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American Express Platinum Card®

New Platinum Card
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Welcome Bonus
Up to 100,000 Membership Rewards
  • Access to VIP Lounges
    over 1,400 airport lounges worldwide
  • $200 Annual Travel Credit
    through American Express Travel Online or Platinum® Card Travel Service
  • $200 Annual Dining Credit
    for use in some of Canada's finest restaurants
Annual Fee
$799
Interest rates
Purchase Rates
—
Cash Advance Rates
—
Balance Transfer Rates
—
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See all cards from American Express Canada
New Platinum Card
American Express Platinum Card®
Up to 100,000 Membership Rewards
Apply Now

Offer

  • Unlock special experiences with the Platinum® Card
  • Earn up to 100,000 Membership Rewards® points – that’s up to $1,000 towards a weekend away
    • New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership
    • Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership
  • Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
  • Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands
  • Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Enjoy complimentary benefits that offer an average value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis
  • Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement

Card Awards

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HautDeGamme-MeilleureCarteDeCredit-Milesopedia-2024
Best credit card – premium
Best premium travel credit card

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $799
First Additional Card $250
Other Additional Card $250
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
$1,700
0 $
Annual Credit
$400
$400
Travel benefits
VIP Lounges
$400
$400
First year offer value
$2,500
-
Rewards Earned
$469
$469
Annual fee
$799
$799
Net value
$2,170
$470

Advantages

Welcome Bonus amount Up to 100,000 Membership Rewards
Minimum Spending Required $10,000
Minimum Spending Timeframe (Months) 3 month(s)
Transferable Points
Rewards Type Travel Rewards, Cash Back
Transfer Partners Aeroplan, Asia Miles, British Airways Club, Etihad Guest, Flying Blue, Hilton Honors, Marriott Bonvoy, American Express Membership Rewards
Loyalty Program American Express Membership Rewards
Annual Credit
VIP Lounges
Concierge
Travel Credits

Earnings

Per dollar of purchases

All Spending 1 Membership Rewards
Groceries 1 Membership Rewards
Gas 1 Membership Rewards
Dining and Food delivery 2 Membership Rewards
Convenience Stores 1 Membership Rewards
Drugstores 1 Membership Rewards
Local Transport 1 Membership Rewards
Travel 2 Membership Rewards
Entertainment 1 Membership Rewards
Recurring Payments 1 Membership Rewards
Telecom/Internet 1 Membership Rewards
Streaming services 1 Membership Rewards
Online transactions 1 Membership Rewards
Office Supplies 1 Membership Rewards

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
120 day(s)
Mobile Device Insurance
Price Protection
Insurance Document

Our review

The Platinum Card® is the best Premium Card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards points:

  • 70,000 points when you charge $10,000 in net purchases to your Card within the first 3 months of membership
  • 30,000 points if you make a purchase in the 14 to 17 months following your membership

With this Card, you get:

  • 2 points per dollar for dining purchases
  • 2 points per dollar on travel purchases
  • 1 point per dollar for other purchases

You can use your Membership Rewards points in many ways:

  • Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
  • Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
  • Redeem points for statement credits towards other purchases (1,000 points = $10)
  • And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

  • 100,000 Aeroplan points
  • 100,000 Avios
  • 75,000 Flying Blue Miles
  • 120,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

  • $200 Annual Travel Credit
  • $200 Annual Dining Credit
  • $100 NEXUS Card Statement Credit
  • Complimentary & unlimited access for you and one additional traveller to over 1,400 airport lounges in more than 130 countries
  • Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels and Resorts program

Last but not least, the Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

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Frequently Asked Questions

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4.7 Milesopedia Rating

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