Triangle™ World Elite Mastercard®

Welcome Bonus
No Welcome Offer
  • No annual fee
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
Triangle World Elite Mastercard
Triangle™ World Elite Mastercard®
No Welcome Offer
Apply Now

Offer

  • Earn 3% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
  • Earn 4% on eligible purchases at Canadian Tire, Sport Chek, Mark's/L'Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey and participating Sports Experts stores
  • Earn 7¢ in CT Money per litre of premium gas, and 5¢ per litre on other fuel types at Gas+ stations, as well as participating Husky gas stations

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 0.8 silver CT
Groceries 3 silver CT
Gas 0.8 silver CT
Dining and Food delivery 0.8 silver CT
Convenience Stores 0.8 silver CT
Drugstores 0.8 silver CT
Local Transport 0.8 silver CT
Travel 0.8 silver CT
Entertainment 0.8 silver CT
Recurring Payments 0.8 silver CT
Telecom/Internet 0.8 silver CT
Streaming services 0.8 silver CT
Online transactions 0.8 silver CT
Office Supplies 0.8 silver CT

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Price Protection

Our review

The Triangle World Elite Mastercard is the premium version of Canadian Tire’s Triangle card, with no annual fee, available to people with a personal income of at least $80,000. It boosts rewards on groceries and at the pump.

You earn 3% in CT Money on groceries (on the first $12,000 per year, excluding Costco and Walmart), 4% in CT Money at Canadian Tire, Sport Chek, Mark’s, Atmosphere, Party City and participating Sports Experts stores, plus 7¢ per litre in CT Money on premium gas and 5¢ per litre on other fuel types at participating Essence+, Gas+ and Husky stations.

The annual interest rate is 19.99% on purchases and 22.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

3.5

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