The National Bank World Elite Mastercard is the best Mastercard credit card on NBC.
With this card, you earn up to 5 points per dollar on your purchases:
And since it’s a Mastercard credit card, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia voted National Bank World Elite Mastercard the Best Credit Card for Travel and the Best Credit Card for Insurance in 2023, 2024 and 2025 respectively.
With the National Bank World Elite Mastercardyou can earn up to 5 points per dollar :
For the Grocery and Restaurant category, you can earn 5 points per dollar up to $2,500 in total monthly card purchases.
Once you reach $2,500 in monthly purchases, you’ll earn 2 points per dollar in the Grocery and Restaurant category. This is still very good compared with other cards that offer only 1 point per dollar after the threshold is reached.
This makes National Bank World Elite Mastercard one of the best Mastercard credit cards for groceries and restaurants.
To redeem your NBC Rewards points, you must log on to the dedicated NBC À la carte Rewards Plan portal.
You can book your vacation with your points (plus monetary supplement if needed) through the À la carte Travel Agency: 10,000 points for every $100.
This is simply the best use of your NBC Rewards points!
It is also possible to use your NBC points as a Statement credit for any travel expenses you have charged to your credit card (redemption must be made within 60 days of the expense being charged to the credit card account).
Eligible purchases are:
However, for this type of exchange, the rate is different (see table below).
You can also redeem your points for a product in the À La Carte Rewards catalogue.
To see your favourite tennis players on the courts for less, simply use your National Bank World Elite Mastercard!
At the very beginning of the ticket purchasing process, click on Claim to obtain your 10% discount on National Bank Open tickets in Montreal.
You’ll see from this chart that the best use of NBC Rewards points is to book your trip with the online travel agency NBC À la carte Travel. You’ll have a discount of $100 for 10,000 points.
Additionaly, you can redeem your points for merchandise and gift cards in the à la carte Rewards store.
If you have a promotional code, you can use it at checkout.
Through NBC’s Smart Traveller program, National Bank World Elite Mastercard cardholders have a total of $150 available each calendar year to apply to certain travel-related expenses:
This is a great perk for those who use an airport parking lot (note that Park & Fly also works with this benefit) or who have to pay baggage or seat selection fees.
These credits are valid per calendar year. This means that if you subscribe to National Bank World Elite Mastercard in 2025, you will benefit from these credits until December 31, 2025, and will receive them again on January 1, 2026.
However, if you don’t use those from 2025, they will be lost.
With National Bank World Elite Mastercard, you have unlimited free access to the National Bank Lounge at Montreal-Trudeau (YUL).
This benefit is valid for the main cardholder as well as an additional traveller. And up to two children.
Note that holders of an additional National Bank World Elite Mastercard are also entitled to unlimited access to the National Bank Lounge with an additional guest!
National Bank World Elite Mastercard offers access to over 1,300 airport lounges worldwide in the DragonPass network.
For each visit, you will have to pay an entrance fee of 32 US$ per person.
Please note that since 2023, World Elite cardholders can be reimbursed for airport lounge access. This is a travel expense eligible for reimbursement, up to a maximum of $150 per year.
For most of the insurances included, National Bank World Elite Mastercard is one of the only credit cards in Canada to cover you even if you only pay part of the cost of your trip.
The coverage will reimburse expenses (…) if at least part of the cost of the trip has been charged to the account. Banque Nationale du Canada
The coverage will reimburse expenses (…) if at least part of the cost of the trip has been charged to the account.
Banque Nationale du Canada
In the case of travel, only baggage delay and car rental insurance require the full cost to be charged to the card.
National Bank World Elite Mastercard
National Bank World Mastercard
The National Bank World Elite Mastercard website offers different coverage for emergency medical care while traveling:
Few credit cards offer coverage of up to 60 days. Also, people aged 65-74 get 15-day coverage.
The National Bank World Elite Mastercard is a credit card to keep in your wallet year after year.
With this card, you’ll enjoy up to $150 in annual credit for certain travel purchases, and have the Best Travel Credit Card and Best Insurance Credit Card in 2025.
And you’ll earn up to 5 points per dollar on purchases, including groceries!
Savings are here (if you don’t see the sign-up form, please click here):
