With PaySimply – a Canadian company- you can pay many bills with a credit card.
Named as one of Canada’s best managed companies, it is a partner with theCanada Revenue Agency, Revenue Quebec and Canada Post.
With PaySimply, you can pay many types of bills with a credit card:
You can search the list of billers. Here’s an example of a search using the keyword“City of “:
This makes it easy to see:
Here is another example with the keyword“insurance“:
Of course, like any credit card bill payment service, there are fees associated when using PaySimply:
Here’s an example from Quebec City for municipal taxes paid with a credit card:
Even Hydro Québec is listed:
Or the Société de l’Assurance Automobile du Québec (SAAQ):
Note that the City of Montreal is no longer available in the list of suppliers since spring 2024. Instead, use Plastiq to pay your municipal taxes.
Paying bills via PaySimply is only interesting for earning reward points. Indeed, we do not recommend using a credit card if your goal is to spread your payments: the interest charges paid in addition to the PaySimply fees will be high. You might as well pay directly from your checking account.
Also, no credit card offers enough return to offset the 2.5% fee. It is therefore advisable to use PaySimply for credit cards that offer a large welcome bonus but require spending a lot of money in 3 months.
The credit cards that offer the largest welcome bonuses in Canada are from American Express – especially with the small business cards (also available to consumers ).
Here are some current offers:
Please note that Paysimply charges to a BMO Rewards card do not earn rewards points.
For example, the BMO Ascend® World Elite®*Mastercard®* lets you use Paysimply to pay a bill. However, this expense will not count as an eligible expense for a welcome offer or earn BMO Rewards points.
To make it all worthwhile, here are the best welcome offers available.
Synchronize your credit card application with future payments:
Then use PaySimply to unlock a great bonus. In return, you’ll have collected a ton of points for your future all-inclusive trip, your next getaway to Walt Disney World or to pay for all your accommodation on a road trip.
Here are the best current offers:
The PaySimply service is an alternative solution to Plastiq.com.
However, some providers still don’t accept credit cards through PaySimply (sometimes, you can bypass this when using PayPal). You will have to turn to other services like Plastiq.
Savings are here: