With the Scotiabank Gold American Express^® Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

In other grocery stores such as Metro or Super C, you get 5 points for every dollar spent.

With the Scotiabank Gold American Express^® Card, you can earn 5 points per dollar spent at:

• grocery stores and supermarkets
• restaurants (including food outlets, beverage outlets and fast food outlets and food delivery outlets such as Good Food or Hello Fresh)
• entertainment venues (including cinemas, theatre, ticket agencies, and groups, orchestras and other artists).

With the Scotiabank Gold American Express^® Card, you can earn 3 points per dollar spent at:

• gas stations (and Automated Fuel Dispensers)
• daily transit (including Local and Suburban Commuter Passenger Transportation, including Ferries, Passenger Railways, Taxicabs and Limousines, Bus Lines, Transportation Services)
• Select Streaming Services (such as Netflix)

Everywhere else, and abroad, you’ll earn 1 point for every dollar spent using your Scotiabank Gold American Express^® Card.

Being able to earn 5-6 points per dollar at the grocery store is great because that’s where you can get many gift cards!

This finally allows, through gift cards, to earn 5 to 6 points per dollar for many other retailers: SAQ, Amazon, Ikea, Gap, Aldo, Home Depot, etc.

To learn more about the strategy of earning points with gift cards, read this article!

The annual purchase limit for the purchase categories is $50,000. Once this limit is reached, you will earn 1 point per dollar.

You will also earn 1 point per dollar in all purchase categories when you travel abroad.

You can apply your Scene+ points directly to your travel expenses (flights, hotels, Airbnb, car rentals, etc.) charged to the card: 10,000 Scene+ points = $100.

So 45,000 Scene+ points = $450.

This is one of the cards we recommend in these strategies:

• Save on your airbnb rental
• How to save money on flights with points?

You must redeem at least 5,000 points or $50 (after this threshold, the redemption ratio is 100 points = $1).

By redeeming your Scene+ points for travel expenses, you’re guaranteed a return of between 1% and 6%, depending on the retailer from which you’ve collected them.

If you need help with your restaurant reservations or finding tickets for a show, the concierge service – provided by American Express – is available 24 hours a day, seven days a week.

I have used it several times to get a table in “sold-out” restaurants. Or to make me a list of things to do/see in a city I was planning to visit (Seoul, South Korea).

As it is an American Express card, you also have some benefits offered to cardmembers such as “American Express Invites”.

This gives you early access to many experiences: concerts, plays, restaurants, cinema, fashion and shopping.

To sign up for the service once you have your Scotiabank American Express^® Card Gold, go here!

The Scotiabank Gold American Express^® Card offers a wide range of travel insurance coverages:

Coverage is provided

• for eligible persons under age 65 for up to 25 consecutive days
• and for eligible persons age 65 and older for up to 3 consecutive days.

Charge at least 75% of the cost of your trip to your card and receive trip cancellation/interruption insurance at no additional cost.

You, your spouse, one travelling companion and your eligible dependent children travelling with you are automatically covered for up to $1,500 per person (to a maximum of $10,000 per trip).

When you pay at least 75% of the cost of your tickets with your Scotiabank Gold American Express^® Card, you are entitled to reimbursement of necessary expenses (for example, the cost of a hotel room, meals and other exceptional expenses).

You may be reimbursed for all eligible reasonable and necessary living expenses incurred as a result of a flight delay of at least four hours or a missed connection resulting in a waiting period of at least four (4) hours, up to a maximum of $500 per insured person on the same trip.

Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

The lost luggage benefit is limited to the lesser of the value of the covered luggage or the actual replacement cost of the lost or stolen covered luggage, to a combined maximum of $1,000.

The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing eligible essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.

When you pay at least 75% of the full cost of your tickets with your card, you are covered for accidental death and dismemberment.

You, your spouse and your eligible dependent children are automatically covered for accidental death and dismemberment up to a maximum of $500,000 (up to $1,000,000 per trip).

You’re automatically protected against damage and theft if you use your card to pay for your vehicle rental in full.

The rental period cannot exceed 48 consecutive days, and vehicles valued at more than $65,000 are not covered.

Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.

When you stay in a hotel or motel in Canada or the U.S. and pay in full with your Scotiabank Gold American Express^® Card, you, your spouse and dependent children traveling with you will be eligible for theft of personal property insurance coverage in the event of a break-in to your room.

Should your claim exceed the amount reimbursable by the hotel, and/or any applicable insurance protection, your coverage picks up the balance, up to a maximum of $1,000.

Most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year. (Maximum lifetime liability of $60,000)

This is the best card to earn points in the Scene+ program.

This Scotiabank Gold American Express^® Card will be attractive for many people:

• Those who do not want to pay a foreign currency conversion fee
• Those who want reliable insurance
• Those who do not have the required income for other premium cards as it requires a $12,000 income only.
• Those who can earn many points through grocery shopping (think gift cards!)
• Those who already have one or more Scene+ cards in their wallet.

With this great offer, you can earn up to 45,000 points (a $450 value).