Loyalty Program: WestJet Rewards

  • Get up to 10,000 WestJet points* (with at least $1,000 in purchases charged to the card within the first three months)
  • Get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card, or redeem it for:
    • a 25% discount on a flight
    • 5,000 WestJet points
  • Earn 1.5 points per dollar spent on WestJet flights or WestJet Vacations or Sunwing vacation packages
  • Earn 1.5 points per dollar spent on restaurant meals, meal delivery, digital subscriptions, streaming services, and digital games
  • Earn 1 WestJet point for every $1 spent on everyday purchases
  • Use your WestJet points to pay for all or part of a WestJet flight, WestJet Vacations package, or Sunwing Vacations package
  • WestJet points can now be redeemed to cover taxes, fees and surcharges
  • No blackout periods and your WestJet points don't expire— fly to destinations across North America, Central America, the Caribbean and Europe
  • Travel accident insurance, plus hotel or motel burglary insurance, rental car collision and damage insurance, and baggage delay insurance.
  • Link your card and instantly save 3¢ per litre of fuel at the pump, plus always earn 20% more Petro-Points, at Petro-Canada.
  • Free DoorDash deliveries for three months

Get a complimentary DashPass subscription9 from DoorDash for up to 6 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees10 on orders of $15+ when you pay with an eligible RBC credit card.

  • Get a free 6-month DashPass membership
  • Enjoy unlimited free deliveries on orders of $15 or more when paying with your eligible RBC credit card.
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*See the RBC website for the offer terms and conditions.

Annual Fee
  • Primary card $39
  • Additional card $19
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Dining and Food delivery1.5WestJet Points
  • Streaming services1.5WestJet Points
  • All Spending1WestJet Point
Value
  • Year 1 $301
  • Year 2+ $201
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Earn WestJet points on your purchases
  • Premium Insurance
  • Accepted at Costco
Learn More

Welcome Offer: Get up to 45,000 WestJet points1

  • 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”)
  • additional 20,000 WestJet points when you spend a minimum of $5,000 in the first 3 months

WestJet RBC World Elite Mastercard Benefits

  • Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard*
  • Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card*
  • Receive an annual round-trip companion voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card5, or choose to exchange it for one of the following:
    • A 30% flight discount for one traveller*
    • A $200 credit towards a WestJet Vacations package or Sunwing Vacations package*
    • Two airport lounge passes*

WestJet Points earned with the WestJet RBC World Elite Mastercard

  • Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations*
  • Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare*
  • Earn 1.5 points for every dollar you spend on all other everyday purchases*
  • WestJet dollars can now be used to cover the total cost of your WestJet or Sunwing flight or vacation package, including taxes and fees*
  • No blackout periods.

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more Petro-Points when you pay with a linked RBC card*

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card*

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card*

Enjoy airport lounges worldwide:
Your WestJet RBC World Elite Mastercard entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.12 This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com*

Travel with peace of mind thanks to our comprehensive insurance coverage*

  • Mobile Device Insurance*
  • Trip Cancellation Insurance*
  • Out-of-Province/Country Emergency Medical Insurance*
  • Trip Interruption Insurance*
  • Flight Delay Insurance*
  • Travel Accident Insurance*
  • Auto Rental Collision/Loss Damage Waiver Insurance*
  • Delayed Baggage Insurance*
  • Hotel/Motel Burglary Insurance*
  • Purchase Security and Extended Warranty Insurance*

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

Legal

*Consult the RBC page for current offer terms and conditions.

1To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between February 5, 2026 and August 31, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard. This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”).
The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive the additional 20,000 WestJet points (“Additional WestJet Points”), (i) a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

Only the primary credit card account holder is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your credit card account, including to replace it with another type of RBC Royal Bank credit card, before the WestJet welcome bonus points and additional WestJet points have been credited to your WestJet Rewards account, you may not receive them. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Annual Fee
  • Primary card $139
  • Additional card $59
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries2WestJet Points
  • Gas2WestJet Points
  • Local Transport2WestJet Points
Value
  • Year 1 $713
  • Year 2+ $263
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
WestJet RBC World Elite Business Mastercard
Business Card
Learn More

Get 35,000 welcome WestJet points after first purchase - $350 in WestJet travel savings*

Fastest Way to Earn WestJet Points

  • Earn 6 WestJet points per dollar spent on eligible WestJet airfare or vacation packages.
  • Earn 3 WestJet points for every $1 spent on telecommunications, shipping and electronics purchases2
  • Earn 1.5 WestJet points for every $1 spent on everyday purchases3

