Tangerine® Rewards World Elite Mastercard®*: Everything You Need to Know

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Audrey Voisine
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Audrey, co-founder of Milesopedia, is a dedicated entrepreneur, avid traveler, and mother of two children. She shares valuable tips and recommendations for families and frequent travellers alike, helping everyone get the most from points and rewards programs. As Executive Vice President of Marketing and Communications, she is committed to guiding Milesopedia readers toward more accessible, practical, and memorable journeys.
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To the point Get to know all the details about the Tangerine® Rewards World Elite Mastercard®* and see how this card can fit in to your rewards strategy.

The Scene+ rewards credit card family has a new member! The new Tangerine® Rewards World Elite Mastercard®* combines the digital-only benefits of Tangerine with one of Canada’s favourite rewards program, Scene+.

In this article, we’ll go over everything you should know about this new card, including how it earns Scene+ points, what sort of perks it provides, and how it compares to other Scene+ credit cards.

Let’s dig in to explore whether the Tangerine® Rewards World Elite Mastercard®* should be the next card you add to your rewards roster.

Tangerine Rewards Mastercard Promo image

Tangerine® Rewards World Elite Mastercard®*

The Tangerine® Rewards World Elite Mastercard®* is a natural addition to the Scene+ family as the first Mastercard to join its ranks.

This card gives more people the chance to earn Scene+ points across all their purchases, and use these valuable points for free travel, groceries, and more.

Card Details

To start our exploration of this card, here’s some key information:

  • Annual fee of $120
  • Minimum income requirement of $80,000 individual and $150,000 household
  • Earns Scene+ points on all purchases
  • Offers a number helpful perks and benefits

The Tangerine® Rewards World Elite Mastercard®* also compliments Tangerine’s other financial products like their bank accounts and their other credit cards, such as the Tangerine Money-Back Credit Card.

Welcome Offer

The Tangerine® Rewards World Elite Mastercard®* gives new cardholders the opportunity to earn a welcome offer of up to 30,000 Scene+ points when you spend at least $3,000 in the first 3 months.

This is a pretty accessible offer since you only need to spend an average of $1,000 on the card each month to earn the full amount.

The value of this welcome offer comes in at around $300, with Scene+ points valued at 1 cent each. This means that by signing up for the Tangerine® Rewards World Elite Mastercard®* and meeting the spending requirement, you can easily save hundreds of dollars on groceries, travel expenses, and lots more!

Scene+ Earning Rates 

Scene+ is a versatile program, offering access to redemptions ranging from savings at grocery stores and restaurants to free travel.

With the new Tangerine® Rewards World Elite Mastercard®*, you earn Scene+ points on all purchases, giving you a new way to access this popular and valuable program.

The Tangerine® Rewards World Elite Mastercard®* is designed to fit your personal spending style and priorities, most notably through how it structures it’s earning rates.

With this card, you earn a base rate of 1 Scene+ point per $1 spent. Additionally, you get to choose 3 spending categories that will earn the elevated rate of 1.5 Scene+ per $1 spent.

You can select your top 3 categories from the following 13 options:

  • Grocery
  • Restaurants
  • Gas
  • Public Transportation and Parking
  • Entertainment
  • Furniture
  • Home Improvement
  • Hotel-Motel
  • Drug Store
  • Recurring Bill Payments
  • E-Games
  • Fitness and Sports Clubs
  • Foreign Currency Spend
Tangerine Rewards Mastercard spending categories

You also can also change your 3 selected categories every 90 days, making the card even more adaptable.

This flexibility means that you can shift your earning focus to suit different spending priorities. For example, perhaps you choose to focus on restaurants, groceries, and gas spending while at home; then, you could switch to foreign currency spend, hotel/motel, and restaurants when you head out on your next longer vacation.

Card Perks and Benefits

With the Tangerine® Rewards World Elite Mastercard®*, you not only earn Scene+ points on all your purchases, but you additionally get to enjoy a number of nice perks and benefits.

