Loyalty Program: WestJet Rewards

Visit the RBC website for offer terms and conditions.

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To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between November 5, 2025 and February 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC Mastercard. You will receive 5,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). To receive the additional 10,000 WestJet points (“Additional WestJet Points”), (i) a total of $1,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

To receive the additional 10,000 WestJet points (“Additional WestJet Points”), i) un total de 1 000 $ (« montant des opérations admissibles ») ou plus d’achats nets admissibles ou d’opérations de paiement de facture préautorisées (« opérations admissibles ») doit avoir été comptabilisé dans votre compte de carte de crédit au cours des trois (3) premiers mois suivant la date d’ouverture de votre compte de carte de crédit (« période ») et ii) votre compte de carte de crédit doit être ouvert et en règle au moment où les points WestJet additionnels sont portés au crédit de votre compte Récompenses WestJet environ six semaines à partir de la date à laquelle vous atteignez le montant des opérations admissibles. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

Only the primary credit card account holder is eligible for this offer. Co-applicants (co-borrowers and authorized user[s]), as well as individuals who already hold a personal RBC Royal Bank credit card account and are transferring to an RBC WestJet Mastercard, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

https://www.rbcroyalbank.com/credit-cards/camp/mc2/2104/

Refer to RBC page for up to date offer terms and conditions

¹ To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between November 5, 2025 and February 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows:

(i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and
(ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).

You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Additional Welcome WestJet points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

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Applicable to World Elite companion vouchers issued from June 30, 2024 onwards: Once your WestJet World Elite Mastercard RBC application is approved, please allow four to six weeks after the date of your first purchase for the round-trip companion voucher (the “World Elite companion voucher”) to appear in your WestJet Rewards account, accessible at westjet.com/account. The World Elite companion voucher is offered to new WestJet World Elite Mastercard RBC cardholders only, and each year thereafter, four to six weeks following the annual fee charge. The primary cardholder can use the World Elite companion voucher once, in one of the following ways: A) a round-trip flight for $119 within Canada or the continental United States at the UltraBase, Econo, or EconoFlex fare (“Economy class”) or for $219 at the Premium or PremiumFlex fare (“Premium class”); B) a round-trip flight to or from any other destination in the WestJet network for $399 in Economy class or $499 in Premium class. Applicable taxes, fees, fares, and other air transportation charges for the World Elite companion voucher must be paid at the time of booking. Unless otherwise stated, companion voucher fees shown are in Canadian dollars (CAD) and apply to flights departing from Canada. Bookings made with a World Elite companion voucher for flights departing from a country other than Canada will be displayed in the currency of the country of departure. To learn more, visit westjet.com/en-ca/rewards/terms-conditions/credit-card-companion-voucher. Additional fees may apply for bookings made via the Contact Centre.

The World Elite companion voucher A) applies to eligible published Economy and Premium class fares for flights marketed and operated entirely by WestJet only, B) can only be used if the companion travels with you on the same itinerary, and C) applies only to new bookings made on westjet.com or through the WestJet call centre. The World Elite companion voucher cannot be applied A) to Business, BusinessFlex, or Member Exclusive fares, B) to existing bookings, nor C) to group bookings, WestJet Vacations bookings, or Sunwing Vacations bookings. Other conditions apply. Visit westjet.com/companion-voucher. to learn more. The first World Elite companion voucher is not available to customers who are currently, or have previously been, primary cardholders of a WestJet World Elite Mastercard RBC. Additional cardholders (co-applicants and authorized users) are also not eligible for the World Elite companion voucher offer. This offer may not be combined or used in conjunction with any other offer. The terms and conditions applicable to the World Elite Companion Voucher are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to change or withdraw this offer at any time. For more information, visit westjet.com/companionvoucher.

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Valid for the primary WestJet World Elite Mastercard RBC cardholder and up to eight (8) travel companions on the same booking. Not valid for group travel companions (ten or more passengers on the same booking). The eligible member’s 9-digit WestJet Rewards ID must have been added to the booking at the time of check-in. Valid for itineraries marketed and operated entirely by WestJet. Not valid for codeshare flights or with interline partners. Baggage dimensions and weight must comply with WestJet’s standard checked baggage allowance. Any baggage exceeding permitted dimensions or weight is subject to applicable restrictions and fees. More details can be found at https://www.westjet.com/en-ca/flights/fees. This offer must be used as described and has no cash or exchange value.