Instant Silver Status4

  • Only Canadian credit card that instantly provides top-tier status in the first year
  • Benefits: Lounge passes, priority check-in & boarding, 2 free checked bags for you and up to 8 additional guest travelling on the same reservation
  • Silver status can be maintained by a minimum annual spend of $30,000 on the card annually after the first year4

Combine WestJet Points

  • Points earned on your business credit card will be automatically added to your personal WestJet Rewards account– no transfers required
  • All WestJet points earned by secondary business cardholders are automatically added to your WestJet Rewards account5

Redeem WestJet Points

  • Redeem your WestJet points towards travel with WestJet, WestJet Vacations, Sunwing Vacation packages and partner airlines6
  • Redeem points to save on seat selection, checked baggage fees, and cabin upgrades6
  • Redeem your points for gift cards and merchandise from your favourite brands at the new WestJet Rewards eStore6

Enjoy Airport Lounges Worldwide

  • • Enjoy airport lounges worldwide: Your WestJet RBC World Elite Mastercard for Business entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.11
  • This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

To apply for the card, please visit a branch or call 1 866-776-6226.

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* To benefit from this offer and receive 35,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”), your application must be approved by Royal Bank of Canada (“Royal Bank”).

WestJet bonus enrolment points will appear in your WestJet Rewards account, accessible at westjet.com/account, within six (6) weeks of your first purchase, provided your WestJet RBC World Elite Mastercard for Business credit card account (“credit card account”) is open and in good standing at that time. “In good standing” means the account is not more than two (2) consecutive statement periods past due, closed, or written off, and credit has not been revoked. Only the primary cardholder of the business credit card account is eligible for WestJet bonus enrolment points; joint cardholders are not eligible. To receive WestJet bonus enrolment points, the primary cardholder of the business card must make at least one (1) purchase during the eligibility year (defined below). Any purchase made by a secondary cardholder of the business card does not count as a “first purchase.”

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

1. If you are a Silver Member, you will earn three (3) additional WestJet dollars for every dollar spent on eligible WestJet flights (including base fares and surcharges, seat selection, checked baggage, and upgrades, but excluding taxes), for a total of six (6) WestJet dollars for every dollar of purchase, when you pay with your WestJet RBC World Elite Mastercard for Business. The three additional WestJet dollars per dollar spent on eligible WestJet flights i) are in addition to the three WestJet dollars you earn for every dollar spent on eligible WestJet flights and are calculated separately, and ii) will be awarded (a) only if WestJet appears as the merchant for the purchase displayed on your monthly credit card statement, b) as long as you remain a Silver status member, and c) within 30 days following the end of travel.

2. Earn 3 WestJet points per dollar spent on telecommunications or electronic devices or services, or shipping services from merchants classified under the following eligible Mastercard merchant category codes (“Eligible MCCs”) and 1.5 WestJet points per dollar spent on all other purchases made with your WestJet RBC World Elite Mastercard Corporate Card.

Eligible CCCs are:
Telecommunications:
• 4812 Telecommunication apparatus, including telephone sales
• 4814 Telecommunications services, including prepaid telephone services and recurring telephone services

Electronics:
• 5045 Computers, computer peripherals, software
• 5732 Online sales
• 5734 Software stores

Shipping:
• 4215 Air and ground courier services, freight forwarders

The additional 1.5 WestJet dollars per dollar spent on telecommunications or electronic services or devices or shipping services i) are in addition to the 1.5 WestJet dollars per dollar spent on all other types of purchases and are calculated separately, and ii) will only be awarded for purchases made with merchants classified under an eligible MCC.

While some merchants may sell telecommunications or electronic services or devices or shipping services, purchases made with these merchants are not necessarily eligible for the additional 1.5 WestJet dollars per dollar spent offer if these merchants are not classified under an eligible MCC. Furthermore, merchants whose MCC is not eligible may operate in the same premises as merchants whose MCC is eligible, but purchases made with these merchants whose MCC is not eligible still do not qualify for the additional 1.5 WestJet dollars per dollar spent.

The Royal Bank of Canada (“Royal Bank”) cannot guarantee that a merchant selling telecommunications or electronic services or devices or shipping services will be classified under an eligible MCC, and in no event will the Royal Bank be obligated to award the additional 1.5 points for a purchase made with a merchant not classified under an eligible MCC. WestJet dollars are awarded on net purchases only; they are not awarded on cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized debits established with a merchant), interest charges, and other fees. Returns or adjustments will reduce or cancel the number of points earned on amounts originally charged to the card. The Royal Bank of Canada and WestJet reserve the right to cancel, modify, or withdraw this offer at any time.

