10% Cash Back with Tangerine Credit Cards!

cards Tangerine
To the point Until October 31, 2024, earn 10% cash back with Tangerine Bank's no-annual-fee credit cards.
Tangerine Remise

Tangerine credit cards

Tangerine Money-Back Credit Card

The Tangerine Money-Back Credit Card has no annual fee and offers cash back.

With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.

You can choose two to three categories that interest you (groceries, gas, furniture, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back! And there is no annual cash back limit. It is one of the best credit cards for renovations.

In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :

  • 90 days purchase insurance
  • One year extended warranty

Finally, during the first 30 days you hold the card, transfer credit card balances and pay only 1.95% interest on these balances for the first 6 months.

Tangerine World Mastercard

If you have an individual income of $60,000 or a family income of $100,000, you may want to consider the World Mastercard Tangerine.

This credit card has no annual fee and offers cashback. With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.

You can choose two to three categories that interest you (groceries, gas, furniture, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back! And there is no annual cash back limit.

In addition, the Tangerine World Mastercard comes with several insurance coverages for your purchases and travel :

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance
  • Rental Car Collision/Loss Damage Insurance

Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.

How do the categories work?

With both Tangerine credit cards, you earn 2% money back on everyday purchases in up to 3 categories of your choice. They are the only ones in Canada to offer this feature!

So it’s not limited to gas stations, grocery stores, drugstores, etc. like other cash back credit cards. So you could ask to earn 2% cash back on purchases at stores where you shop the most!

Here are the categories:

categorie remises tangerine

When being a Tangerine Credit Cardholder, you automatically have the right to choose two categories.

If you are a customer of Tangerine Bankand you choose to deposit your cash back in your Tangerine savings account, you will be able to choose a 3rd category ! If you are not a customer, don’t hesitate to become one, it’s free and you could get a welcome bonus as we explain here !

You can change the 2% categories based on your spending habits! It can be useful for travel (hotels), shopping for a new home (furniture, renovations) or drugstore purchases!

In other categories, you’ll get 0.5% cashback.

Get your CashBack faster

The cashback is deposited monthly on your credit card balance.

There is no annual limit to continue earning a 2% cash back.

More details

No annual fees

There are no annual fees. So it’s a card to keep from year to year to improve your credit report (on the historical aspect). Actually, it’s a no-fee credit card we regularly recommend in our rankings.

Additional cards

You can add any additional cards you want at no charge! Convenient for a family, for example!

Insurance

Another strength of the Tangerine Money-Back Credit Card is the purchase insurance.

It offers:

  • Purchase Insurance (up to 90 days)
  • One-year extended warranty

And that applies to your purchases made anywhere in the world with your card.

The World Mastercard Tangerine adds further insurance:

  • Collision/rental car damage insurance
  • Mobile Device Insurance

For more information on this card, check out this article.

Conclusion

If you have major purchases to make (such as appliances, renovations, furnishings, etc.), it’s a good idea to apply for one of these cards and choose the purchase categories that suit you!

Especially since these cards have no annual fee, they are perfect for purchases requiring an extended warranty!

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine

Jean-Maximilien Voisine

Jean-Maximilien Voisine
Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.
All posts by Jean-Maximilien Voisine

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