British Airways Club

  • $100 Annual Credit
  • Access to VIP Lounges
  • Transfer your points to airline and hotel partners
Learn More

Earn up to 60,000 Membership Rewards® points:

  • New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

Card features

  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • Receive a C$50 statement credit when you charge your American Express Gold Rewards Card for NEXUS membership or renewal fees
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) free visits per calendar year to Plaza Premium lounges in Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

Apply with confidence!

  • See if you’ll be approved before you apply – with no impact to your credit score.*
  • When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
  • Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
  • A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
  • Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*

*Instant decisions are only available for Consumer (also known as Personal) Card applications.

Legal

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.

Earning Rate
  • Groceries2Membership Rewards
  • Gas2Membership Rewards
  • Drugstores2Membership Rewards
Value
  • Year 1 $1,609
  • Year 2+ $589
Best For
Transfer Partners
  • AeroplanAsia MilesBritish Airways ClubEtihad GuestFlying BlueHilton HonorsMarriott BonvoyAmerican Express Membership Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500
  • Earn Avios
  • Premium Insurance
  • 10% discount on British Airways flights
Learn More

Earn up to 60,000 Aviosˆ with the RBC® British Airways Visa Infinite‡ Card

Here is how to earn up to 60,000 bonus Aviosˆ:

  • Earn 30,000 Avios welcome bonus points when you spend $5,000 CAD within the first three months of opening your account.
  • Earn an additional 30,000 bonus Avios points when you spend $5,000 CAD during the period from the fourth to the sixth month following account opening.
  • If you do not spend $5,000 CAD within the first three months, you can still earn 30,000 bonus Avios points if you meet the spending requirements during the period from the fourth to the sixth month.

Benefits:

  • Earn 3X Avios for all purchases made with British Airways and BA Holidays*
  • Earn 2X Avios per Canadian dollar on groceries, dining, and food delivery*
  • Earn 1 Avios per Canadian dollar on eligible net purchases*
  • Earn a companion voucher when you spend $30,000 CAD in a year. Invite a companion or travel alone and enjoy a 50% discount on the Avios price of your reward flight. You can also pay a low flat fee to cover taxes, fees, and carrier charges, along with a fixed amount of Avios, when you book your trip.˜
  • 10% discount on British Airways flights when booking and paying with your card∞
  • Redeem your Avios for flights with British Airways and oneworld network partner airlines**
  • Comprehensive insurance coverage, including 31-day out-of-province/country emergency medical insurance1, flight delay insurance2, hotel burglary insurance3, and rental car insurance4. Additionally, eligible purchases made with the card are protected3.
  • Premium Visa Infinite benefits5, such as skip-the-line access for events as well as dining and hotel privileges through www.visainfinite.ca
  • 24/7 Concierge Service5
  • Link your RBC card to your Petro-Points card and instantly save per litre on fuel at Petro-Canada stations, plus always earn 20% more Petro-Points and 20% more Avion Rewards points
  • Link your RBC British Airways Visa Infinite Card to a Rexall Be Well account and earn 50 Be Well points for every dollar spent on eligible products at Rexall. Redeem Be Well points faster to save on in-store purchases, as 25,000 Be Well points = $10
  • Get a complimentary DashPass subscription9 from DoorDash for up to 6 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees10 on orders of $15+ when you pay with an eligible RBC credit card. Get a free 12-month DashPass subscription±, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

ˆ This offer is only available to new RBC British Airways Visa Infinite credit card applications received and approved by Royal Bank of Canada (« Royal Bank ») between July 23, 2025, and February 25, 2026 (« Offer Period »), subject to the conditions below. Additional cardholders (co-applicants and authorized users) on the British Airways Visa Infinite credit card account are not eligible for this offer. Existing RBC Royal Bank personal credit cardholders who transfer to an RBC British Airways Visa Infinite credit card account are not eligible for this offer.

To qualify for the initial offer of 30,000 Avios points (« Initial Bonus »), i) you must make at least $5,000 (« Eligible Transaction Amount ») in eligible net purchases or pre-authorized bill payments (« Eligible Transactions ») on your credit card account within the first 90 days of your credit card account opening date (« Initial Period »), and ii) your credit card account must be open and in good standing, meaning the account must not be more than two (2) consecutive statement periods past due, closed, or charged off, and credit must not have been revoked. If you are not already a member of the British Airways Executive Club program, you will be automatically enrolled upon approval of your RBC British Airways Visa Infinite credit card. Please note that the address registered to your British Airways Executive Club account must match the one on your RBC British Airways Visa Infinite account at all times for Avios points to be credited to your British Airways Executive Club account. The Initial Bonus will be credited to your British Airways Executive Club account approximately 15 weeks after the date you reach $5,000 in Eligible Transactions during the Initial Period.

To receive the 30,000 bonus Avios points (« Bonus Points »), i) a separate amount totaling $5,000 or more (« Eligible Transaction Amount ») in eligible net purchases or pre-authorized bill payment transactions (« Eligible Transactions ») must be posted to your credit card account within 91 to 180 days following your credit card account opening date (« Period ») and ii) your credit card account must be open and in good standing at the time the additional dollars are credited to your British Airways Executive Club account, approximately 15 weeks from the date you reach $5,000 in subsequent Eligible Transactions.

For greater certainty, you may be eligible for the additional bonus even if you did not meet the eligibility criteria for the initial bonus, and similarly, you may be eligible for the initial bonus but not the additional bonus if you did not reach the eligible transaction amount.

Eligible transactions exclude cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized payments set up with a merchant), interest, and other fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

If you close your RBC British Airways Visa Infinite credit card account or replace your card with another type of RBC Royal Bank credit card before the initial bonus or additional bonus has been credited to your British Airways Executive Club account, you may no longer be eligible for this offer. Unless otherwise stated, this offer cannot be combined with any other offer. Royal Bank of Canada and British Airways reserve the right to cancel, modify, or withdraw this offer at any time. British Airways, and not Royal Bank of Canada, is responsible for this offer and the British Airways Executive Club program. To view all British Airways Executive Club program terms and conditions, visit ba.com/theclub

An eligible member who makes at least $30,000 CAD in eligible purchases on their card during a calendar year (a calendar year is the period starting January 1 and ending December 31) will receive a single companion voucher during that same calendar year. See ba.com/rbc-visa for full terms and conditions.

Annual Fee
  • Primary card $165
  • Additional card $75
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries2Avios
  • Dining and Food delivery2Avios
  • All Spending1Avios
Value
  • Year 1 $1,093
  • Year 2+ $243
Best For
Transfer Partners
  • British Airways Club

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

Get up to 55,000 Avion points1 (max travel value of $1,100), that’s up to 3 round trip flights ^.

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months1. Apply by June 15, 2026.

  • Earn 1 Avion point for every dollar spent on purchases
  • No blackout periods or seat restrictions – ever!
Legal

**Visit the RBC page for the latest offer terms and coniditons

 

Annual Fee
  • Primary card $120
  • Additional card $50
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Earning Rate
  • All Spending1Avion Point
  • Groceries1Avion Point
  • Gas1Avion Point
Value
  • Year 1 $1,144
  • Year 2+ $264
Best For
Transfer Partners
  • AAdvantageAsia MilesBritish Airways ClubRBC Avion Rewards - EliteWestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • No annual fee
  • Purchasing insurance
  • Transfer your points to airline and hotel partners
Learn More
  • Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card
  • As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. That’s $100 towards groceries or concert tickets
  • Earn 1x the points on Card purchases
  • Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
  • With Amex ExperiencesTM and Front Of The Line® Amex Presale Tickets®, American Express Cardmembers get access to amazing events in Canada
  • Transfer points 1:1 to several frequent flyer and other loyalty programs

Apply with confidence!

  • See if you’ll be approved before you apply – with no impact to your credit score.*
  • When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
  • Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
  • A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
  • Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*

*Instant decisions are only available for Consumer (also known as Personal) Card applications.

Legal

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.

Earning Rate
  • All Spending1Membership Rewards
  • Groceries1Membership Rewards
  • Gas1Membership Rewards
Value
  • Year 1 $578
  • Year 2+ $408
Best For
Transfer Partners
  • AeroplanAsia MilesBritish Airways ClubEtihad GuestMarriott BonvoyAmerican Express Membership Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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