Loyalty Program: VIPorter

Welcome offer: Get up to $1,800 in value, including 40,000 VIPorter points and a 35% off flight voucher. Plus, the annual fee is waived in the first year.

  • Earn 2 points for every $1 spent on Porter purchases
  • Earn 1 point for every $1 spent on gas and transportation
  • Earn 1 point for every $1 spent on groceries and dining
  • Earn 1 point for every $1 spent on hotel accommodations
  • Earn 0.5 points for every $1 spent everywhere else

Benefits

  • Automatically become an Avid Traveller (VIPorter Passport)
  • Priority re-accommodation for flight delays*
  • Dedicated check-in*
  • Early boarding*
  • No expiration of VIPorter points.
  • Earn $1 of qualifying spend for every $25 spent*

*This benefit applies to up to 8 companions travelling on the same booking

Travel insurance

  • 8-day out-of-province or country emergency medical insurance
  • Car rental-collision/loss damage insurance
  • Common carrier insurance
  • Flight Delay Insurance
  • Baggage insurance
  • Hotel burglary insurance

Purchasing insurance

  • Shop confidently with an extended warranty and purchase protection

Other Benefits

  • Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
  • Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide using the Car Rental Booking tool
  • Get 20% off admission to Cirque du Soleil shows touring Canada and 15% off resident shows in Las Vegas
  • Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada
  • Get even more benefits: You may qualify for the BMO VIPorter World Mastercard tier of this card – which has the same fees and rates, but also includes experiences available only to World Mastercard cardholders.*
Legal

Terms and conditions apply.

BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.

Annual Fee
  • Primary card $89
  • Additional card $35
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries1Point
  • Gas1Point
  • Dining and Food delivery1Point
Value
  • Year 1 $946
  • Year 2+ $168
Best For
Transfer Partners
  • VIPorter

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
8 day(s)
Travel medical insurance up to 64 years old
8 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
48 day(s)
Hotel/Motel Burglary Insurance

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