First, fans of travel will be happy to hear that the card gives you 4 complimentary airport lounge passes each year through DragonPass. These can be used to enjoy over 1,400 airport lounges around the world, making your next trip that much more comfortable.

Additionally, you can earn an annual lifestyle credit of 10,000 Scene+ points (valued at $100) if you spend $30,000 on the card within the year.

The Tangerine® Rewards World Elite Mastercard®* also comes with the following valuable insurance coverage:

Plus, you also get a bunch of additional benefits such as:

As a cardholder, you can also save up to 10 cents per litre at Shell gas stations, as follows:

  • Instantly save 3 cents per litre when you pay using your Tangerine Rewards card
  • Save 4 cents more per litre when you fill up with Shell V-Power fuel
  • Earn up to 3 cents per litre in Scene+ points when you pay with the card

Just take note that this offer is currently only active in Alberta and will be available across the country starting May 26, 2026.

New Member to the Scene+ Family

Scotiabank (the owner of Tangerine bank) offers a number of Scene+ credit cards, including:

The Tangerine® Rewards World Elite Mastercard®* rounds out this line-up of Visa and American Express cards, which is particularly good news if you’re a frequent Costco shopper.

Since this is a World Elite Mastercard, let’s compare it to its nearest peers in the Scotiabank Passport Visa Infinite* Card and the Scotiabank Gold American Express® Card to see how it stacks up.

CategoryTangerine® Rewards World Elite Mastercard®*Scotiabank Gold American Express® Card.Scotiabank Passport Visa Infinite* Card
Annual Fee$120$120$150
Minimum Income Requirement$80,000 individual/$150,000 household$12,000 individual$60,000–80,000 individual/$100,000–150,000 houshold
Earning RateUp to 1.5 Scene+ points per $1 spentUp to 6 Scene+ points per $1 spentUp to 4 Scene+ points per $1 spent
Travel InsuranceComprehensiveComprehensiveComprehensive
Airport Lounge Passes4 via DragonPassDiscount Priority Pass membership6 via Visa Airport Companion Program
Foreign Transaction FeesStandard 2.5%NoneNone
Purchase protection and extended warrantyYesYesYes
Save on gas at ShellYesYesYes
Annual bonus points/lifestyle creditYesYesNo

As we can see, the Tangerine® Rewards World Elite Mastercard®* comes in on the lower end in terms of earning rates, and on the higher end for the minimum income requirement; however its annual fee is in line with the other two.

In terms of benefits, all three cards are fairly even with some standout perks like no foreign transaction fees (for the Amex & Visa Cards), free airport lounge passes (for the Mastercard & Visa Cards), or increased accessibility through a lower minimum income requirement (for the Amex Card).

Who Is This Card For?

The Tangerine® Rewards World Elite Mastercard®* is good choice for people who already bank with Tangerine and who want to earn a flexible rewards currency instead of the cash back options available through the Tangerine Money-Back Credit Card and the Tangerine® Money-Back World Mastercard®*.

It’s also a solid card choice for new Tangerine customers who are fans of the Scene+ program. The card is particularly valuable for fans of Costco who have been looking for a way to earn Scene+ points when they stock up.

Given the diversity and flexibility of Scene+ point redemptions, the Tangerine® Rewards World Elite Mastercard®* can play a key role in saving you money on day-to-day expenses like groceries or on more exciting expenses like your next trip abroad.

Bottom Line

The Tangerine® Rewards World Elite Mastercard®* is a natural and welcome addition to the Scene+ family and to Tangerine’s roster of financial products.

Offering the chance to earn Scene+ points on all your purchases and supporting your travel goals with perks and a strong welcome offer, this card is certainly worth consideration.

To learn more about Tangerine’s financial products and the Scene+ program, check out our additional articles and guides:

FAQs

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Erin Partridge
Erin Partridge
Erin Partridge enjoys travelling slowly and taking her time to get to know each new place. 
She’s had the opportunity to live in Canada and South Korea, with shorter stints in Vietnam, Malaysia, Mexico, Spain, and more.
All posts by Erin Partridge

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