3. Earn 3 WestJet dollars per dollar spent on eligible WestJet flights or WestJet Vacations packages and 1.5 WestJet dollars per dollar spent on all other types of purchases when you pay with your WestJet RBC World Elite Mastercard for Business. The additional 1.5 WestJet dollars per dollar spent on eligible WestJet flights and WestJet Vacations packages i) are in addition to the 1.5 WestJet dollars accumulated on all other purchases and are calculated separately, and ii) will only be awarded if WestJet or WestJet Vacations appears as the merchant on your monthly credit card statement. Therefore, if you purchase WestJet flights or a WestJet Vacations package through a travel agency or a third-party website, you may not be eligible for the additional 1.5 WestJet dollars per dollar spent. WestJet dollars are awarded on net purchases only; they are not awarded on cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized debits established with a merchant), interest charges, and other fees. Returns or adjustments will reduce or cancel the number of points earned on amounts originally charged to the card.

4. The primary cardholder on a WestJet RBC World Elite Mastercard for Business account (“Primary Business Cardholder”) will enjoy all the benefits of WestJet Silver status (“Silver Benefits”), starting within ten (10) days from their WestJet RBC World Elite Mastercard for Business account (“WestJet RBC Business Account”) approval date, until December 31st of the following calendar year (“First Year Silver Benefit”).

When the Silver level benefits for the first year are no longer in effect, the primary corporate cardholder may retain the Silver benefits for the next eligibility year (defined below) if a total of at least $30,000 in eligible purchases (defined below) has been charged to their eligible WestJet RBC account during the previous eligibility year ( » Silver Level benefits for the following year »), and so on.

“Eligible purchases” means the net total of purchase transactions made by any cardholder on the WestJet RBC Business Account and appearing on a monthly statement for the eligible WestJet RBC Business Account during an eligibility year (defined below), less returns and other credits, fees, interest charges, and cash advances (balance transfers, cash-like transactions, bill payments that are not pre-authorized debits established with a merchant).

Qualifying Year” means January 1 to December 31 of each calendar year. For new Eligible WestJet RBC Business Accounts, it means the period between the first WestJet RBC Business Account’s monthly statement date, and December 31.

A business cardholder who benefits from Silver status for the first year or the following year will no longer be able to benefit from these advantages as of January 1st of the following year if a total of less than $30,000 in eligible purchases is charged to their eligible WestJet RBC business account during the eligibility year. Subsequently, if a total of at least $30,000 in eligible purchases is charged to their WestJet RBC business account at any time during an eligibility year, the business cardholder will be able to benefit again from Silver status advantages starting from the first day of the next statement period and until December 31st of the following eligibility year.

To determine whether a total of at least $30,000 in eligible purchases has been charged to a WestJet RBC Business account during an eligibility year, we will review eligible purchases charged to the WestJet RBC Business account up to the date of the December monthly statement (statement date). As a result, some purchases made in December may not be included in the $30,000 of eligible purchases for a given eligibility year. For example, if monthly statements are produced on the 27th day of each month and a purchase is made on December 28, the transaction will appear on the January monthly statement and will not count toward the $30,000 in eligible purchases for the current eligibility year. Eligible purchases will be reset to zero ($0) at the beginning of each eligibility year.

First Year Silver Benefit and Subsequent Silver Benefit (i) are solely for the benefit of the Primary Business Cardholder whose Eligible WestJet RBC Business Account is open and in good standing, whether the Primary Business Cardholder is a business owner, a signing authority or a simple employee, (ii) are not transferrable, (iii) do not provide the Primary Business Cardholder with the 4,000 CAD in tier qualifying spend normally required to achieve Silver status, (iv) do not replace nor override any higher WestJet tier status the Primary Business Cardholder may otherwise be enjoying in accordance with the WestJet Rewards Program, and (v) are not available to existing or former WestJet RBC World Elite Mastercard for Business primary business cardholders, applying for or transferring to a WestJet RBC World Elite Mastercard for Business.

To learn more about the benefits of Silver membership, visit www.westjet.com/en-ca/rewards/tiers/silver.
WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards program (the “program”), the terms and conditions of the program (including the accumulation, redemption, and administration of WestJet points), changes to the program, and the delivery of Silver benefits to eligible primary corporate cardholders. For full program details, visit www.westjet.com.

5. All WestJet points earned by all cardholders on a WestJet RBC® World Elite Mastercard for Business‡ account will be awarded to the primary business cardholder only, whether or not the primary business cardholder is a business owner, a signing authority or an employee.

