BMO AIR MILES Mastercard Offers: up to 7,000 miles

Updated Jan 7, 2026
Fact checked by
Jean-Maximilien Voisine
Jean-Maximilien Voisine Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
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BMO AIR MILES
To the point Get up to 7,000 AIR MILES and the first year free with these exclusive offers for two BMO AIR MILES credit cards.

BMO AIR MILES World Elite Mastercard

With this exclusive offer for the BMO AIR MILES World Elite Mastercard, earn up to 7,000 bonus AIR MILES:

  • 3,000 miles after $4,500 in purchases in the first 110 days
  • 2,000 additional miles after $10,000 in total purchases (including the $4,500 from the previous condition) within 180 days
  • 2,000 additional miles after $20,000 in total purchases (including all expenses under the previous conditions) in the first year

And pay no annual fee for the first year! Plus, enjoy a 0% introductory interest rate on balance transfers for 12 months.

With this card, you earn 3 miles for every $12 spent at participating AIR MILES Partners. Then, get 2 miles per $12 in purchases at any eligible grocery store and wholesale club (warehouse like Costco) or liquor retailer (SAQ, LCBO, etc.). Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.

What’s more, it’s the only AIR MILES credit card in Canada to offer a 25% discount on AIR MILES flights to any destination during the calendar year.

The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:

  • Excellent insurance for your travels and purchases
  • 2X miles for car rentals with National or Alamo

Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.

BMO AIR MILES®† Mastercard®*

With this exclusive offer for the BMO AIR MILES Mastercard, you get 1,600 AIR MILES after $1,500 in purchases within the first 110 days of account opening. This credit card has no annual fee.

Plus, get a 0.99% introductory interest rate on balance transfers for nine months.

With the BMO AIR MILES Mastercard, you earn 3X miles for every $25 spent at participating AIR MILES Partners.

Plus, you’ll earn 2X miles for every $25 spent at any eligible grocery store, wholesale club (warehouse like Costco) and liquor retailer.

For everything else, you earn 1 AIR MILES for every $25 in purchases.

Finally, enjoy three months of Instacart+ membership and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.

Bottom Line

Between the two, the BMO® AIR MILES® World Elite®* Mastercard®* is the best AIR MILES credit card with benefits.

But its little sister, the BMO AIR MILES Mastercard, is also a great card, with its purchase insurance and low minimum income requirement. It’s ideal if you’re starting with credit cards and want to keep a credit card with no annual fee, year after year, for your credit score.

By signing up for our exclusive offer, you’ll get the best welcome bonus available for these cards, especially since this is the first time we’ve seen such a lucrative one!

Come to discuss that topic in our Facebook Group!
Caroline Tremblay
Caroline Tremblay
Caroline, a loyalty program specialist, helps families maximize their points to travel more frequently and affordably. With expertise in Disney, AIR MILES, and Costco, she travels the world with her partner and two children through rewards. Passionate about the latest in loyalty programs, Caroline shares tips to help you earn more points and turn your travel dreams into reality.
All posts by Caroline Tremblay

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