Exclusive Offer: Get Up to 50,000 Points with the National Bank World Elite Mastercard

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Marie-Ève Leclerc
Marie-Ève Leclerc Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
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Smiling woman sitting on a suitcase in front of an airport - National Bank World Elite Mastercard
To the point Milesopedia Exclusive Offer: Get up to 50,000 NBC À la carte Rewards points with the National Bank World Elite Mastercard

In recognition of its longstanding relationship with Milesopedia, National Bank is offering our community an exclusive welcome offer of up to 50,000 points for the National Bank World Elite Mastercard, named Best Travel Credit Card in Canada in 2026.

National Bank World Elite Mastercard - Exclusive Welcome Offer

With Milesopedia, enjoy an exclusive offer to get up to 50,000 points with the National Bank World Elite Mastercard. This offer is exclusively available through the Milesopedia network and allows you to quickly earn points by following these steps:

  • 10,000 reward points upon enrollment in your credit card payment protection, for a minimum of 3 months of membership.
  • 10,000 points when you make $5,000 in net purchases within the first 3 months.
  • 20,000 points when you reach $20,000 in purchases within the first 12 months.
  • 10,000 points when you combine your credit card with the opening of your first current account within 7 days of your credit card application.

The National Bank World Elite Mastercard is the best Mastercard credit card offered by NBC.

With this card, you earn up to 5 points per dollar on your purchases:

  • 5 points per dollar for groceries and restaurants
  • 2 points per dollar on gas and electric recharge purchases
  • 2 points per dollar on recurring bills
  • 2 points per dollar on À la carte Travel
  • 1 point per dollar for all other purchases

And since it’s an NBC mycredit Mastercard, you can use it at Costco.

With this card, you have access to a $150 annual travel credit that you can use in any of these categories:

  • Airport parking
  • Baggage fees
  • Seat selection
  • Access to Airport Lounges
  • Flight upgrades

What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.

Finally, Milesopedia has named the National Bank World Elite Mastercard as the Best Travel Credit Card in 2023, 2024, 2025, and 2026.

National Bank World Elite Mastercard - How to Maximize the Welcome Offer

As you can see, to receive the full 50,000-point welcome bonus, several conditions must be met. We will set aside the two conditions related to credit card payment protection (10,000 points) and opening a checking account (10,000 points) and focus on the two bonuses accessible through your spending:

  • 10,000 points when you make $5,000 in net purchases within the first 3 months.
  • 20,000 points when you reach $20,000 in purchases within the first 12 months.

Here is a simulation of the points you could earn by concentrating your spending in the accelerated categories offering up to 5 points per dollar:

  • Grocery
  • Restaurants

Do not forget to use the gift card technique (Amazon, SAQ, Home Depot, etc.) to purchase at grocery stores to benefit from 5 points per dollar on this purchase.

Month Spending 5x Category Bonus Cumulative Total
1 $1,667 8,335 points 8,335 points
2 $1,667 8,335 points 16,670 points
3 $1,667 8,335 points 10,000 points 35,005 points
4 $1,667 8,335 points 43,340 points
5 $1,667 8,335 points 51,675 points
6 $1,667 8,335 points 60,010 points
7 $1,667 8,335 points 68,345 points
8 $1,667 8,335 points 76,680 points
9 $1,667 8,335 points 85,015 points
10 $1,667 8,335 points 93,350 points
11 $1,667 8,335 points 101,685 points
12 $1,667 8,335 points 20,000 points 130,020 points
Total $20,004 100,020 points 30,000 points 130,020 points

130,020 NBC Rewards points have an approximate value of $1,300 for a travel purchase via the NBC À la carte Plan. If you prefer to book wherever you wish (airline, hotel, travel agency, Airbnb, etc.), you can obtain a value of $1,182 (starting from 55,000 points redeemed).

Please consult the table below to learn about the redemption values of NBC Rewards points.

This also means that for $20,004 in purchases over 12 months, this represents an approximate return of 5.9% if you use your points for any travel purchase.

And do not forget that this card comes with annual benefits, such as a $150 travel credit and excellent insurance for your purchases and travels!

National Bank World Elite Mastercard - Earning Points

With the National Bank World Elite Mastercardyou can earn up to 5 points per dollar :

Category Points
Grocery and Restaurant 5*
Gas and electric recharging 2
Recurring bill 2
À la carte Travel 2
Other purchase 1

For the Grocery and Restaurant category, you can earn 5 points per dollar up to $2,500 in total monthly card purchases.

Once you reach $2,500 in monthly purchases, you’ll earn 2 points per dollar in the Grocery and Restaurant category. This is still very good compared with other cards that offer only 1 point per dollar after the threshold is reached.

This makes National Bank World Elite Mastercard one of the best Mastercard credit cards for groceries and restaurants.

NBC World Elite Grocery Aisle

National Bank World Elite Mastercard - Redeeming Points

À la carte Rewards

To redeem your NBC Rewards points, you must log on to the dedicated NBC À la carte Rewards Plan portal.

You will be able to book a trip with your NBC points (+ monetary supplement if required) via the Voyage À la Carte agency: 10,000 points per $100 increment.