6. WestJet dollars can be used to pay for: 1) base fares marketed by WestJet; 2) certain related WestJet services, such as checked baggage, upgrades, and seat selection; 3) all applicable taxes, fees, fares, and other air transportation charges on flights marketed by WestJet; 4) WestJet Vacations packages, eligible Sunwing Vacations packages, or WestJet Vacations Quebec packages; 5) purchases from designated participating partners; and 6) purchases made in the WestJet online store. No retroactive redemption of WestJet dollars will be permitted. A minimum redemption of 2,500 WestJet dollars applies to UltraBase, Econo, Premium, and Business fare purchases; the entire base fare and other air transportation charges must be paid with WestJet dollars when paying for a Member Exclusive fare. A minimum amount of 5,000 WestJet dollars per booking applies to WestJet Vacations, Sunwing Vacations, or WestJet Vacations Quebec package bookings. Other restrictions may apply and may change at any time. For full details, visit westjet.com/redeem.

11. The Mastercard Travel Pass by DragonPass program is a benefit offered to valid and eligible WestJet RBC World Elite Mastercard for Business cardholders. Each eligible WestJet RBC World Elite Mastercard for Business cardholder is entitled to a complimentary membership to participating airport lounges in the DragonPass program (as long as they remain a WestJet RBC World Elite Mastercard for Business cardholder). Cardholders must register to obtain this benefit by downloading the Mastercard Travel Pass app and registering at https://mastercardtravelpass.dragonpass.com/ using their eligible credit card. During registration, the cardholder’s name (first and last name) as it appears on their passport (or any other government-issued identification used for travel within Canada) must be entered, as it will be verified upon entry to airport lounges. For each visit to an airport lounge, a fee of US$32 (subject to change) per person is charged for the cardholder and their accompanying guests. The fees will be charged to the eligible credit card associated with the cardholder’s program membership card. Membership includes access to any participating airport lounge in the program. After registering for the program, the cardholder can access airport lounges by presenting: i) their eligible credit card, ii) their digital membership card and QR code from the app or program website, or iii) their printed or emailed e-certificate containing the membership card and QR code. Program membership will be suspended if the eligible credit card is closed or inactive, is no longer linked to the program or no longer participates in the program, or if the eligible credit card is no longer a participating product in the program. It is the cardholder’s responsibility to report any changes to the information of their eligible credit card linked to the program if there are changes. If the cardholder uses a printed or emailed e-certificate to access the lounge, they will need to obtain a new e-certificate if changes are made to their eligible credit card information. Unless suspended or cancelled, program membership is automatically renewed annually on the anniversary date (the date the cardholder registered for the program). Program membership may be suspended if the eligible credit card is no longer in good standing. Cardholders can consult the app or program website for a complete list of participating airport lounges, as well as facilities offered, opening hours, and any restrictions. Registered cardholders are subject to the terms and conditions of the airport lounge access program and the terms of use of the visited lounges established by the operators, which can be found in the app and on the program website. These terms will also be sent to cardholders by email after registration. In addition to providing access to airport lounges, program registration will allow cardholders to enjoy additional benefits and offers. For a complete list of benefits and offers and for more information, eligible credit cardholders can consult the program app or website. Cardholders who participate in the program or take advantage of the benefits or offers presented within the program are subject to the terms and conditions applicable to the benefit or offer in question, as stipulated in the program app and website. Cardholders participating in the program are subject to DragonPass’s terms of use, terms of service, and privacy policy, as well as Mastercard’s privacy statement. By registering for the program and availing themselves of the benefits and offers presented within the program, the cardholder acknowledges that DragonPass may share their program data with Mastercard or the Royal Bank of Canada (“RBC”) for program administration purposes, and that Mastercard and RBC may process this data in accordance with their privacy policies. Neither Mastercard nor RBC is responsible for any claims or damages arising from participation in the program. Mastercard may modify or cancel this program at any time without prior notice. To view the full terms and conditions, go to https://mastercardtravelpass.dragonpass.com/terms-and-conditions.

Annual Fee
  • Primary card $175
  • Additional card $75
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Telecom/Internet3WestJet Points
  • All Spending1.5WestJet Points
  • Groceries1.5WestJet Points
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Get up to 55,000 Avion points1 (max travel value of $1,100), that’s up to 3 round trip flights ^.

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months1. Apply by June 15, 2026.

  • Earn 1 Avion point for every dollar spent on purchases
  • No blackout periods or seat restrictions – ever!
Legal

**Visit the RBC page for the latest offer terms and coniditons

 

Annual Fee
  • Primary card $120
  • Additional card $50
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • All Spending1Avion Point
  • Groceries1Avion Point
  • Gas1Avion Point
Value
  • Year 1 $1,144
  • Year 2+ $264
Best For
Transfer Partners
  • AAdvantageAsia MilesBritish Airways ClubRBC Avion Rewards - EliteWestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

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