BMO AIR MILES No Fee Credit Card Review

Updated Oct 3, 2024
Fact checked by
Alexandrine Bertrand
Alexandrine Bertrand

Alexandrine Bertrand

Alexandrine Bertrand
An avid solo traveller, Alexandrine is an expert on loyalty programmes such as Aeroplan, Avios, AIR MILES, Flying Blue and Marriott Bonvoy. With a budget-conscious approach, she helps travellers make the most of their points and miles to experience affordable, off-the-beaten-path getaways. She also shares a love of gastronomy and enjoys exploring local flavours and culinary traditions.
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bmo no cost presentation
To the point BMO issues many AIR MILES credit cards with no annual fee that allow you toearn more miles!

The 2 no-fee BMO AIR MILES credit cards

Here are the 2 no annual fee AIR MILES creditcard offered by BMO:

Welcome bonus

Milesopedia has an exclusive offer for the BMO® AIR MILES® Mastercard®*.

With this offer, you earn 1,500 AIR MILES bonus miles after $1,000 in purchases, which is a $150 cash value. The general public offer is 800 AIR MILES bonus miles.

With the BMO® AIR MILES® Mastercard®*BMO AIR MILES MasterCard, you earn 3X miles for every $25 in purchases made at participating AIR MILES Partners. And 1 mile for every $25 you spend, Costco included.

In addition, you will automatically earn AIR MILES GOLD status by holding this card .

For the BMO AIR MILEScard for Students, the welcome bonus is 800 AIR MILES bonus miles. You will get it with the achievement of a minimum of $1,000 in expenses in 3 months.

The accumulation is the same as its twin above. You earn 3X miles for every $25 in purchases at participating AIR MILES Partners. Then, 1 reward mile for every $25 in purchases, including at Costco.

This bonus is deposited directly into your AIR MILES account a few days after your monthly relevé is issued.

The welcome bonus is available for each of these credit cards!

AIR MILES Status

The great thing about these cards and their various application bonuses is that they count towards the various AIR MILES statuses.

statuts air miles

Onyx status (6,000 AIR MILES bonus miles earned per year) is what all AIR MILES collectors are looking for.

With our other exclusive Milesopedia offer for the BMO AIR MILES World Elite MasterCard, you’ll earn 3,000 miles. In addition, card automatically earn AIR MILES Onyx Collector status.

In addition, you earn bonus miles with your Mastercard credit card at participating retailers.

Here are the advantages of each status:

Airmiles statutes
Airmiles statutes

AIR MILES account credited

When you application, you indicate which AIR MILES account you wish to link to your BMO credit card . This account is usually yours. However, it is possible to indicate the number of a spouse or a friend.

This is a good tip from members of the milesopedia facebook group to have only one AIR MILES account in a couple or a family!

Use of AIR MILES bonus miles

There are two ways to use AIR MILES bonus miles:

  • Cash
  • Dreams

We have detailed these two methods in this article.

The best known method of all is certainly Argent. You can easily use your AIR MILES at the checkout of a sponsor like Jean Coutu or IGA: 95 AIR MILES bonus miles MILES = $10 off your bill.

And regularly, there are promotions where you only need 85 AIR MILES bonus miles for that same $10 off.

Credit cards accepted at Costco

Want to find out about the best credit card for Costco? Click here!

An AIR MILES credit card for students

The MastercardMD* BMOMD AIR MILESMD for Students has student-friendly qualification criteria. So it’s easy to get!

We present it here.

Conclusion

These 2 AIR MILES credit cards are easily accessible. They each offer a welcome bonus that allows you to boost your AIR MILES bonus miles balance for a big reward.

Plus, they have no annual fee!

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine

Jean-Maximilien Voisine

Jean-Maximilien Voisine
Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.
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