Offer
- 4% cash back on grocery purchases
- 3% cash back on restaurant purchases
- 3% cash back on entertainment purchases
- 3% cash back on public transportation purchases
- 1% cash back on all other purchases
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$100
First Additional Card
$30
Foreign Transaction Fee
2.5%
Purchase Rates
19.9%
Cash Advance Rates
19.9%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Costco
Earnings
Per dollar of purchases
All Spending
1 %
Groceries
4 %
Gas
1 %
Dining and Food delivery
3 %
Convenience Stores
1 %
Drugstores
1 %
Local Transport
3 %
Travel
1 %
Entertainment
3 %
Recurring Payments
1 %
Telecom/Internet
1 %
Streaming services
1 %
Online transactions
1 %
Office Supplies
1 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
120 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
Our review
The Desjardins World Elite Mastercard is a cash back credit card.
With this card you can get:
- 4% cash back on your grocery purchases
- 3% cash back on your restaurant, entertainment and public transportation purchases
- 1% cash back on your other purchases
In addition, this card offers several insurances for your purchases:
- 90 days purchase insurance
- One year extended warranty
- Mobile Device Insurance