carte moi rbc visa featured

moi RBC Visa Credit Card: Earn 3,000 Points With No Annual Fee!

To the point Earn 3,000 welcome bonus points with the moi RBC Visa Credit Card, with no annual fee, and maximize your points with the MOI program from Metro inc. Discover its benefits.
Milesopedia recommends this card from RBC

This post is also available in: FR

The moi Program from Metro Inc. was launched in May 2023 in Metro grocery stores, Brunet and Première Moisson branches, and soon after, the new RBC Visa Card was introduced. Here’s how this co-branded credit card can help you earn more points with the Moi program.

moi RBC Visa Credit Card - Overview

With the RBC Visa Card you can earn a welcome bonus of 3,000 points.

With this no-annual-fee RBC credit card, you can earn 2 points per dollar on:

  • qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
  • dining, gas and EV charging purchases

And 1 point per dollar on all other purchases.

Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card

moi RBC Visa Credit Card - Card Benefits

The current RBC Visa Card Welcome Points offer has a value of $24, as each Moi point has a redemption ratio of 500 points = $4 (or $0.008 per point).

Please note that the moi RBC Visa Credit Card is a no-annual-fee credit card.

RBC visa moi

You’ll earn 1 Moi point per dollar with the moi RBC Visa Credit Card.

Points earned with the moi RBC Visa Credit Card AND by swiping the Moi card at the cash register of participating stores will be :

  • 1 additional MOI point for every $1 spent at Metro, Première Moisson and Brunet in Quebec
  • 1 additional MOI point for every $1 spent at Jean Coutu stores in Quebec, Ontario and New Brunswick.

Then, for other expenses charged to the account:

  • 2 MOI points per $1 restaurant purchase, gas and electric vehicle charging

For example, for a qualifying purchase of $10 at :

  • Metro = 10 base points with the Moi membership card + 10 additional points for spending at Metro with the moi RBC Visa Card = 20 MOI points
  • Super C = 0 base points + 10 base points with the moi RBC Visa Credit Card = 10 Moi points plus bonus point offers on online and grocery products
Moi accumulation points RBC visa

Are you a regular user of Moi? Read these articles for more strategies to earn Moi points faster:

moi RBC Visa Credit Card - Other Benefits

You can get other benefits, such as gas benefits, by paying with your moi RBC Visa Credit Card at the following partners:

Avantages RBC moi visa

When it comes to insurance, the moi RBC Visa card offers purchase protection, extended warranty and mobile device insurance.

assurance Moi RBC visa

Bottom Line

Many credit cards offer an accelerated earning rate, in points or cash back, for groceries. Combined with the right rewards program, you can double dip and maximize the return on your purchases as we demonstrate in these articles:

The moi RBC Visa Credit Card may be of interest to those who wish to maximize all their points in one place with the new Moi program and who do not wish to pay an annual fee.

Check out the best RBC credit card offers.

This post is also available in: FR

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Marie-Ève
Travelling is a way of life for Marie-Ève, who spends almost six months a year abroad. She's always looking for waves to surf, great coffee and the best strategies to travel longer. You'll probably find her in a coworking space with other digital nomads, or by the sea watching the sunsets.

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