Network: Mastercard

• 25 PC Optimum points / $ at Shoppers Drug Mart
• 10 PC Optimum points / $ at Loblaw stores
• 20 PC Optimum points / $ from PC Travel
• 30 PC Optimum points / liter of gas at Esso / Mobil
• 10 PC Optimum points / $ everywhere else

• 35 PC Optimum points / $ at Shoppers Drug Mart
• 20 PC Optimum points / $ at Loblaw stores
• 20 PC Optimum points / $ from PC Travel
• 30 PC Optimum points / liter of gas at Esso / Mobil
• 10 PC Optimum points / $ everywhere else

• Welcome offer: 150,000 PC Optimum points when you spend $3,000 or more using your new PC Insiders™ World Elite Mastercard® anywhere within the first 4 months.
• Unlimited $0 online grocery delivery and pickup with a complimentary PC Express Pass (valued at $99.99 per year), valid on eligible orders of $35 or more.
• 50 PC Optimum points per dollar spent at Shoppers Drug Mart
• 40 PC Optimum points per dollar spent in Loblaw stores
• 30 PC Optimum points for every $1 in purchases from PC Travel
• 30 PC Optimum points per litre of gas at Esso/Mobil
• 10 PC Optimum points per dollar of purchases everywhere else

• Earn up to 1.5% cash back on all your purchases
• Get unlimited cash back, no limit to what you can get back
• Get exclusive benefits and offers4 from a variety of on-demand apps and subscription services, like foodora and Ritual.
• Premium purchase protection for 120 days
• Extended warranty triples the manufacturer’s original Canadian warranty
• Protect your rental car with Auto Rental collision/Loss Damage Insurance
• Instantly save 3₵ per litre on gas & earn 20% more Petro-Points when you link your Petro-Points card to any RBC Card online.

Unlimited cash back on your spending*

• 2% cash back on groceries*
• Up to 1% cash back on all other qualifying purchases and pre-authorized payments
• No annual fee
• Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

• Get a 3-month complimentary DashPass subscription – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Exclusive savings and rewards

• Become an Avion Rewards Premium member when you get the RBC Cash Back Mastercard.
• Download the Avion Rewards app to activate your membership and get access to points, cash back deals, and savings all in one program.
• Plus, download the Avion Rewards ShopPlus browser extension to save with cash back deals right where you shop online from 1,900+ retailers.

• 4% cash back on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1%)
• 3% cash back on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
• 3% cash back on purchases in the Entertainment and Public Transit categories
• 1% cash back on your other purchases

• 2% cash back on purchases in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
• 2% cash back on purchases in the Entertainment and Public Transit categories
• 0.5% cash back on your other purchases

• Eliminate the uncertainty of currency fluctuations
• Fee Reduction Offer: Buy for only $3,000 USD with your card during the year, and we’ll pay the following year’s annual fee for you*.
• Zero Liability safeguards you if there is any monetary loss resulting from fraudulent card use.
• Acceptance at more than 30 million locations in the U.S., Canada and worldwide

• Prepaid card

• Guaranteed approval credit card
• How to establish or repair your credit.

• Guaranteed approval credit card
• 14.9% annual interest rate on purchases and balance transfers.