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Effective April 30, 2025, primary WestJet World Elite Mastercard RBC or WestJet RBC World Elite Business Mastercard credit cardholders (“eligible cardholders”) will have access to an enhanced version of Tier Boost (an annual benefit allowing eligible cardholders to reach Silver, Gold, or Platinum status faster) providing them with a new way to earn eligible spend for status qualification.(opens in a new window)

Eligible cardholders will earn the equivalent of CAD $200 in eligible spend for status qualification for every $5,000 in eligible purchases (defined below) (“status boost reward”) charged to their WestJet World Elite Mastercard RBC or WestJet RBC World Elite Business Mastercard credit card account (each, an “eligible RBC World Elite account”) during an eligibility year (defined below). Status boost rewards will be added to eligible spend for status qualification already earned, bringing cardholders closer to the next tier of the WestJet Rewards program. If an eligible cardholder holds two (2) eligible RBC World Elite accounts, the total amount of eligible purchases (defined below) made using both accounts will be considered in the calculation of the $5,000 in eligible purchases.

For existing eligible cardholders prior to April 30, 2025: Eligible purchases (defined below) appearing on the cardholder’s January, February, March, and April 2025 monthly statements will be considered in the calculation of the $5,000 in eligible purchases (new eligibility threshold for eligible spend for status qualification), and WestJet will credit any additional boost to their WestJet Rewards account in May 2025.

“eligible purchases” means the net total of purchase transactions made by any cardholder on the eligible RBC World Elite account and appearing on a monthly statement of the RBC World Elite account during an eligibility year (defined below), less returns and other credits, fees, interest charges, and cash advances (balance transfers, cash-like transactions, bill payments that are not pre-authorized debits established with a merchant). “eligibility year” means the period from January 1 to December 31 of each calendar year. For new eligible RBC World Elite accounts, the term refers to the period from the date of the account’s first monthly statement to December 31. Up to fifty (50) status boost rewards may be granted per eligibility year, equivalent to CAD $10,000 in eligible spend for status qualification. A status boost reward will be awarded approximately ten (10) business days after the date of the monthly statement on which the $5,000 eligible purchases threshold was met. For each eligibility year, status boost rewards are granted based on the total amount of eligible purchases charged to an eligible RBC World Elite account before the December monthly statement date (statement generation date). Consequently, some purchases made in December may not be included in the $5,000 in eligible purchases for a given eligibility year. For example, if monthly statements are generated on the 27th day of each month and a purchase is made on December 28, the transaction will appear on the January monthly statement and will not count towards the $5,000 in eligible purchases for the current eligibility year. Status boost rewards and eligible purchases will be reset to zero (0) at the beginning of each eligibility year.

For an eligible cardholder to receive a status boost reward, their RBC World Elite account must be open and in good standing at the time the reward is granted. If an eligible cardholder closes an eligible RBC World Elite account before the end of an eligibility year, WestJet reserves the right to cancel any status boost reward or status qualification obtained under this program. Eligible spend for status qualification earned through Tier Boost has no cash or exchange value and cannot be transferred. WestJet and Royal Bank of Canada reserve the right to modify or withdraw the Tier Boost benefit at any time.

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Earn 2 WestJet dollars for every dollar spent on eligible WestJet flights or WestJet Vacations packages and 1.5 WestJet dollars for every dollar spent on everyday purchases when you pay with your WestJet World Elite Mastercard RBC. The additional 0.5 WestJet dollar per dollar spent on eligible WestJet flights or WestJet Vacations packages i) is in addition to the 1.5 WestJet dollars per dollar spent on all other types of purchases and is calculated separately, and ii) will only be awarded if WestJet or WestJet Vacations appears as the merchant for these purchases on your monthly credit card statement. Therefore, if you book a WestJet flight or WestJet vacation package through a travel agency or a third-party website, you may not be eligible for the additional 0.5 WestJet dollar per dollar spent. WestJet dollars are awarded on net purchases only; they are not awarded on cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized debits established with a merchant), interest charges, and other fees. Return or adjustment credits will reduce or cancel the number of WestJet dollars earned on amounts originally charged to the card.

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The primary cardholder of a WestJet World Elite Mastercard RBC can exchange each valid annual World Elite companion voucher for four (4) single-use lounge vouchers (“lounge vouchers”) at WestJet’s partner airport lounges. These vouchers will be identified as: Lounge Access – RBC. Applicable to primary WestJet World Elite Mastercard RBC cardholders who hold a valid annual World Elite round-trip companion voucher (“World Elite companion voucher”), deposited into their account four to six weeks after their first purchase date, and 30 days after their credit card renewal date each year thereafter. Additional cardholders (co-applicant and authorized users) on the WestJet World Elite Mastercard RBC credit card account are not eligible for lounge vouchers. All requests to exchange World Elite companion vouchers for lounge vouchers must be submitted at www.westjet.com/en-ca/rewards/credit-cards/rbc-mastercard/lounge-exchange at least four days prior to the cardholder’s planned travel date and before the World Elite companion voucher expires. Cardholders will be able to view lounge vouchers and their expiration dates in the Vouchers section of their WestJet Rewards account. Lounge vouchers will have the same expiration date as the World Elite companion voucher used for the exchange. Lounge vouchers must be redeemed before their expiration date. If you have multiple World Elite companion vouchers, the one expiring first will be redeemed first. Log in to westjet.com to view available vouchers. There is no limit to the number of World Elite lounge vouchers that can be exchanged. If a lounge voucher expires after a cardholder has exchanged a World Elite companion voucher, but before the lounge voucher has been redeemed, the lounge voucher(s) will not be valid. Once a cardholder has requested to exchange a World Elite companion voucher for four (4) lounge vouchers, the exchange will be considered final and cannot be cancelled or refunded.

lounge voucher terms and conditions: lounge vouchers may be used by the primary WestJet RBC® World Elite Mastercard cardholder and accompanying guests. Guests and travelling companions may only use the lounge voucher if they are accompanied by the primary cardholder and are travelling on the same day on a WestJet flight departing from the same airport. If the primary cardholder already has access to the lounges as a Platinum, Gold or Silver cardholder, vouchers from lounge can be used for other guests or companions accompanying the primary cardholder. lounge vouchers are valid only in WestJet partner airport lounges, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. The primary cardholder must present a valid boarding pass showing their WestJet Rewards ID and a WestJet flight number for an outbound flight when entering lounge: a printed voucher is not required for redemption. Vouchers from lounge are valid only for flights marketed by WestJet (identified by a WS carrier code preceding the flight number); they are not valid for itineraries marketed by a partner.

lounge vouchers must be used as described. They have no cash value and are not transferable. Unused lounge vouchers and World Elite companion vouchers will be automatically cancelled upon closure of your WestJet RBC World Elite Mastercard account. Royal Bank of Canada and WestJet reserve the right to change, cancel or withdraw this offer at any time, even after you have accepted it. The terms and conditions applicable to lounge vouchers are established by WestJet, and WestJet reserves the right to modify or withdraw this offer at any time. For more information on lounge vouchers, visit https://www.westjet.com/fr-ca/recompenses/cartes-credit/mastercard-rbc/echange-lounge. The terms and conditions of this benefit are subject to the terms and conditions of the WestJet Rewards program at the time of redemption. WestJet, not Royal Bank of Canada, is solely responsible for the terms and conditions of the WestJet Rewards program.

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WestJet dollars can be used to pay for: (1) base fares marketed by WestJet; (2) certain related WestJet services, such as checked baggage, upgrades, and seat selection; (3) all applicable taxes, fees, fares, and other air transportation charges on flights marketed by WestJet; (4) WestJet Vacations packages, eligible Sunwing Vacations packages, or WestJet Vacations Quebec packages; (5) purchases from designated participating partners; and (6) purchases made at the WestJet online store. No retroactive redemption of WestJet dollars will be permitted. A minimum redemption of 2,500 WestJet dollars applies to purchases at UltraBase, Econo, Premium, and Business fares; the entire base fare and other air transportation charges must be paid with WestJet dollars when paying for a Member Exclusive fare. A minimum of 5,000 WestJet dollars per booking applies to WestJet Vacations, Sunwing Vacations, or WestJet Vacations Quebec package bookings. Other restrictions may apply and are subject to change at any time. For full details, visit westjet.com/redeem

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To take advantage of this offer, you must be a holder of an RBC debit or credit card issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC card”). RBC business clients can link up to two (2) RBC business credit cards and one (1) RBC business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or have downloaded the RBC Mobile app to link an RBC card to your Petro-Points card. It may take up to two (2) business days for savings and bonus points to apply to your purchases due to card linking processing. By “linked RBC card,” we mean an RBC card linked to a Petro-Points account. Your linked RBC card acts as your Petro-Points card. You automatically earn Petro-Points, without needing to swipe your Petro-Points card, when you pay for eligible purchases with your linked RBC card at a Petro-Canada location. You can redeem your Petro-Points at Petro-Canada using your linked RBC card. Each time you use your linked RBC card to purchase any grade of fuel or diesel at a Petro-Canada location, you save three cents (3¢) per litre at the time of the transaction.

Each time you use your linked RBC card to pay for eligible purchases at a Petro-Canada location, you earn twenty percent (20%) more Petro-Points than you normally would, in accordance with the Petro-Points program terms and conditions available at www.petro-canada.ca/en/personal/terms. Petro-Points are not awarded for the purchase of tobacco products, vaping products, gift cards, public transit tickets, and taxes on non-petroleum purchases.

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For individuals under 65, 15 days of coverage. For individuals 65 and over, 3 days of coverage. This product is underwritten by RBC Insurance Company of Canada.

* To benefit from this offer and receive 35,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”), your application must be approved by Royal Bank of Canada (“Royal Bank”).

WestJet bonus enrolment points will appear in your WestJet Rewards account, accessible at westjet.com/account, within six (6) weeks of your first purchase, provided your WestJet RBC World Elite Mastercard for Business credit card account (“credit card account”) is open and in good standing at that time. “In good standing” means the account is not more than two (2) consecutive statement periods past due, closed, or written off, and credit has not been revoked. Only the primary cardholder of the business credit card account is eligible for WestJet bonus enrolment points; joint cardholders are not eligible. To receive WestJet bonus enrolment points, the primary cardholder of the business card must make at least one (1) purchase during the eligibility year (defined below). Any purchase made by a secondary cardholder of the business card does not count as a “first purchase.”

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

1. If you are a Silver Member, you will earn three (3) additional WestJet dollars for every dollar spent on eligible WestJet flights (including base fares and surcharges, seat selection, checked baggage, and upgrades, but excluding taxes), for a total of six (6) WestJet dollars for every dollar of purchase, when you pay with your WestJet RBC World Elite Mastercard for Business. The three additional WestJet dollars per dollar spent on eligible WestJet flights i) are in addition to the three WestJet dollars you earn for every dollar spent on eligible WestJet flights and are calculated separately, and ii) will be awarded (a) only if WestJet appears as the merchant for the purchase displayed on your monthly credit card statement, b) as long as you remain a Silver status member, and c) within 30 days following the end of travel.

2. Earn 3 WestJet points per dollar spent on telecommunications or electronic devices or services, or shipping services from merchants classified under the following eligible Mastercard merchant category codes (“Eligible MCCs”) and 1.5 WestJet points per dollar spent on all other purchases made with your WestJet RBC World Elite Mastercard Corporate Card.

Eligible CCCs are:
Telecommunications:
• 4812 Telecommunication apparatus, including telephone sales
• 4814 Telecommunications services, including prepaid telephone services and recurring telephone services

Electronics:
• 5045 Computers, computer peripherals, software
• 5732 Online sales
• 5734 Software stores

Shipping:
• 4215 Air and ground courier services, freight forwarders

The additional 1.5 WestJet dollars per dollar spent on telecommunications or electronic services or devices or shipping services i) are in addition to the 1.5 WestJet dollars per dollar spent on all other types of purchases and are calculated separately, and ii) will only be awarded for purchases made with merchants classified under an eligible MCC.

While some merchants may sell telecommunications or electronic services or devices or shipping services, purchases made with these merchants are not necessarily eligible for the additional 1.5 WestJet dollars per dollar spent offer if these merchants are not classified under an eligible MCC. Furthermore, merchants whose MCC is not eligible may operate in the same premises as merchants whose MCC is eligible, but purchases made with these merchants whose MCC is not eligible still do not qualify for the additional 1.5 WestJet dollars per dollar spent.

The Royal Bank of Canada (“Royal Bank”) cannot guarantee that a merchant selling telecommunications or electronic services or devices or shipping services will be classified under an eligible MCC, and in no event will the Royal Bank be obligated to award the additional 1.5 points for a purchase made with a merchant not classified under an eligible MCC. WestJet dollars are awarded on net purchases only; they are not awarded on cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized debits established with a merchant), interest charges, and other fees. Returns or adjustments will reduce or cancel the number of points earned on amounts originally charged to the card. The Royal Bank of Canada and WestJet reserve the right to cancel, modify, or withdraw this offer at any time.

3. Earn 3 WestJet dollars per dollar spent on eligible WestJet flights or WestJet Vacations packages and 1.5 WestJet dollars per dollar spent on all other types of purchases when you pay with your WestJet RBC World Elite Mastercard for Business. The additional 1.5 WestJet dollars per dollar spent on eligible WestJet flights and WestJet Vacations packages i) are in addition to the 1.5 WestJet dollars accumulated on all other purchases and are calculated separately, and ii) will only be awarded if WestJet or WestJet Vacations appears as the merchant on your monthly credit card statement. Therefore, if you purchase WestJet flights or a WestJet Vacations package through a travel agency or a third-party website, you may not be eligible for the additional 1.5 WestJet dollars per dollar spent. WestJet dollars are awarded on net purchases only; they are not awarded on cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized debits established with a merchant), interest charges, and other fees. Returns or adjustments will reduce or cancel the number of points earned on amounts originally charged to the card.

4. The primary cardholder on a WestJet RBC World Elite Mastercard for Business account (“Primary Business Cardholder”) will enjoy all the benefits of WestJet Silver status (“Silver Benefits”), starting within ten (10) days from their WestJet RBC World Elite Mastercard for Business account (“WestJet RBC Business Account”) approval date, until December 31st of the following calendar year (“First Year Silver Benefit”).

When the Silver level benefits for the first year are no longer in effect, the primary corporate cardholder may retain the Silver benefits for the next eligibility year (defined below) if a total of at least $30,000 in eligible purchases (defined below) has been charged to their eligible WestJet RBC account during the previous eligibility year (” Silver Level benefits for the following year”), and so on.

“Eligible purchases” means the net total of purchase transactions made by any cardholder on the WestJet RBC Business Account and appearing on a monthly statement for the eligible WestJet RBC Business Account during an eligibility year (defined below), less returns and other credits, fees, interest charges, and cash advances (balance transfers, cash-like transactions, bill payments that are not pre-authorized debits established with a merchant).

Qualifying Year” means January 1 to December 31 of each calendar year. For new Eligible WestJet RBC Business Accounts, it means the period between the first WestJet RBC Business Account’s monthly statement date, and December 31.

A business cardholder who benefits from Silver status for the first year or the following year will no longer be able to benefit from these advantages as of January 1st of the following year if a total of less than $30,000 in eligible purchases is charged to their eligible WestJet RBC business account during the eligibility year. Subsequently, if a total of at least $30,000 in eligible purchases is charged to their WestJet RBC business account at any time during an eligibility year, the business cardholder will be able to benefit again from Silver status advantages starting from the first day of the next statement period and until December 31st of the following eligibility year.

To determine whether a total of at least $30,000 in eligible purchases has been charged to a WestJet RBC Business account during an eligibility year, we will review eligible purchases charged to the WestJet RBC Business account up to the date of the December monthly statement (statement date). As a result, some purchases made in December may not be included in the $30,000 of eligible purchases for a given eligibility year. For example, if monthly statements are produced on the 27th day of each month and a purchase is made on December 28, the transaction will appear on the January monthly statement and will not count toward the $30,000 in eligible purchases for the current eligibility year. Eligible purchases will be reset to zero ($0) at the beginning of each eligibility year.

First Year Silver Benefit and Subsequent Silver Benefit (i) are solely for the benefit of the Primary Business Cardholder whose Eligible WestJet RBC Business Account is open and in good standing, whether the Primary Business Cardholder is a business owner, a signing authority or a simple employee, (ii) are not transferrable, (iii) do not provide the Primary Business Cardholder with the 4,000 CAD in tier qualifying spend normally required to achieve Silver status, (iv) do not replace nor override any higher WestJet tier status the Primary Business Cardholder may otherwise be enjoying in accordance with the WestJet Rewards Program, and (v) are not available to existing or former WestJet RBC World Elite Mastercard for Business primary business cardholders, applying for or transferring to a WestJet RBC World Elite Mastercard for Business.

To learn more about the benefits of Silver membership, visit www.westjet.com/en-ca/rewards/tiers/silver.
WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards program (the “program”), the terms and conditions of the program (including the accumulation, redemption, and administration of WestJet points), changes to the program, and the delivery of Silver benefits to eligible primary corporate cardholders. For full program details, visit www.westjet.com.

