Compare Canada's Best Credit Cards | 2022 | Milesopedia
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  • 3% in BONUSDOLLARS rewards on groceries
  • 2% in BONUSDOLLARS on restaurants
  • 2% in BONUSDOLLARS on entertainment
  • 2% in BONUSDOLLARS on public transportation
  • 1.5% in BONUSDOLLARS rewards on other purchases
Annual Fee
  • Primary card $130
  • Additional card $0
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.9 %
  • Cash Advance Rates 19.9 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • Groceries3Points
  • Dining and Food delivery2Points
  • Local Transport2Points
Value
  • Year 1 $632
  • Year 2+ $632
Best For
Transfer Partners
  • Bonusdollars Desjardins

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
  • 4% in BONUSDOLLARS rewards on restaurant purchases
  • 4% in BONUSDOLLARS rewards on entertainment purchases
  • 4% in BONUSDOLLARS rewards on public transportation purchases
  • 3% in BONUSDOLLARS rewards on groceries
  • 3% in BONUSDOLLARS rewards on travel purchases
  • 1.75% in BONUSDOLLARS rewards on other purchases
Annual Fee
  • Primary card $395
  • Additional card $0
Annual Income Required
  • Individual $200,000
  • Household $200,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 10.9 %
  • Cash Advance Rates 10.9 %
  • Balance Transfer Rates
Earning Rate
  • Dining and Food delivery4Points
  • Entertainment4Points
  • Groceries3Points
Value
  • Year 1 $549
  • Year 2+ $549
Best For
Transfer Partners
  • Bonusdollars Desjardins

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
  • 4% cash back on grocery purchases
  • 3% cash back on restaurant purchases
  • 3% cash back on entertainment purchases
  • 3% cash back on public transportation purchases
  • 1% cash back on all other purchases
Annual Fee
  • Primary card $100
  • Additional card $30
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.9 %
  • Cash Advance Rates 19.9 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • Groceries4%
  • Dining and Food delivery3%
  • Local Transport3%
Value
  • Year 1 $322
  • Year 2+ $322
Best For
Transfer Partners
  • Cashback

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
  • Earn 2% cash back on restaurant, entertainment, transit and pre-authorized debit purchases
  • Get 0.5% cash back on other purchases
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.9 %
  • Cash Advance Rates 19.9 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • Dining and Food delivery2%
  • Local Transport2%
  • Entertainment2%
Value
  • Year 1 $203
  • Year 2+ $203
Best For
Transfer Partners
  • Cashback

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn 2% cash back on restaurant, entertainment, transit and pre-authorized debit purchases
  • Get 0.5% cash back on other purchases
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.9 %
  • Cash Advance Rates 19.9 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • Dining and Food delivery2%
  • Local Transport2%
  • Entertainment2%
Value
  • Year 1 $203
  • Year 2+ $203
Best For
Transfer Partners
  • Cashback

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • 2% in BONUSDOLLARS on restaurants
  • 2% in BONIDOLLARS rewards for entertainment
  • 2% in BONUSDOLLARS rewards for public transport
  • 2% in BONUSDOLLARS rewards for pre-authorized payments
  • 0.5% in BONIDOLLARS rewards for other purchases
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.9 %
  • Cash Advance Rates 19.9 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • Dining and Food delivery2Points
  • Local Transport2Points
  • Entertainment2Points
Value
  • Year 1 $203
  • Year 2+ $203
Best For
Transfer Partners
  • Bonusdollars Desjardins

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Get up to 2% BONUSDOLLARS on your purchases
  • Get 2% of your restaurant purchases
  • Get 2% of your entertainment purchases
  • Get 2% of your transit purchases
  • Get 2% of your purchases direct debited
  • Get 1% on all your other purchases
Annual Fee
  • Primary card $110
  • Additional card $30
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.9 %
  • Cash Advance Rates 19.9 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • Dining and Food delivery2Points
  • Local Transport2Points
  • Entertainment2Points
Value
  • Year 1 $185
  • Year 2+ $185
Best For
Transfer Partners
  • Bonusdollars Desjardins

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
  • No annual fee
  • Low-interest
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 10.9 %
  • Cash Advance Rates 10.9 %
  • Balance Transfer Rates
Milesopedia Links
Value
  • Year 1 0
  • Year 2+ 0
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Credit card