries, $200 on gas, $100 on recurring bills and $150 on other purchases, the $850 you spend will generate 2,750 points, broken down as follows: 2,000 points on groceries (since the total gross monthly amount is $850, or less than $2,500), 400 points on gas, 200 points on recurring bills and 150 points on other purchases.
Reimbursement of travel expenses
Clients must submit required documents within the given deadline. Certain conditions may apply. Only the primary cardholder (“Cardholder”) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses.
An account in good standing refers to an account linked to a credit card which complies with the Agreement governing the use of the credit card and which is not subject to any restrictions.
For example, the annual fees related to the credit card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1st and December 31 of each year is $150.
Eligible expenses include:
The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information.
National Bank reserves the right to request additional supporting documents for validation purposes (e.g. invoices). You must keep all receipts and supporting documents for a period of 12 months from the date of your claim. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of travel expenses tab and complete the form, you can also contact us at 1-888-296-8881 (toll-free).
Credit terms
Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers.
Minimum payment: If your account balance is lower than $10, you must pay the entire balance.
If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher.
If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher.
Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
*Variable interest rate in effect on September 1st, 2021
Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.
Savings are here:
