Network: Mastercard

• Earn up to 2 points per dollar spent on certain purchase categories*
• Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 10 days
• Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
• Trip Cancellation and Trip Interruption Insurance
• Flight and baggage delay insurance
• Car rental insurance
• Purchase insurance against theft or damage
• Extended warranty
• Mobile devices insurance against theft or damages for a period of up to 2 years

• Guaranteed approval without credit check
• International IDs accepted
• $5 monthly fee
• Up to 5% cash back at partner restaurants and bars

• Get $25 cash back when you sign up for the Neo Mastercard.

• Get 1% cash back on all your purchases
• Earn cash back or invest your money in an investment account or cryptocurrency of your choice.
• You can also earn 3.5% interest on your account balance.
• Wealthsimple Advantage and Generation customers can earn an even higher interest rate of up to 4.5%.
• No foreign transaction fees for purchases made in currencies other than the Canadian dollar
• No annual fee

Everyday cashback

• 6% on average on restaurants, bars and cafés
• 4% on your favorite apps (Netflix, Disney+, Crave, Apple, Uber, Lyft, SkipTheDishes, DoorDash and UberEats)
• Up to 3% on gas and groceries

Features and benefits

• Personalized insights powered by generative chat AI (coming soon)
• Digital card available to use immediately
• Get cashback at thousands of local and national partners

Special offer:

• Enter the code KOHOMILES when applying for your card.
• Get 3 months of the Extra Plan for free (a $9 discount per month) and $20 cash back

Features:

• Earn an extra 1.5% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.25% cash back on all purchases. Plus, up to 50% cash back at selected retailers
• Accepted at Costco
• Earn 4% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are annual, calculated daily, paid monthly and may be changed at any time without notice.
• $9/month or $84/year to access Extra Plan features
• No exchange fees on purchases
• 1 free international ATM withdrawal per month
• Credit building for $7/month instead of $10
• Choose from one of five exciting card colours including the exclusive KOHO Extra card design. Receive both a physical and virtual card.
• Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
• Strengthen your credit with the 6-month Credit Building Program for only $7/month and earn cash back with the KOHO Extra prepaid Mastercard.
• Get access to a cash advance of up to $250 at 0% interest with KOHO Cover

Accelerate rewards points on common purchases!

• Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category. 1 point‡ for every $1 spent on all other eligible purchases
• Receive5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening
• Receive 5,000 bonus points†† ($25 in cash back value) once enrolled for e-statements within the first 90 days of account opening
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
• Redeem points‡ for brand-name merchandise, gift cards from participating retailers, cash back, charitable donations, and travel
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪, and 24.99% on cash advances
• Mobile Device Insurance*** With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
• No Annual Fee.

Take advantage of an everyday rewards card with no annual fee. Apply now for the MBNA Rewards® credit card.

Receive up to 30,000 bonus points (approximately $250 cash back value):

• Receive 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
• Receive 10,000 bonus points†† (approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening
• Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
• Redeem points‡ for brand-name merchandise, gift cards from participating retailers, cash back, charitable donations, and travel.
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪, and 24.99% on cash advances
• Mobile Device Insurance*** With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
• $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).
• To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

• Earn 5 points per $1 paid towards your balance.
• Find out if you’ll be pre-approved with no risk to your credit score.

• This offer is not available to residents of Quebec.
• No annual fee
• Standard Annual Interest Rates of 12.99% on eligible purchases, 17.99% on balance transfers✪, and 24.99% on cash advances.
• You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.
• This card is made from 100% recycled plastic.
• Around-the-clock fraud protection
• Use available credit on your credit card to transfer funds right to your chequing account.

Apply for the MBNA True Line® Mastercard® credit card today

• This offer does not apply to residents of Quebec.
• $39 annual fee
• Standard Annual Interest rates of 10.99% on purchases, 13.99% on balance transfers, and 24.99% on cash advances
• This card is made entirely of recycled plastic
• Around-the-clock-fraud protection
• Use available credit on your credit card to transfer funds right to your chequing account.