5. All WestJet points earned by all cardholders on a WestJet RBC® World Elite Mastercard for Business‡ account will be awarded to the primary business cardholder only, whether or not the primary business cardholder is a business owner, a signing authority or an employee.

6. WestJet dollars can be used to pay for: 1) base fares marketed by WestJet; 2) certain related WestJet services, such as checked baggage, upgrades, and seat selection; 3) all applicable taxes, fees, fares, and other air transportation charges on flights marketed by WestJet; 4) WestJet Vacations packages, eligible Sunwing Vacations packages, or WestJet Vacations Quebec packages; 5) purchases from designated participating partners; and 6) purchases made in the WestJet online store. No retroactive redemption of WestJet dollars will be permitted. A minimum redemption of 2,500 WestJet dollars applies to UltraBase, Econo, Premium, and Business fare purchases; the entire base fare and other air transportation charges must be paid with WestJet dollars when paying for a Member Exclusive fare. A minimum amount of 5,000 WestJet dollars per booking applies to WestJet Vacations, Sunwing Vacations, or WestJet Vacations Quebec package bookings. Other restrictions may apply and may change at any time. For full details, visit westjet.com/redeem.

11. The Mastercard Travel Pass by DragonPass program is a benefit offered to valid and eligible WestJet RBC World Elite Mastercard for Business cardholders. Each eligible WestJet RBC World Elite Mastercard for Business cardholder is entitled to a complimentary membership to participating airport lounges in the DragonPass program (as long as they remain a WestJet RBC World Elite Mastercard for Business cardholder). Cardholders must register to obtain this benefit by downloading the Mastercard Travel Pass app and registering at https://mastercardtravelpass.dragonpass.com/ using their eligible credit card. During registration, the cardholder’s name (first and last name) as it appears on their passport (or any other government-issued identification used for travel within Canada) must be entered, as it will be verified upon entry to airport lounges. For each visit to an airport lounge, a fee of US$32 (subject to change) per person is charged for the cardholder and their accompanying guests. The fees will be charged to the eligible credit card associated with the cardholder’s program membership card. Membership includes access to any participating airport lounge in the program. After registering for the program, the cardholder can access airport lounges by presenting: i) their eligible credit card, ii) their digital membership card and QR code from the app or program website, or iii) their printed or emailed e-certificate containing the membership card and QR code. Program membership will be suspended if the eligible credit card is closed or inactive, is no longer linked to the program or no longer participates in the program, or if the eligible credit card is no longer a participating product in the program. It is the cardholder’s responsibility to report any changes to the information of their eligible credit card linked to the program if there are changes. If the cardholder uses a printed or emailed e-certificate to access the lounge, they will need to obtain a new e-certificate if changes are made to their eligible credit card information. Unless suspended or cancelled, program membership is automatically renewed annually on the anniversary date (the date the cardholder registered for the program). Program membership may be suspended if the eligible credit card is no longer in good standing. Cardholders can consult the app or program website for a complete list of participating airport lounges, as well as facilities offered, opening hours, and any restrictions. Registered cardholders are subject to the terms and conditions of the airport lounge access program and the terms of use of the visited lounges established by the operators, which can be found in the app and on the program website. These terms will also be sent to cardholders by email after registration. In addition to providing access to airport lounges, program registration will allow cardholders to enjoy additional benefits and offers. For a complete list of benefits and offers and for more information, eligible credit cardholders can consult the program app or website. Cardholders who participate in the program or take advantage of the benefits or offers presented within the program are subject to the terms and conditions applicable to the benefit or offer in question, as stipulated in the program app and website. Cardholders participating in the program are subject to DragonPass’s terms of use, terms of service, and privacy policy, as well as Mastercard’s privacy statement. By registering for the program and availing themselves of the benefits and offers presented within the program, the cardholder acknowledges that DragonPass may share their program data with Mastercard or the Royal Bank of Canada (“RBC”) for program administration purposes, and that Mastercard and RBC may process this data in accordance with their privacy policies. Neither Mastercard nor RBC is responsible for any claims or damages arising from participation in the program. Mastercard may modify or cancel this program at any time without prior notice. To view the full terms and conditions, go to https://mastercardtravelpass.dragonpass.com/terms-and-conditions.

**Visit the RBC page for the latest offer terms and coniditons