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Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express Gold Rewards Card. That’s a value of $600 toward travel or any purchase charged to the Card:
You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways, Qatar Airways, Finnair), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :
With this Card, you get many benefits like:
You earn 2 points per dollar for travel purchases, and at:
And 1 point per dollar everywhere else.
Like all American Express Canada Cards, there is no minimum income requirement.
Most of the welcome offer is distributed monthly for the first 12 months. You’ll earn 5,000 Membership Rewards points for every $1,000 in purchases charged to your card during the month.
For the monthly welcome bonus, it’s best to shop at stores offering 2 points per dollar:
That’s a minimum return of approximately 7% for the first 12 months on each of your first $1,000 in purchases in 2 points-per-dollar categories such as groceries, gas stations, drugstores and travel purchases.
Here’s how you could earn 84,000 points in your first year by optimizing your purchases in the 2X categories:
84,000 points for $12,000 in purchases over 12 months, that’s a minimum return of about 7% if you use your points for a statement credit on any purchase. That’s a value of $840!
If you subtract the cost of the card’s membership fee ($250), you are left with a net value of around $590 in the first year. However, don’t forget that this card comes with annual benefits, such as a $100 travel credit or four complimentary access visits to Plaza Premium lounges in Canada.
With the American Express® Gold Rewards Card, you can transfer your points to Air Canada’s loyalty program: Aeroplan. The conversion rate is 1:1. Thus, 10,000 points = 10,000 Aeroplan points.
The welcome bonus of up to 60,000 points is equivalent to 60,000 Aeroplan points.
With the American Express® Gold Rewards Card, you can transfer your points to the Air France KLM loyalty program: Flying Blue. The conversion rate is 1:0.75. So 10,000 points = 7,500 Flying Blue Miles.
The welcome bonus of up to 60,000 points is equivalent to 45,000 Flying Blue Miles.
With the American Express® Gold Rewards Card, you can transfer your points to Marriott Bonvoy. The conversion rate is 1:1.2. Thus, 10,000 points = 12,000 Marriott Bonvoy points.
The welcome bonus of up to 60,000 points is equivalent to 72,000 Marriott Bonvoy points.
In 2021, American Express Canada has decided to launch this new metal card (like the American Express Platinum Card® and the American Express® Aeroplan®* Reserve Card).
When you sign up for this card, you can choose one of two versions:
And don’t forget that this is a new product: if you previously held the old version of the Gold Card (and hadn’t renewed it before its features changed), you can get the new version of this Card (and the welcome bonus that goes with it)!
With the American Express® Gold Rewards Card you’ll receive a $100 Annual Travel Credit.
You can use this travel credit directly on the American Express Travel portal to book flights, rental cars or hotels.
This card gives you access to airport lounges worldwide.
First, it offers a Priority Pass membership (a value of about USD 99 per year). You can then pay $32 for each visit to one of the 1,200 Priority Pass lounges worldwide.
In addition, this Card includes 4 comlimentary annual visits to Plaza Premium lounges.
This is good news, since most credit cards that offered Priority Pass or LoungeKey have lost access to the many Plaza Premium lounges in Canada.
For example, you can access the excellent Air France lounge at Montreal-Trudeau.
With the American Express® Gold Rewards Card, you receive a CAD 50 NEXUS credit every 4 years.
This is convenient if you regularly travel across borders.
With the American Express® Gold Rewards Card you get:
For groceries, we always recommend using your American Express Cobalt® Card which offers 5 points per dollar!
This is the easiest way to use your points: you apply them to any purchase made on the card (travel or everyday purchases).
60,000 Membership Rewards points are worth $600 here.
As you can see from the screenshot below, the exchange rate is the same for Airbnb (travel), Couche-Tard and Première Moisson.
This is one of the best ways to use Membership Rewards points from the American Express® Gold Rewards Card:
60,000 Membership Rewards points are worth $1,200 here.
But this only applies to specific flights:
Here are all the transfer partners for American Express Membership Rewards program:
With the American Express® Gold Rewards Card you’ll benefit from a host of attractive insurance options.
This insurance provides coverage up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by a person under age 65 while travelling outside their province or territory of residence in Canada for the first 15 consecutive days of an insured trip.
You can be reimbursed for the non-refundable and non-transferable portion of your travel expenses when they are charged to your Card before your departure date, should you need to cancel your trip for a covered reason.
When you charge your travel arrangements to your Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date should your trip be interrupted or delayed for a covered reason.
You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
Save when you travel with the flight and damage Insurance for rental cars included with your Card This insurance provides compensation for theft, loss and damage up to the market value of the rental car with a maximum MSRP of $85,000 depending on the year of the model.
To take advantage of this benefit, simply decline the loss/damage coverage or similar option offered by the rental company and charge the entire rental to your Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Having booked your flight with your Card, you can receive up to $500 (maximum in combination with Flight Delay Insurance) for any necessary and reasonable everyday purchases of clothing and minor items deemed essential that you make within four days, if your baggage is not returned to you within six hours of arriving at your departure flight destination.
If you charge the full cost of your airline ticket to your Card, you are covered for loss or damage to your personal effects, carry-on baggage or checked baggage while traveling, up to a combined maximum of $500 per trip .
Charge your airline tickets to your Card and receive up to $500 (maximum in combination with Baggage Delay Insurance) for reasonable and necessary hotel, motel, restaurant or incidental expenses incurred within 48 hours if your flight is delayed or you are denied boarding for four hours or more without alternate transportation.
Travel Accident Insurance provides automatic coverage of up to $500,000 for accidental death and dismemberment for you, your spouse and dependent children under age 23 when you travel on a common carrier (plane, train, boat or bus) and charge the full cost of all tickets to your Card. Supplementary Cardholders, their spouses and dependent children under 23 are also covered.
Simply pay for your hotel or motel room with your card and you will receive coverage of up to $500 in case of loss of most personal belongings in the event of a burglary at your hotel or motel room.
Eligible items purchased on your card may be insured for a period of 90 days from the date of purchase against accidental property damage and theft up to a maximum of $1,000 per claim (all items purchased combined).
Your protection can automatically extend the original manufacturer’s warranty by up to one additional year when you charge the full amount of eligible items to your Card.
If you need to consult the insurance booklet, it can be found at this link.
The American Express® Gold Rewards Card is a very interesting Membership Rewards card.
Take advantage of the current welcome offer to get yours!
This article was not sponsored. The views and opinions expressed in this article are purely my own.
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For complete and up-to-date product information, click on the Apply Now link. Terms and conditions apply.
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