ECHO Cashback Mastercard from National Bank

NBC Echo Mastercard
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Conditions apply

ECHO Cashback Mastercard from National Bank

Welcome Bonus

No Welcome Offer

Best For

Value
Year 1

$252

Years 2 and +

$252

Annual Fee

$30

Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

22.49 %

Balance Transfer Rates

22.49 %

Your Monthly Spending

Offer

Offer
  • Earn up to 1.5% cash back on eligible purchases (gas, groceries and online)
  • Earn unlimited 1% cash back on all other qualifying purchases
  • Earn a minimum of $25 cash back and access your account online to apply it to your credit card statement
  • Purchase insurance against theft or damage
  • Extended warranty

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $30
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.49%
Balance Transfer Rates 22.49%

Value

Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 1.5 %
Gas 1.5 %
Dining and Food delivery 1 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 1 %
Travel 1 %
Entertainment 1 %
Recurring Payments 1 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1.5 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document