RBC Visa Card: earn up to 10,000 points for free!

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Alexandrine Bertrand
Alexandrine Bertrand

Alexandrine Bertrand

Alexandrine Bertrand
A passionate solo traveler, Alexandrine is an expert on loyalty programs such as Aeroplan, Avios, AIR MILES, Flying Blue and Marriott Bonvoy. With a budget-conscious approach, she helps travelers maximize their points and miles for low-cost, off-the-beaten-path getaways. A food lover, she enjoys discovering the local flavors and culinary traditions that enrich her adventures.
All posts by Alexandrine Bertrand
RBC Visa Moi
To the point Earn up to 10,000 points as a welcome bonus with the RBC Visa Card, with no annual fee, and maximize your points earning with the MOI program from Metro inc. Discover its benefits.

The moi Program from Metro Inc. was launched in May 2023 in Metro grocery stores, Brunet and Première Moisson branches, and soon after, the new RBC Visa Card was introduced. Here’s how this co-branded credit card can help you earn more points with the Moi program.

moi RBC Visa Credit Card - Overview

With the RBC Visa Card you can earn a welcome bonus of 10,000 points :

  • 3,000 points upon your first purchase;
  • 3,500 additional points when you spend at least $500 in the first three months;
  • 3,500 additional points when you spend at least $2,000 in the first 12 months.

With this no-annual-fee RBC credit card, you can earn 2 points per dollar on:

  • qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
  • dining, gas and EV charging purchases

And 1 point per dollar on all other purchases.

Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card

moi RBC Visa Credit Card - Card Benefits

The current RBC Visa Card welcome bonus offer has a value of $80, as each Moi point can be redeemed at a ratio of 500 points = $4 (or $0.008 per point).

Please note that the moi RBC Visa Credit Card is a no-annual-fee credit card.

RBC visa moi

You’ll earn 1 Moi point per dollar with the moi RBC Visa Credit Card.

Points earned with the moi RBC Visa Credit Card AND by swiping the Moi card at the cash register of participating stores will be :

  • 1 additional MOI point for every $1 spent at Metro, Première Moisson and Brunet in Quebec
  • 1 additional MOI point for every $1 spent at Jean Coutu stores in Quebec, Ontario and New Brunswick.

Then, for other expenses charged to the account:

  • 2 MOI points per $1 restaurant purchase, gas and electric vehicle charging

For example, for a qualifying purchase of $10 at :

  • Metro = 10 base points with the Moi membership card + 10 additional points for spending at Metro with the moi RBC Visa Card = 20 MOI points
  • Super C = 0 base points + 10 base points with the moi RBC Visa Credit Card = 10 Moi points plus bonus point offers on online and grocery products
Moi accumulation points RBC visa

Are you a regular user of Moi? Read these articles for more strategies to earn Moi points faster:

moi RBC Visa Credit Card - Other Benefits

You can get other benefits, such as gas benefits, by paying with your moi RBC Visa Credit Card at the following partners:

Avantages RBC moi visa

When it comes to insurance, the moi RBC Visa card offers purchase protection, extended warranty and mobile device insurance.

assurance Moi RBC visa

Bottom Line

Many credit cards offer an accelerated earning rate, in points or cash back, for groceries. Combined with the right rewards program, you can double dip and maximize the return on your purchases as we demonstrate in these articles:

The moi RBC Visa Credit Card may be of interest to those who wish to maximize all their points in one place with the new Moi program and who do not wish to pay an annual fee.

Check out the best RBC credit card offers.

Come to discuss that topic in our Facebook Group!
Marie-Ève Leclerc

Marie-Ève Leclerc

Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
All posts by Marie-Ève Leclerc

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