Network: Visa

Welcome Offer

Receive up to 7,500 bonus Scene+ points in the first year (up to $75 in rewards). See offer details.

• Earn Scene+ points at Home Hardware and redeem with any Scene+ rewards partner.
• Earn 1 Scene+ point for every $1 spent on your card for eligible business purchases at Home Hardware.
• Redeem your Scene+ points on what you want for your business – business travel, office improvements, entertainment, groceries, gift cards from 60+ brands, tech, and even account credits.
• Use at any retailer where Visa is accepted.
• Manage your cash flow with a 21-Day interest free grace period on new purchases.

Visa* SavingsEdge

One great program – two paths to savings on your everyday business purchases with Visa SavingsEdge:

• Everyday Savings Offers: automatically available after you enroll, requiring no coupons or codes and are applied as statement credits on enrolled Visa Business cardholder’s future account statements.
• Instant Savings Offers: savings applied to your cart using a promotion code prior to making a qualifying purchase on a participating merchant’s website.

It’s free to join. Visit Visa SavingsEdge to enroll your eligible business and learn more.

Save on car rentals

• As a Scotia Home Hardware PRO Visa Business cardholder, you can save up to 25% off base rates at participating AVIS locations Worldwide and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Home Hardware PRO Visa Business card.

Save time at the checkout

• Tap your Scotia Home Hardware PRO Visa Business Card or your mobile wallet for quick easy payments.
• Visa payWave* – Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!
• Click to Pay – Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.
• Also, use your phone to make on-the-go payments with: Google Pay, Samsung Pay, Apple Pay.

Insurance Coverage

• Purchase Security & Extended Warranty Protection
• Optional Scotia Business Loan Protection Insurance

Welcome offer: Get up to 120,000 points worth $800 in travel rewards and a $200 anniversary lifestyle credit when you reach your first anniversary

• Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
• Get 1 BMO Reward for every $1 spent on everything else*
• Get a $200 Anniversary Lifestyle Credit to spend however you want*
• Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
• Earn 25% more points when you add an authorized user to your account*
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
• Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
• Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*

Welcome Offer: Join and get up to $100 in value^† for no annual fee.^†

• Get up to 10,000 Aventura points (up to $100 in travel value^†):
  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
  • 7,500 Aventura Points after you make your first purchase within first 4 months.^†

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $2 spent on all other purchases^†

Get all the essentials for student life on a budget Qualifying students can get a free SPC+ card subscription, plus 450 deals on everyday purchases, deeper discounts, special experiences and exclusive gifts. Start banking with CIBC and make student life more rewarding.^†

This is a digital-exclusive offer.^† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

Welcome Offer: Join and get up to $100 in value^† for no annual fee.^†

• Get up to 10,000 Aventura points (up to $100 in travel value^†):
  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
  • 7,500 Aventura Points after you make your first purchase within first 4 months.^†

• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $2 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link your CIBC Aventura® Visa* Card to Journie Rewards and use it to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations^†.

This is a digital-exclusive offer.^† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

Get up to 25,000 bonus points – that’s a $133 value in your first anniversary!*

• Get 20,000 points when you spend $1,500 in the first 3 months – that’s a $133 value!*
• Plus, earn up to 5,000 bonus points every year.
  • 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points
  • 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months
• Earn 5 points for every $2 spent on recurring bills, groceries, dining, and takeout*
• Get 1 point for every $2 spent on everything else!*
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
• Receive a discount on car rentals*
• Purchase Protection*
• Extended Warranty*

• Get a 2.99% introductory interest rate with 0% fee on balance transfers for the first 6 months (22.99% after that; annual fee $39). The offer ends on October 31, 2025.
• Earn 2% cash back on all eligible purchases at gas stations, grocery stores, drugstores and on recurring payments.
• Earn 1% cash back on all other eligible purchases.

• SPECIAL OFFER Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards. Offer ends 31 Oct 2024.
• Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.
• Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
• Earn 1% cash back on all other purchases with no cash back limit.

• For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
• Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^† and on regularly recurring bill payments^† set up on your Account.
• Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
• Earn 50% more Stars at participating Starbucks^® locations. Conditions apply. Learn more.
• Save with Avis Rent A Car and Budget Rent A Car. Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates^† in Canada and the U.S. and at least 5% off the lowest available international rates^† for eligible vehicle rentals at participating Avis and Budget locations.
• Option to purchase TD Auto Club Membership^† and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
• Purchase Security and Extended Warranty Protection^†– You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.

• Earn up to 60,000 Aeroplanᴹᴰ points (a value of up to $1,200 for your travel^†) :
  • 20,000 Aeroplan points when you make your first purchase^†
  • 30,000 Aeroplan points if you spend at least $7,000 during the periods covered by the first 4 monthly statements^†
  • 10,000 Aeroplan points as an additional bonus if you have at least $15,000 in eligible net purchases charged to your account during the period covered by the first 12 monthly statements^†
• Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year^†
• Enjoy Maple Leaf Lounge^TM access: a $550 value^†
• Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $340^†
• Plus, get a discount on the NEXUS^TM program application fee, a $67 value^†

• Get a total of up to 60,000 Aeroplan points (up to $1,200 in value†):
  • 10,000 Aeroplan points when you make your first purchase†.
  • 20,000 Aeroplan points when you spend $3,000 or more during your first 4 monthly statement periods†.
  • 30,000 Aeroplan points when you spend $35,000 or more during the first year†.
• Get a one-time annual fee rebate ($180) for you (the primary cardholder) and up to three authorized users ($50 each): over $170 value†.
• Enjoy a free first checked bag†: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†.
• Plus, enjoy Maple Leaf Lounge access: a $100 value†.

• Earn up to 40,000 Aeroplan points (a value of up to $800 for your travels^†):
  • 10,000 Aeroplan points when you make your first purchase^†.
  • 10,000 Aeroplan points if you spend at least $5,000 during the period covered by the first four monthly statements^†
  • 20,000 Aeroplan points as an additional Anniversary Bonus if you have at least $10,000 in net purchases charged to your account during the period covered by the first 12 monthly statements^†
• Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year^†
• Plus, get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value^†.