Compare Credit Cards in Canada

Earn up to $2,900 in value^†, including up to 85,000 Aeroplan points (enough for a round trip to Honolulu^†) and additional travel benefits. Conditions Apply. Account must be approved by June 3, 2024.

• Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card^†
• Earn an additional 40,000 Aeroplan points when you spend $10,000 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $15,000 within 12 months of Account opening^†

Additional Travel Benefits

• Enroll for NEXUS and once every 48 months get an application fee rebate^†
• Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complimentary access for one guest.
• Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.^†

• Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®)
• Earn 1.5 points^† for every $1 spent on eligible gas, grocery, travel and dining purchases
• Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Earn Aeroplan Points on your everyday purchases
• Redeem your points for travel and more.
• Take advantage of an extensive suite of travel insurance^†.
• Get access to Priority Airport Services^† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades^†.
• Get an annual round-trip companion pass from $99 (plus taxes, fees, charges and surcharges)^†.
• Complimentary Visa Infinite Concierge^†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Global Airport Lounge Access^†: Receive a complimentary membership to the Visa Airport Companion^† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.

Earn up to $1,200 in value^†, including up to 50,000 Aeroplan points^† (enough for a round trip to New York City^†) and additional travel benefits. Account must be approved by June 3, 2024.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• Earn 20,000 Aeroplan points when you spend $6,000 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of Account opening^†
• Enroll for NEXUS and once every 48 months get an application fee rebate^†
• Plus, share free first checked bags with up to 8 travel companions^†

• Earn 1.5 points^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations^®) made with your card
• Earn 1 point^† for every $1 spent on all other Purchases made with your Card
• Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Infinite* Cardholder in good standing.
• Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks^® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks^® Rewards account. Conditions apply.
• Earn Aeroplan Points on your everyday purchases
• Redeem your points for travel and more.
• Take advantage of an extensive suite of travel insurance^†.
• Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.
• Complimentary Visa Infinite Concierge^† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

Earn up to $800 in value^†, including up to 100,000 TD Rewards Points, no Annual Fee for the first year^† and additional travel benefits. Conditions Apply. Account must be approved by June 3, 2024.

• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†
• Earn 80,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening^†.
• Earn a Birthday Bonus of up to 10,000 TD Rewards Points^†
• Get an annual TD Travel Credit^† of $100 when you book at Expedia® For TD.
• Get an annual fee rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by June 4, 2024.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

• Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
• Earn 6 TD Rewards Points^† for every $1 you spend on Groceries and Restaurants
• Earn 4 TD Rewards Points^† for every $1 you spend on regularly recurring bill payments set up on your Account
• Earn 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

Your Card also allows you to enjoy:

• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.

Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Earn up to $500 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†. Conditions apply. Account must be approved by June 3, 2024.

• Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made^†.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by June 4, 2024.

• Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^†, and on regularly recurring bill payments^† set up on your account
• Earn 1% Cash Back Dollars on all other Purchases made with your Card^†
• Earn Cash Back Dollars on every eligible purchase.
• Redeem your Cash Back Dollars to help pay down your Account balance whenever you please – the choice is yours!^†
• Your Cash Back Dollars never expire as long as your account is open and in good standing
• Emergency Road Services with Deluxe TD Auto Club Membership
• Complimentary Visa Infinite* Concierge service^† available 24/7
• Mobile Device Insurance^†

Earn up to $500 in value^† including up to 20,000 Aeroplan points^† and no annual fee for the first year. Conditions apply. Account must be approved by September 3, 2024.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening^†
• Get an annual fee rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 4, 2024.

• Earn 1 point^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
• Earn 1 point^† for every $1.50 spent on all other eligible purchases† made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
• Earn Aeroplan Points on your everyday purchases
• Redeem your points for travel and more.
• Take advantage of an extensive suite of travel insurance^†.

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^† and no Annual Fee for the first year^†. Conditions apply. Account must be approved by September 3, 2024.

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.
• Get an annual fee rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 4, 2024.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

• Earn 6 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†.
• Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
• Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
• Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

Your Card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks^® and more.
• Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Earn 15,152 TD Rewards Points^† (a value of $50 on Amazon.ca^†) by keeping your Account open, active and in good standing for the first 90 days^†, plus no Annual Fee. Account must be approved by June 3, 2024.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

• Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia^® For TD^†
• Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
• Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†
• Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†

Your Card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD, Starbucks^® and more.
• Mobile device insurance of up to $1000 if you lose or damage your phone.
• Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

• For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
• Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^† and on regularly recurring bill payments^† set up on your Account.
• Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
• Earn 50% more Stars at participating Starbucks^® locations. Conditions apply. Learn more.
• Save with Avis Rent A Car and Budget Rent A Car. Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates^† in Canada and the U.S. and at least 5% off the lowest available international rates^† for eligible vehicle rentals at participating Avis and Budget locations.
• Option to purchase TD Auto Club Membership^† and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
• Purchase Security and Extended Warranty Protection^†– You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.

Get an 8.99% promotional interest rate on Purchases for the first 6 months^† from Account opening. Conditions apply. Account must be approved by September 3, 2024.

With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.

• Save on interest with a low annual interest rate of 12.90%^† (13.90%^† in QC) for Purchases and Cash Advance transactions.
• Option to purchase Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†.
• Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.

Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay^† or Samsung Pay^†. It’s an easy and secure way to pay.