BMO AIR MILES World Elite Mastercard offer: up to 4,500 miles and first year free!

Updated Dec 18, 2024
Fact checked by
Alexandrine Bertrand
Alexandrine Bertrand

Alexandrine Bertrand

Alexandrine Bertrand
An avid solo traveller, Alexandrine is an expert on loyalty programmes such as Aeroplan, Avios, AIR MILES, Flying Blue and Marriott Bonvoy. With a budget-conscious approach, she helps travellers make the most of their points and miles to experience affordable, off-the-beaten-path getaways. She also shares a love of gastronomy and enjoys exploring local flavours and culinary traditions.
All posts by Alexandrine Bertrand
BMO AIR MILES World Elite
To the point Great new offer: Get up to 4,500 miles and the first year free with the BMO AIR MILES World Elite Mastercard!

Exclusive Welcome Offer

With this exclusive offer for the BMO AIR MILES® World Elite Mastercard®*, you earn 3,000 miles after $3,000 in purchases in the first three months. Plus, earn an additional 1,500 miles when you spend at least $700 at eligible wholesale clubs and alcohol retailers.

Besides, the annual fee is waived in the first year!

With this card, you earn 3 miles for every $12 spent at participating AIR MILES Partners. Then, earn 2 miles for every $12 in purchases at any eligible grocery store and wholesale club (warehouse like Costco) or alcohol retailer (SAQ, LCBO, etc.). Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.

What’s more, it’s the only AIR MILES credit card in Canada to offer a 25% discount on AIR MILES flights to any destination during the calendar year.

The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:

  • 7 ¢/L discount on Shell V-Power fuel and 2 ¢/L discount on all other Shell fuels
  • Excellent insurance for your travels and purchases
  • 2X miles for car rentals with National or Alamo

BMO AIR MILES World Elite Mastercard - Benefits

Earning AIR MILES Miles

With the BMO AIR MILES® World Elite Mastercard®*, you earn 3 miles for every $12 spent at participating AIR MILES Partners.

So if you spend $100 at a participating AIR MILES partner like Shell, you’ll earn 25 AIR MILES Reward Miles.

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What’s more, by presenting your AIR MILES membership card when making purchases at AIR MILES partners, you will also earn base miles (such as 1 mile per 20 L of gas at Shell). So this is a good way to “double-dip“!

As of April 2024, cardholders earn 2 miles per $12 at any eligible wholesale club (such as Costco) or liquor retailer (SAQ, LCBO, etc.) when they pay with their card.

Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.

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25% discount on flight rewards once a year

The BMO® AIR MILES® World Elite®* Mastercard®* is the only AIR MILES-affiliated credit card to offer a 25% discount, once a year, on AIR MILES flight rewards. The maximum rebate is 750 miles.

When you check out to purchase your airline ticket on the AIR MILES Travel site, click on”View and apply your benefit“. Then click on” Apply” in the window that will open, to confirm the use of your 25% flight discount.

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Accepted at Costco

Since it’s a Mastercard credit card, the BMO AIR MILES® World Elite Mastercard®* will be accepted for purchases at Costco, earning 2 AIR MILES for every $12 spent.

In fact, it’s one of the only credit cards with special accumulation at Costco!

Onyx status automatically

Just a few days after your card has been approved, you’ll automatically have Onyx status! The BMO AIR MILES World Elite Mastercard®* won’t even be in your hands before your account status changes on its own.

Right away, this will allow you to :

  • Unlimited transfer of Dream and Cash miles;
  • Discounts on catalog merchandise;
  • Personal assistant service available to buy what you want with your miles;
  • Faster accumulation rate on the Air Miles Travel portal;
  • Exclusive promotions and contests ;
  • Starting in 2025, a special travel discount (40% off a flight or 500 miles) will be offered for one month each year.
statut onyx air miles

BMO AIR MILES World Elite Mastercard - Insurance

This data is only informative. Please refer to the BMO AIR MILES World Elite Mastercard Card insurance document provided with the BMO® AIR MILES® World Elite®* Mastercard®* for details.

Coverage applies only when you pay the total cost of your trip using the primary or co-applicant Mastercard when booking your trip.

Trip Cancellation Insurance

Reimbursement of up to $1,500 per insured.

Trip Interruption/Trip Delay insurance

In the event of a trip interruption, You will be reimbursed the additional cost of a one-way economy airfare to Your departure or destination and the non-refundable unused portion of ground transportation arrangements, up to a maximum of $2,000 per Insured Person.

Flight Delay Insurance

Flight delay insurance provides compensation if the arrival or departure of your scheduled flight is delayed by more than four hours. You will be reimbursed up to a maximum of $500 per Account per Trip for reasonable additional expenses incurred for accommodation and travel.

15-day medical insurance (under age 65)

Covers out-of-country medical expenses up to $5 million:

  • Medical, hospitalization and ambulance costs
  • Private duty nursing
  • Emergency evacuation or airlift
  • Other Professional Services
  • Emergency dental care
  • Transport to the bedside
  • Return of the remains
  • Additional costs for meals and hotel accommodation
  • Return of the vehicle

Car Rental Theft and Damage Insurance

You have a maximum coverage of $65,000 for the risks associated with a Leased Vehicle, based on the Manufacturer’s Suggested Retail Price (MSRP) for the vehicle’s model year, i.e. :

  • damage to the Rental Vehicle;
  • theft of the Rental Vehicle, its parts or accessories;
  • the costs charged by the rental agency as a result of loss of use of the vehicle while it is being repaired;
  • Reasonable and customary charges for towing the Rental Vehicle to the nearest location.

This coverage does not include any form of automobile liability, bodily injury or property damage insurance. It is the Insured Person’s responsibility to obtain suitable liability insurance, either through his/her own automobile insurance policy or by accepting the insurance offered by the rental agency.

Extended Warranty

Avoid paying for optional extended warranties on your next purchase using your BMO credit card. The original manufacturer’s warranty period is doubled, up to a maximum of one additional year.

Purchase insurance

Get extra protection – goods purchased with the card are automatically insured against theft and damage for 90 days from the date of purchase.

Bottom Line

If you are a loyal AIR MILES member, it’s a credit card made for you. You’ll rack up the miles much faster!

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine

Jean-Maximilien Voisine

Jean-Maximilien Voisine
Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.
All posts by Jean-Maximilien Voisine

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