Desjardins Cash Back Mastercard

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Conditions apply

Desjardins Cash Back Mastercard

Welcome Bonus

No Welcome Offer

Best For

Value
Year 1

$203

Years 2 and +

$203

Annual Fee

$0

Interest rates
Purchase Rates

19.9 %

Cash Advance Rates

19.9 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • Earn 2% cash back on restaurant, entertainment, transit and pre-authorized debit purchases
  • Get 0.5% cash back on other purchases

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.9%
Cash Advance Rates 19.9%

Value

Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 0.5 %
Groceries 0.5 %
Gas 0.5 %
Dining and Food delivery 2 %
Convenience Stores 0.5 %
Drugstores 0.5 %
Local Transport 2 %
Travel 0.5 %
Entertainment 2 %
Recurring Payments 2 %
Telecom/Internet 0.5 %
Streaming services 0.5 %
Online transactions 0.5 %
Office Supplies 0.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
2 Milesopedia Rating