Rogers Red World Legend Mastercard: Everything You Need to Know
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On March 2, 2026, Rogers Bank and Mastercard officially unveiled the Rogers Red World LegendTM Mastercard, a first in Canada.
This premium metal card is positioned in the ultra-premium category, alongside Visa Infinite Privilege and American Express Platinum Cards.
For Canadians who travel frequently and use Rogers services, here’s what you need to know before applying.
A first in Canada: the World LegendTM tier
Until now, the Mastercard system was divided into three tiers: Standard, World, and World Elite. With the launch of the World LegendTM tier, Mastercard has created a fourth category reserved for the most exclusive cards.
The Rogers Red World LegendTM Mastercard is launched in conjunction with The Mastercard Collection, a range of global dining, entertainment, and travel benefits, now accessible to Mastercard World, World Elite, and World LegendTM cardholders.
Benefits of the Rogers Red World LegendTM Mastercard
Rogers Red World Legend™ Mastercard
The Rogers Red World Legend™ Mastercard is one of the best cash back credit cards in Canada for frequent travellers and Rogers customers.
With the Rogers Red World Legend™ Mastercard, you get 2% cash back on all your eligible purchases anywhere in the world, with no foreign transaction fees, which makes it a top choice for international travel.
Rogers customers also get 10 days of free Roam Like Home access every year, plus a $200 Rogers entertainment credit and exclusive access to sports and music experiences through the Rogers Priority Access program.
The Rogers Red World Legend™ Mastercard is a premium metal card, so you get 6 annual passes to Plaza Premium Lounge locations worldwide, a free Mastercard Travel Pass membership (provided by DragonPass) with access to more than 1,300 airport lounges worldwide at US$32 per person per visit, as well as exclusive benefits in over 120 countries through the Mastercard Priceless program.
Finally, you’re protected by extensive insurance coverage, such as:
- Trip cancellation and interruption insurance
- Emergency travel medical insurance (age 75 or under)
- Car rental collision and damage insurance
- Flight delay insurance
- Baggage insurance
- Common carrier travel accident insurance
- Hotel room theft insurance
- Purchase protection and extended warranty
.
Cash back and foreign exchange fees
The card offers 2% cash back worldwide, with no foreign transaction fees. This is a significant advantage: most Canadian cards charge 2.5% on foreign currency transactions.
You can apply your cash back directly to your travel purchases in foreign currency and recover the equivalent of 4.5% on these expenses. Cash back is also directly redeemable on Expedia.
Key benefits included
Here are the key benefits of the card, according to Rogers Bank:
- 6 Plaza Premium Lounge passes ($432 value) + access to The Mastercard Collection for global airport VIP lounges;
- $200 annual entertainment credit applicable to Rogers Xfinity, Sportsnet+, and other eligible services;
- 10 days of Roam Like Home access offered annually for eligible Rogers mobile customers ($180 value);
- Soho Friends membership included ($175 value) for bookings at exceptional restaurants;
- Metal card, no foreign transaction fees.
For eligible Rogers customers, the total estimated annual reward value reaches $2,900.
Eligibility Requirements
This card is for a specific financial profile. To apply, you must meet the following conditions:
- Minimum personal annual income of $150,000, or minimum household income of $200,000;
- Credit approval by Rogers Bank;
- Residence outside Quebec (the card is not available in Quebec for now).
Interest Rates and Fees
Here are the main rates applicable to the card:
- Annual fee: $495 (primary cardholder) and $95 per authorized user;
- Purchase rate: 20.99% to 25.99% (minimum 21.99% as of August 2026);
- Cash advance and balance transfer rate: 22.99% to 27.99%.
Exclusive World LegendTM experiences
Mastercard leverages unique experiences to differentiate this tier. Cardholders have the chance to win a trip to the McLaren Technology Centre in Woking, England, as part of the partnership with the F1 McLaren Mastercard team, including round-trip flights to London, accommodation, and high-end culinary experiences.
Additional local benefits will also be integrated into The Mastercard Collection during 2026.
Key advantage: no spending cap
As of August 4, 2026, Rogers Bank is introducing annual caps of $61,000 on the accelerated cash back rates of three of its four Rogers Red Mastercard cards. The World Legend card is the only one exempt. If you spend more than $61,000 per year, this is the only Rogers card that maintains your 2% rate without restriction.
Our opinion: who is this card for?
The Rogers Red World Legend™ Mastercard is suitable for frequent international travelers who are well-integrated into the Rogers ecosystem. Whether you regularly spend abroad, already have a Rogers/Fido plan, or use your rebates to pay your telecom bills, the card can pay for itself in the first year.
However, the card offers no guaranteed welcome bonus. For a $495 annual fee, you get a contest as an entry incentive, not a defined bonus on your initial spending. This is a deliberate choice by Rogers, but it’s worth considering in your calculations.
If you are not a Rogers customer, the 1.5% rate on regular purchases does not justify a $495 annual fee. There are other options with lounge access and no foreign transaction fees, such as the Scotiabank Passport™ Visa Infinite +* Card and the Scotiabank Passport® Visa Infinite Privilege* Card.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $150 | |||
| $599 |
Conclusion
The Rogers Red World Legend™ Mastercard inaugurates Mastercard’s very first World Legend™ tier in Canada. For an active Rogers customer who travels internationally regularly, the proposition holds up. Between the 2% cash back with no foreign transaction fees, the six Plaza Premium Lounge accesses, the $200 credit, and the 10 Roam Like Home days, it is possible to make the $495 annual fee worthwhile in the first year.
That said, the minimum income required ($150,000 personal or $200,000 household) targets a specific profile. And without an active Rogers service, the 1.5% rate does not justify the fee. Our advice: calculate your actual usage before applying, and consider that you will have to close your current Rogers card to get it.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $495 | |||
| $0 | |||
| $0 |
Rogers World Legend Card – Frequently Asked Questions
What is the annual fee for the Rogers Red World Legend Mastercard?
The annual fee is $495 for the primary cardholder, and $95 for each authorized user. This is one of the most expensive cards in Canada, in the same category as the American Express Platinum Card or the TD Aeroplan Visa Infinite Privilege Card.
What is the minimum income to get the Rogers World Legend card?
The card requires a minimum personal annual income of $150,000, or a minimum household income of $200,000. Eligibility remains subject to Rogers Bank credit approval.
Is the Rogers Red World Legend Mastercard available in Quebec?
No, the card is not available in Quebec for now. Rogers Bank has not specified a launch date for the province. Quebec residents interested in a premium card can consult the best credit cards available on Milesopedia.
Do you need to be a Rogers customer to benefit from the best cash back rates?
Yes. To get the 2% rate on all purchases, you must be a subscriber to an eligible Rogers, Fido, Shaw, or Comwave service. Without this condition, the rate drops to 1.5%, which considerably reduces the card’s value compared to competitors in the same annual fee bracket.
Can I have the World Legend in addition to my current Rogers card?
No. Rogers Bank only allows you to hold one Rogers card at a time. If you already have a Rogers card (Rogers Red Mastercard, World Elite, etc.), you must request a product change to the World Legend. You cannot open a second Rogers account simultaneously.
Is the World Legend card subject to a spending cap?
No. As of August 2026, Rogers Bank is introducing annual caps of $61,000 on the accelerated rates of three of its four Rogers Red Mastercard cards. The World Legend is the only one exempt: your 2% cash back applies without a spending limit.
When can I apply for the Rogers World Legend card?
Applications have been open since the official launch on March 2, 2026. Existing Rogers Bank customers who wish to migrate to this product can apply for a product change via the Rogers Bank website.
