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Per dollar of purchases
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Scotiabank American Express® Card is one of the best no-annual-fee credit cards in Canada.
For a limited time, you can earn up to 5,000 points in the first three months, which represents a $50 value for travel (including Airbnb) :
With Scotiabank American Express® Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you get 2 points per dollar for:
And 1 point per dollar of purchase for all other purchases.
These points can be used against any travel purchase (air tickets, hotels, all-inclusives and even Airbnb) or with Scene+ partners for cash back.
The card has no annual fee.
The interest rate is 19.99% for purchases and 22.99% for cash advances.
Get up to 3x Scene+ points for every $1 spent at grocery stores, restaurants and entertainment venues.
It offers insurance for mobile devices and makes it easy to book trips and redeem points via the Scene+ Travel service.
Yes, it offers flexible options for booking trips and using Scene+ points.
Preferred purchases include groceries, restaurants, entertainment, gas and transit expenses, and some streaming services.
Points can be redeemed for travel, entertainment and other rewards through the Scene+ program.
*Conditions apply. Rates, fees and other information are effective as of October 31, 2025. Subject to change.
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