The points earning details with Amex are sometimes difficult to spot and unravel.

In fact, American Express not only offers generous welcome bonuses, but also excellent multipliers on regular purchases depending on the category; 1X, 2X, 5X and even up to 10 X during promotions.

The easiest and fastest way is to look within the Amex application.

First, you need to select the card and then choose the “Benefits” tab at the bottom of the screen. Next, you need to click on “view activity”; by scrolling down the list, you can find the points earning details with Amex.

In this example, we can see that purchases made on the American Express Cobalt^® Card on August 18 generated 5X points since these are businesses that are classified as grocery stores and restaurants.

Similarly, when you are under a promotional offer where there is a temporary increase in points in certain categories, the points earning details will be in the same place for all their credit cards (Membership Rewards, Marriott Bonvoy, Aeroplan and AIR MILES).

However, you will usually see the points earning details on several lines. For example, if your sign-up bonus contained a 10 X points component on groceries and restaurants on a card such as the American Express^® Gold Rewards Card, the split will be made as follows:

• basis points x 1
• bonus points x 9

Points earning details with Amex can also be found in your online account on your web browser.

From the home page, you must first select the credit card in question and click on “view and redeem points”.

Once on this page, click on “My Points” under the tab for your points account.

Please note: the following screenshots are in French, but the English version should offer exactly the same options and be displayed the same on the page.

You will then see this screen where you have to choose the right loyalty program on the right before clicking on “my points” on the left side of the toolbar.

Here you can find all the points earning details with Amex points (Membership Rewards points in this case) as well as bonuses, if any. For example, if you have the Carte Cobalt^MD American Express, you earn 2500 points for each statement you carry over $500; these points will go under the “Bonus Points” column in this chart.

Finally, you can see the points earning details with Amex on your statement. The 2X and 5X bonus categories of the American Express Cobalt^® Card are well separated on the summary:

Similarly, on co-branded cards such as the Marriott Bonvoy^® American Express^®* Card, spending at Marriott Bonvoy locations will generate 5X points and will be categorized separately from spending that earns 2X points.

You can also see the number of points that have been transferred to the program in question as of the statement date.

It is very important to know the points earning details with Amex, because this institution is one of the most generous in the portfolio of a points hunter.

Stores choose their merchant code; although the merchant may be a grocery store or sell a lot of food products, their payment terminal may be categorized differently (like Walmart and the grocery store). Therefore, it is important to know the points multiplier in order to readjust, if necessary, and to play the right card next time!