Discover the top student credit cards that offer rewards, low fees, and financial education. These cards are designed to help students build credit responsibly while enjoying benefits tailored to their needs. Explore options that enhance your financial journey today.
These credit cards are for students. With these credit cards, you can earn rewards and build your credit report.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
The Rogers Red Mastercard® is one of the best no-annual-fee credit cards in Canada, especially for Rogers, Fido or Shaw customers.
Right now, you can earn $60 cash back by making one purchase with your mobile wallet in the first 90 days AND 6 automatic payments from your Rogers, Fido or Shaw postpaid service in the first 8 months.
With the Rogers Red Mastercard®, by having a single qualifying service with Rogers, Fido or Shaw, you can earn 2% unlimited cash back on all your purchases. Eligible services include :
This card is now also available to Quebec residents with a mobile service with Rogers or Fido!
Plus, you get 1.5x more cash back on Rogers, Fido and Shaw purchases – that’s a 3% cash back value.
Plus, as a Rogers Red Mastercard® cardholder, you’ll get 5 days’ free access to Everywhere at Home, every year, on Rogers mobile plans (a value of up to $75).
If you’re not a Rogers, Fido or Shaw customer, you’ll earn 2% cash back on U.S. dollar purchases and 1% unlimited cash back on all other purchases.
The CIBC Dividend® Visa* Card for Students is one of the best cash back Visa credit cards for students in Canada. For a limited time, earn $50 cash back if you make a purchase within the first 4 months.
With this CIBC Student Credit Card, you get:
What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions.
And this CIBC Student Credit Card offers some insurance coverages:
Special Offer:
The features of the KOHO Extra Mastercard® Prepaid Card are as follows:
The CIBC Aventura® Visa* Card for Students is one of the best travel rewards Visa credit cards for students in Canada.
Get up to 10,000 Aventura Points (up to $100 in travel value†):
With this CIBC Aventura Student Credit Card, you get:
What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions. And this CIBC Student Credit Card offers some insurance coverage:
The BMO CashBack Mastercard for students is ideal for students. You can get 5% cash back in the first three months.
Also, this card comes with 90 days of protection for your purchases and an extended warranty of one year!
The Tangerine Money-Back Credit Card has no annual fee and offers cash back.
With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
You can choose two to three purchase categories that interest you (groceries, gas, home furnishings, renovation, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there’s no annual cash-back limit. It is one of the best credit cards for renovations.
In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :
Finally, in the first 30 days you hold the card, transfer credit card balances and pay only 1.95% interest on these balances for the first 6 months.
With the RBC ION Visa card, you can get a welcome bonus of 6,000 Avion points on approval.
With this no-annual-fee RBC credit card, you can earn 1.5 Avion points per dollar for :
And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card.
The new BMO eclipse rise Visa* Card is a no-annual-fee travel rewards credit card with no minimum income required.
With this offer, you can earn up to 25,000 points as a welcome bonus:
Moreover, you can get a 0.99% introductory interest rate on Balance Transfers for 9 months (a 2% fee applies to balance amounts transferred).
With the new BMO eclipse rise Visa* Card, you get :
You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (flights, hotels, car rentals, all-inclusive resorts, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
The new BMO eclipse rise Visa* Card also offers:
Do you want a cash back credit card with no annual fee and a great earning rate for everyday purchases? Here’s an option for you: the SimplyCash® Card from American Express.
With this no-annual-fee credit card, you earn:
And with this welcome offer, you can earn 5% cash back on all purchases (up to $2,000 in purchases) for the first 3 months (up to $100 in Statement credit).
You benefit from several types of insurance : $100,000 travel accident, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
With this offer for the BMO® AIR MILES® Mastercard® for Students, you earn 800 AIR MILES miles after $1,000 in purchases. Besides, it’s a no-annual-fee credit card.
With this Card, you earn 3X miles for every $25 in purchases at participating AIR MILES Partners. And 1 mile for every $25 you spend, Costco included.
With NBC mycredit Mastercard, you get:
And since it’s a Mastercard credit card, you can use it at Costco.
Cash back is automatically applied to your credit card account balance when each monthly statement is issued.
This is a credit card we recommend for those new to credit cards and want a no-fee credit card. What’s more, this credit card comes with a number of insurances for your purchases, including mobile device insurance (which is rare for a credit card with no annual fee).
Do you want a cash back credit card with no annual fee that earns travel points? Here is an option for you: the American Express® Green Card.
By signing up for the American Express® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card.
You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of obtaining..:
That’s a nice welcome bonus for a credit card with no annual fee.
You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.
With the TD® Aeroplan® Visa Platinum* Credit Card, you can earn up to 20,000 Aeroplan points and a first-year annual fee rebate:
With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar of eligible purchases for:
There is no minimum income requirement for this TD Aeroplan credit card.
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
There are several good student credit cards in Canada, including:
The best student prepaid card in Canada is the KOHO Mastercard Prepaid Card. Read our review of the KOHO Mastercard Prepaid Card.
When choosing a student credit card in Canada, it is essential to consider several factors to find a card that best suits your needs and financial situation. Here are some steps to help you choose the best student credit card:
Ultimately, it’s important to choose a credit card that suits your needs and financial situation. Before applying for a credit card, take the time to compare the different options available and choose the one that best suits your spending habits and financial goals.
Also, if you’re a student shopping at Costco with other students, having a credit card that earns rewards might be helpful. Check out the best Costco credit card offers.
Savings are here: