With the Scotiabank Gold American Express^® Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

At other grocery stores like Metro or Super C, you earn 5 points for every dollar you spend.

With the Scotiabank Gold American Express^® Card, you can earn 5 points per dollar spent at:

• grocery stores and supermarkets
• restaurants (including eating and drinking establishments and fast-food outlets such as Good Food or Hello Fresh)
• entertainment venues (including cinemas, theatrical productions, box offices, bands, orchestras, and other artists).

With the Scotiabank Gold American Express^® Card, you can earn 3 points per dollar spent at:

• gas stations (and automatic fuel dispensers)
• public transportation (including local and suburban public transport, including ferries, rail services, cabs and limousines, coach lines and other transport services not elsewhere classified)
• Select Streaming Services (such as Netflix)

Everywhere else, and abroad, you’ll earn 1 point for every dollar spent using your Scotiabank Gold American Express^® Card.

You can earn 5 or 6 points per dollar in grocery stores, which is great since that’s where you can buy many gift cards!

Finally, through gift cards, you can accumulate 5 to 6 points per dollar for many other stores : SAQ, Amazon, Ikea, Gap, Aldo, Home Depot, etc.

To find out more about our gift card points strategy, click here!

The annual purchase limit for the purchase categories is $50,000. Once this limit is reached, you will earn 1 point per dollar.

You will also earn 1 point per dollar in all purchase categories when you travel abroad.

You can apply your points directly Scene+ on your travel expenses (flights, hotels, Airbnb, car rentals, etc.) charged to the card: 10,000 Scene+ points = $100.

Thus, 45,000 Scene+ points = $450.

This is one of the cards we recommend in these strategies:

• Save on your airbnb rental
• How to save money on flights with points?

You must use at least 5,000 points ($50) when redeeming (after this threshold, redemptions are made at the rate of 100 points = $1).

By using your points Scene+ against travel expenses, you’ re guaranteed a return of between 1% and 6%, depending on the retailer from which you’ve earned them.

If you need help making restaurant reservations or finding tickets to a show, the concierge service – provided by American Express – is at your disposal 24 hours a day, seven days a week.

I’ve used it on several occasions, notably to access tables in “fully booked” restaurants. Or to make me a list of things to do/see in a city I was planning to visit (Seoul, South Korea).

As this is an American Express card, you also enjoy certain cardholder benefits such as “American Express Invites/Front Of The Line.”

This gives you early access to many experiences: concerts, plays, restaurants, cinema, fashion and shopping.

To sign up for the service once you have your Scotiabank Gold American Express^® Card go here!

The Scotiabank Gold American Express^® Card offers a wide range of travel insurance coverages:

Coverage is provided

• eligible persons under age 65 for a maximum of 25 consecutive days
• People aged 65 and over for a maximum of 3 consecutive days.

Charge at least 75% of the cost of your trip to your card and obtain trip cancellation/interruption insurance at no additional cost.

You, your spouse, one travelling companion and your eligible dependent children travelling with you are automatically covered for up to $1,500 per person (to a maximum of $10,000 per trip).

When you pay at least 75% of the cost of your tickets with your Scotiabank Gold American Express^® Card, you are entitled to reimbursement of necessary expenses (for example, the cost of a hotel room, meals and other exceptional expenses).

You may be reimbursed for all eligible reasonable and necessary living expenses incurred as a result of a flight delay of at least four hours or a missed connection resulting in a waiting period of at least four (4) hours, up to a maximum of $500 per insured person on the same trip.

When you pay the full cost of your plane, train, bus or cruise tickets with your card, you’re covered if your checked baggage is delayed or lost.

Indemnity for lost baggage is limited to the value of the covered baggage or the actual cost of replacing the covered baggage that was lost or stolen, up to a combined maximum of $1,000, whichever is less.

The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing eligible essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.

When you pay at least 75% of the full cost of your tickets with your card, you are covered for accidental death and dismemberment.

You, your spouse and your eligible dependent children are automatically covered for accidental death and dismemberment up to a maximum of $500,000 (up to $1,000,000 per trip).

You’re automatically protected against damage and theft if you use your card to fully pay for your vehicle rental.

The rental period cannot exceed 48 consecutive days, and vehicles over $65,000 are not covered.

Use your card to pay for hotel or motel accommodations in Canada or the U.S.

When you stay in a hotel or motel in Canada or the U.S. and pay in full with your Scotiabank Gold American Express Card, you, your spouse and dependent children traveling with you will be eligible for personal property theft insurance coverage in the event of a break-in to your room.

If your claim exceeds the amount reimbursable by the hotel and/or any other eligible insurer, the insurance covers the difference, up to a maximum of $1,000.

Most items purchased with your card are insured against loss, theft and damage for 90 days after purchase, and the manufacturer’s warranty is doubled for up to another year. (Maximum lifetime liability of $60,000)

This is the best card in terms of Scene+ points earning rate.

This Scotiabank Gold American Express^® Card will be perfect for many people:

• Those who do not want to pay a foreign currency conversion fee
• Those who want reliable insurance
• Those who don’t have the income required for other cards, since this one only needs an income of $12,000.
• Those who can earn lots of points through grocery purchases (think gift cards!).
• Those who already have one or more Scene+ cards in their wallet.

With this great offer, you can earn up to 45,000 points (a $450 value).