This is simply the best use of your NBC Rewards points!

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Statement Credit

It is also possible to use your NBC points as an account credit for all travel expenses that you charged to your credit card (the exchange must be made within 60 days after the expense was posted to the credit card account).

Eligible purchases include:

  • Flights
  • Vacation packages
  • Car rentals
  • Hotel nights
  • Cruises
  • Condominium or cottage bookings for tourism purposes
  • Airbnb
  • Excursions
  • Camping
  • And more!

However, for this type of exchange, the rate is different (see table below).

You can also redeem your points for a product in the À La Carte Rewards catalogue.

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Use points for an airbnb rental... it's possible!

10% Discount on National Bank of Canada Open Tickets

To see your favourite tennis players on the courts for less, simply use your National Bank World Elite Mastercard!

At the very beginning of the ticket purchasing process, click on Claim to obtain your 10% discount on National Bank Open tickets in Montreal.

National Bank Open Tennis

Reward Points Table NBC

You’ll see from this chart that the best use of NBC Rewards points is to book your trip with the online travel agency NBC À la carte Travel. You’ll have a discount of $100 for 10,000 points.

Rewards Points for $100
Exchange with dedicated À la carte Travel agency NBC 10,000
Flexible travel discount
(from 55,000 points redeemed)
11,000
Flexible travel discount 12,000
Extras à la carte
RRSP or TFSA contribution
Repayment of all-in-one line of mortgage or mortgage loan
12,000
Gift card 12,000 – 13,500
Statement credit 25,000

Additionaly, you can redeem your points for merchandise and gift cards in the à la carte Rewards store.

If you have a promotional code, you can use it at checkout.

National Bank World Elite Mastercard - Benefits

$150 Travel Credit Per Calendar Year

Through the NBC Savvy Travelers program, each calendar year, holders of a National Bank World Elite Mastercard have a total amount of $150 applicable to certain travel-related expenses:

  • Airport parking
  • Baggage fees
  • Seat selection
  • Access to Airport Lounges
  • Flight upgrades

This is a great perk for those who use an airport parking lot (note that Park & Fly also works with this benefit) or who have to pay baggage or seat selection fees.

These credits are valid per calendar year. This means that if you subscribe to the National Bank World Elite Mastercard in 2026, you will benefit from these credits until December 31, 2026, and you will receive them again on January 1, 2027.

However, if you do not use those from 2026, they will be forfeited.

featured star alliance yul

Unlimited Access to the National Bank Lounge at Montreal-Trudeau

With National Bank World Elite Mastercard, you have unlimited free access to the National Bank Lounge at Montreal-Trudeau (YUL).

This benefit is valid for the main cardholder as well as an additional traveller. And up to two children.

Note that National Bank World Elite Mastercard additional cardholders are also eligible for unlimited access to the National Bank Lounge, along with one guest!

NBC Featured Show

Access to DragonPass Lounges

National Bank World Elite Mastercard offers access to over 1,300 airport lounges worldwide in the DragonPass network.

For each visit, you will have to pay an entrance fee of 32 US$ per person.

Please note that since 2023, World Elite cardholders can be reimbursed for these airport lounge access fees. In fact, this is a travel expense eligible for the travel fee reimbursement, up to a maximum of $150 per year.

National Bank World Elite Mastercard - Insurance

For most of the insurances included, National Bank World Elite Mastercard is one of the only credit cards in Canada to cover you even if you only pay part of the cost of your trip.

The coverage will reimburse expenses (…) if at least part of the cost of the trip has been charged to the account.

National Bank of Canada

In the case of travel, only baggage delay and car rental insurance require the full cost to be charged to the card.

Insurance Amounts
Out-of-province hospital insurance up to $5,000,000
per person (see details on age and duration)
Trip cancellation
(before departure)
up to $2,500
per insured person
Trip interruption
(after departure)
up to $5,000
per insured person
Flight delay
(more than 4 hours)
$250 per day
(maximum $500 per insured person)
Baggage delay
(more than 6 hours)
up to $500
per person
Lost or stolen baggage up to $1,000
per person
Car rental Vehicle value up to $65,000
Against theft or breakage
(180 days)
up to $60,000
Mobile Device Insurance up to $1,000
Triple extended warranty up to 2 additional years
Insurance booklet

National Bank World Elite Mastercard

National Bank World Mastercard

The National Bank World Elite Mastercard website offers different coverage for emergency medical care while traveling:

  • the person’s age
  • the length of the trip
Age Maximum trip duration
54 years or less 60 days
55-64 years 31 days
65-74 years 15 days
75 years or older no coverage
Up to 60 days

Few credit cards offer coverage of up to 60 days. Also, people aged 65-74 get 15-day coverage.

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Bottom Line

The National Bank World Elite Mastercard is a credit card to keep in your wallet year after year.

With this card, you will receive up to $150 in annual credit for certain travel purchases and will hold the Best Travel Credit Card and the Best Mastercard Credit Card in 2026.

And you’ll earn up to 5 points per dollar on purchases, including groceries!

Take advantage of this exclusive welcome offer without delay!

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine
Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
All posts by Jean-Maximilien Voisine

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