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  • 3% in BONUSDOLLARS for your purchases in the Grocery category (up to $10,000 in annual purchases - beyond that, the earn rate decreases to 1%)
  • 3% in BONUSDOLLARS for your purchases in the Restaurant category (up to $6,000 in annual purchases - beyond that, the earn rate decreases to 1%)
  • 2% in BONUSDOLLARS for your purchases in the Entertainment, Travel, and Public Transportation categories
  • 1% in BONUSDOLLARS for your other purchases
Annual Fee
  • Primary card $130
  • Additional card $40
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries3%
  • Dining and Food delivery3%
  • Local Transport2%
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • Desjardins Bonusdollars

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
  • 4% in BONUSDOLLARS for your purchases in the Restaurant, Entertainment, Public Transit categories
  • 3% in BONUSDOLLARS for your purchases in the Travel category (up to $25,000 in purchases per year - beyond that, the accumulation rate decreases to 1.5%)
  • 3% in BONUSDOLLARS for your purchases in the Grocery category
  • 1.5% in BONUSDOLLARS for your other purchases
Annual Fee
  • Primary card $395
  • Additional card $95
Annual Income Required
  • Individual $150,000
  • Household $200,000
Conversion fees
  • 2.5 %
Earning Rate
  • Dining and Food delivery4%
  • Entertainment4%
  • Groceries3%
Value
  • Year 1 $549
  • Year 2+ $549
Best For
Transfer Partners
  • Desjardins Bonusdollars

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
  • 4% cash back on grocery purchases (up to $10,000 in annual purchases - thereafter, the earn rate decreases to 1%)
  • 3% cash back on restaurant purchases (up to $6,000 in annual purchases - thereafter, the earn rate decreases to 1%)
  • 3% cash back on purchases in the Entertainment and Public Transit categories
  • 1% cash back on your other purchases
Annual Fee
  • Primary card $100
  • Additional card $30
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries4%
  • Dining and Food delivery3%
  • Local Transport3%
Value
  • Year 1 $322
  • Year 2+ $322
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
  • 2% cash back on your purchases in the Restaurant and Pre-authorized Debit categories (up to $3,600 in annual purchases - beyond that, the accumulation rate decreases to 0.5%)
  • 2% cash back on purchases in the Entertainment and Public Transit categories
  • 0.5% cash back on your other purchases
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Earning Rate
  • Dining and Food delivery2%
  • Local Transport2%
  • Entertainment2%
Value
  • Year 1 $203
  • Year 2+ $203
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • 2% cash back on your Restaurant and Automatic Payment purchases (up to $3,600 in purchases per year - beyond that, the earning rate decreases to 0.5%)
  • 2% cash back on purchases in the Entertainment and Public Transit categories
  • 0.5% cash back on all other purchases
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Earning Rate
  • Dining and Food delivery2%
  • Local Transport2%
  • Entertainment2%
Value
  • Year 1 $203
  • Year 2+ $203
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • 2% in BONUSDOLLARS on purchases in the Restaurant and Automatic Withdrawal categories (up to $3,600 in purchases per year - beyond that, the earning rate decreases to 0.5%)
  • 2% in BONUSDOLLARS on purchases in the Entertainment and Public Transportation categories
  • 0.5% in BONUSDOLLARS on all other purchases
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Earning Rate
  • Dining and Food delivery2%
  • Local Transport2%
  • Entertainment2%
Value
  • Year 1 $203
  • Year 2+ $203
Best For
Transfer Partners
  • Desjardins Bonusdollars

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Promotional offer: no annual fee for 1 year.

  • Then $60 per card, or $40 per card if 5 cards or more
  • Purchase interest rate: Prime rate + 8.5%
  • Up to 1% of your purchases in cash back through the Business Savings Program, on annual purchases between $12,000 and $500,000

The Prime rate is variable. The annual interest rate is set by the Fédération des caisses Desjardins du Québec based on the business's situation, following a review of the file. Subject to credit approval.

Annual Fee
  • Primary card $60
  • Additional card $40
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 2.5 %
Value
  • Year 1 $250
  • Year 2+ $130
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • 2% in BONUSDOLLARS on your purchases in the Restaurant, Travel, and Pre-authorized payment categories (up to $6,000 in purchases per year—beyond that, the earn rate drops to 0.65%)
  • 2% in BONUSDOLLARS on your purchases in the Entertainment and Public transit categories
  • 0.65% in BONUSDOLLARS on your other purchases
Annual Fee
  • Primary card $110
  • Additional card $30
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Earning Rate
  • Dining and Food delivery2%
  • Local Transport2%
  • Travel2%
Value
  • Year 1 $185
  • Year 2+ $185
Best For
Transfer Partners
  • Desjardins Bonusdollars

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance

No welcome offer is available on this card.

  • $25 annual fee per card; no annual fee for additional cards for Desjardins members
  • Purchase interest rate: Prime rate + 8.5%
  • Up to 1% of your purchases in cash back, on annual purchases between $12,000 and $750,000

The Prime rate is variable. The annual interest rate is set by the Fédération des caisses Desjardins du Québec based on the business's situation, following a review of the file. Subject to credit approval.

Annual Fee
  • Primary card $25
  • Additional card $0
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 2.5 %
Value
  • Year 1 $165
  • Year 2+ $165
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration

No welcome offer is available on this card.

  • US$30 annual fee per card
  • 19.4% interest rate on purchases and cash advances
  • No currency conversion fee on US dollar transactions; other currencies are converted to US dollars with a 2.5% fee applied after conversion
  • You must hold a Canadian Desjardins business credit card to be eligible
  • Transactions in Cuba are not possible due to US sanctions

Subject to credit approval. Full terms are provided by Desjardins at the time of application.

Annual Fee
  • Primary card $30
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • %
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • No Annual Fee
  • Low-interest
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Value
  • Year 1 $0
  • Year 2+ $0
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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