Network: Visa

• Earn up to 7,500 bonus Scene+ points within your first 3 months*
• Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating
  Co-ops, Freshco and more* FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
• Earn 2x Scene+ points for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca
• Earn 2x Scene+ points for every $1 you spend at Cineplex theatres or online at cineplex.com
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
• Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia

• 0.99% introductory rate on balance transfers for the first 9 months (2% fee per cash advance; after: rate of 13.99% and annual fee of $29)*
• No annual fee for the first year*
• Save hundreds of dollars in interest each year
• Low 13.99% interest rate
• Pay down balances faster
• Simplify your monthly payments

• Earn up to $1,100* in value in the first 12 months, including up to 40,000 bonus Scene+ points.
• Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating
  Co-ops and more
• Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more)
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
• Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
• No Foreign Transaction Fee
• 6 Complimentary Airport Lounge Access
• Comprehensive Travel Insurance coverage
• Visa Infinite* Concierge Services
• Visa Infinite* Hotel Collection
• Visa Infinite* Dining and Wine Country Program

Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers* and no annual fee for the first year.* Limited time offer. Apply by February 26th, 2025.

• Take advantage of low interest rates on purchases and cash advances
• Low annual fee
• Purchase security and extended warranty insurance

Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

• Get a 3-month complimentary DashPass subscription – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Get up to 70,000 Avion points* (a travel value of up to $1,500^†). Apply by January 15th, 2025. 70,000 Avion points* is enough for two roundtrip tickets to almost anywhere in Canada & the US (Alaska and Hawaii require more points). Taxes and fees extra.^†

• 35,000 Avion Points on approval*
• 20,000 bonus points when you spend $5,000 in your first 6 months*
• 15,000 one-time anniversary bonus points after 12 months of account opening*
• Earn 1.25 Avion points for every you spend.
• Enjoy VIP travel benefits including Visa Airport Companion (that’s six lounge visits per membership year for every enrolled cardholder on your account!)
• Plus, fast track security and other benefits at select airports.
• Book flights on any airline, on any flight, at any time. You can also use your points to redeem for vacation packages, hotels, cruises and tours.
• Pick any seat you want from 130+ airlines – with no seat restrictions or blackout periods, even during peak seasons.
• Access more of the world with your 24/7 Visa Infinite Privilege Concierge
• Avion Infinite Privilege card holders have access to book business or first class at a rate of 100 points for $2.
• Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
• Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars and British Airways Avios.
• Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.
• Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.
• Get access to RBC offers which provides access to earn points faster at specified brands
• Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
• Flexibility to book flights last-minute: up to 24hrs before.
• Extensive insurance coverage : Mobile Device Insurance included – up to $1,500. Travel with ease with trip cancellation and trip interruption insurance, and emergency medical. Plus, eligible purchases made on the card are protected.

Get $0 delivery fees for 12 months from DoorDash :

• Add your eligible RBC credit card to your DoorDash account to:
• Get a 12-month complimentary DashPass subscription – a value of almost $120.
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Get 35,000 welcome Avion points on approval** (travel value of up to $750^†)- Enough to fly anywhere in Canada & the U.S^† (Alaska and Hawaii require more points)

• Apply online and get a response in as little as 60 seconds.
• Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.
• Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
• Avioners earn points that never expire so your points will be waiting for your next adventure.
• Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
• Eligible Avion rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
• Link your RBC card with a Petro-Points membership to instantly save 3¢ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
• Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
• Get access to RBC offers which provides access to earn points faster at specified brands
• Avioners no longer need 14-days to book travel using the RBC grid
• Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
• Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

• Get a 12-month complimentary DashPass subscription± – a value of almost $120
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Earn 60,000 Ultimate Rewards points:

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.*

Earn Ultimate Rewards points

• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM after the first $300 is spent on travel purchases annually.*
• Earn 10x total points on hotels (excluding The Edit) and car rentals when you purchase travel through Chase after the first $300 is spent on travel purchases annually.*
• Earn 3x points on other travel worldwide after the first $300 is spent on travel purchases annually.*
• Earn 3x points on dining at restaurants, including eligible delivery services, takeout, and dining out.*
• Earn 10x total points on Chase Dining purchases with Ultimate Rewards®.*
• Plus, earn 1 point per dollar spent on all other purchases.*
• Get 50% more value when you redeem for travel through Chase. For example, 60,000 points are worth $900 toward travel.*
• Plus, ultimate rewards points do not expire as long as the account is open.*

