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Desjardins Cash Back World Elite Mastercard  🇨🇦

Desjardins Cash Back World Elite Mastercard
Welcome Bonus
No Welcome Offer
  • Accepted at Costco
Annual Fee
$100
Interest rates
Purchase Rates
20.9 %
Cash Advance Rates
21.9 %
Balance Transfer Rates
—
See all cards from Desjardins
Desjardins Cash Back World Elite Mastercard
Desjardins Cash Back World Elite Mastercard
No Welcome Offer

Offer

  • 4% cash back on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1%)
  • 3% cash back on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
  • 3% cash back on purchases in the Entertainment and Public Transit categories
  • 1% cash back on your other purchases

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $100
First Additional Card $30
Foreign Transaction Fee 2.5%
Purchase Rates 20.9%
Cash Advance Rates 21.9%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 4 %
Gas 1 %
Dining and Food delivery 3 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 3 %
Travel 1 %
Entertainment 3 %
Recurring Payments 1 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
120 day(s)
Mobile Device Insurance
$1,500
1 year
Price Protection

Our review

The Desjardins World Elite Mastercard is a cash back credit card.

With this card you can get:

  • 4% cash back on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1%)
  • 3% cash back on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
  • 3% cash back on purchases in the Entertainment and Public Transit categories
  • 1% cash back on your other purchases

In addition, this card offers several insurances for your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance
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