Other card features

• No Foreign Transaction Fees*
• Complimentary Airport Lounge Access: Rest and revive before your flight at one of the 1,300+ VIP lounges in over 500 cities worldwide after an easy, one-time enrollment in Priority Pass™ Select.*
• Book through The EditSM and discover a curated collection of inspired stays with cardmember benefits including daily breakfast for two, a $100 property credit, room upgrades (upon availability) and more.*
• Take advantage of over $1,000 in partner value with Sapphire Reserve.*
• Take advantage of the most flexible travel credit available by receiving up to $300 in statement credit reimbursements each anniversary year for more of your travel purchases than any other card.*
• Global Entry, TSA PreCheck, Nexus: Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.*
• Transfer your points to other frequent flyer programs at a 1:1 rate: Aer Lingus Aerclub, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Flying Blue AIR FRANCE KLM, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, IHG Rewards Club, Marriott Bonvoy, World of Hyatt
• Get complimentary access to DashPass – a membership for both DoorDash and Caviar – a value of $120 for 12 months – which unlocks $0 delivery fee and lower service fees on eligible orders for a minimum of one year when you activate by Dec 31, 2027.*
• Plus, DashPass members get access to up to $25 in monthly savings with a $5 monthly credit automatically credited to your DoorDash account and up to $20 per month to use on non-restaurant DoorDash orders, via two $10 promos.*
• Eligible cardmembers* can break up card purchases of $100 or more* into fixed monthly payments with Chase Pay Over Time®. No interest, just a fixed monthly fee.†

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Earn $300 in Chase Travel Credit + 60,000 Ultimate Rewards Points:

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.*
• Plus, get up to $300 in Chase Travel statement credits in the first year of account opening for any purchases made on Chase Travel.*

Earn Ultimate Rewards points

• Earn 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.*
• Earn 2x on other travel purchases.*
• Earn 3x points on dining, including eligible delivery services, takeout and dining out.*
• Earn 3x points on online grocery purchases (excluding Target,* Walmart and wholesale clubs).*
• Earn 3x points on select streaming services.*
• Plus, earn 1 point per dollar spent on all other purchases.*
• Get 25% more value when redeemed for travel. For example 60,000 points are worth $750 toward travel when redeemed through Chase Travel.*
• Plus, ultimate rewards points do not expire as long as the account is open.*
• Each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you’ll get 2,500 bonus points.*

Other card features

• No Foreign Transaction Fees*
• Take advantage of over $150 in partner valueOpens overlay with Sapphire Preferred.
• Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.*
• Transfer your points to other frequent flyer programs at a 1:1 rate: Aer Lingus Aerclub, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Flying Blue AIR FRANCE KLM, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, IHG Rewards Club, Marriott Bonvoy, World of Hyatt
• Get complimentary access to DashPass – a membership for both DoorDash and Caviar – a value of $120 for 12 months – which unlocks $0 delivery fee and lower service fees on eligible orders for a minimum of one year when you activate by Dec 31, 2027.*
• Plus, DoorDash members get up to $10 off a month on non-restaurant DoorDash orders.*
• Eligible cardmembers* can break up card purchases of $100 or more* into fixed monthly payments with Chase Pay Over Time®. No interest, just a fixed monthly fee.†

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Welcome Offer: Get $50 cash back after you make your first purchase within the first 4 months^†.

Plus, get 2% cash back on eligible grocery purchases!^†

• 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Get all the student-life essentials on a budget

Eligible student clients can get a free SPC+ card membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.^†

Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!^†

Here’s how you can get up to $1,450 in value :

• Get up to 45,000 Aventura points (up to $900 in travel value^†) :
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.^†
• Plus, get a NEXUS◊ Application Fee rebate^†: A $100 value^†

Plus, enjoy extra valuable travel benefits.

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!^†

Here’s how you can get up to $1,450 in value :

• Get up to 45,000 Aventura points (up to $900 in travel value^†) :
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.^†
• Plus, get a NEXUS◊ Application Fee rebate^†: a $100 value^†

Plus, enjoy extra valuable travel benefits:

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†