France: Which Are the Best American Express Business Cards?

Updated Sep 30, 2024
Fact checked by
Vicky Moreau
Vicky Moreau

Vicky Moreau

Vicky Moreau
Canadian by birth and European at heart, Vicky now moves between France and Germany, where she settled five years ago. A lover of words and adventure, she explores new places by van or on foot, immersing herself in diverse cultures. An expert in Flying Blue and Membership Rewards programs in France, Vicky is also well-versed in French banking options, including BoursoBank.
All posts by Vicky Moreau
Note
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Carte Air France KLM American Express pour gagner des Miles Flying Blue
To the point Discover the advantages and disadvantages of American Express Business Cards and read the expert reviews before making your choice.

American Express cards not only top the list of the most attractive bank cards for travelers, they also top the list of the best business cards. American Express Business Cardholders can earn Membership Rewards Points or Flying Blue Miles, in addition to a comprehensive range oftravel insurance products. But which card is right for you? Milesopedia can help you decide.

Last update: September 30, 2024

What is American Express?

Everyone knows American Express, but few people really know what sets it apart from the other major financial institutions. Ranked third worldwide after Visa and Mastercard, American Express, commonly known as Amex, is a world-renowned international financial institution. Founded in the United States in 1850, it has established itself as one of the leading companies specializing in financial services, particularly payment card distribution.

Renowned for its prestige and reliability, American Express offers a wide range of credit cards for both individuals and businesses. As the third largest card distribution network in the world, it has earned a solid reputation and an extensive international presence.

One of American Express’s key strengths is its ability to offer exclusive benefits to its cardholders. These benefits include :

  • attractive loyalty programs,
  • comprehensive travel insurance,
  • renowned customer service, and
  • global acceptance in many stores around the world.

Thanks to its collaboration with partners such asApple Pay, American Express is positioned at the forefront of technology, facilitating contactless transactions and offering convenient and secure payment solutions.

American Express Business Card Rates

There are a total of eight American Express Business Cards. Three of these were created in collaboration with Air France and KLM to reward frequent travelers, while two were created in partnership with Amazon to reward people who make frequent purchases on the platform.

Like American Express cards for individuals, American Express Business cards offer a range of privileges, depending on the level selected.

Cards Fare Earn Miles and Points Minimum wage
American Express Business Green Card 95 €/year 1 Membership Rewards point for €1 spent 20 000 €
American Express Gold Business Card 240 €/year 1 Membership Rewards point for €1 spent 35 000 €
American Express Platinum Business Card 708 €/year 1 Membership Rewards point for €1 spent 65 000 €
Air France KLM American Express Silver Card 135 €/year Up to 10 Miles earned for every €10 spent
Air France KLM American Express Gold Card 252 €/year Up to 15 Miles earned for every €10 spent 35 000 €
Air France KLM American Express Platinum Card 720 €/year Up to 20 Miles earned for every €10 spent 65 000 €
Amazon Business American Express card 50 €/year Up to 0.75% Amazon Rewards points for every spend 20 000 €
Amazon Business Prime American Express card 50 €/year Up to 1% Amazon Rewards points for every spend 20 000 €

Benefits

Whichever card you choose, American Express Business Cardholders benefit from the expertise and commitment of renowned brands. Whether you’re an occasional traveler or a seasoned globetrotter, these cards will offer you unique benefits, attractive rewards and an unforgettable travel experience.

All American Express Business Cards offer simplified accounting for optimal management of your business expenses.

American Express Business Green Card

  • Membership Rewards points: With the American Express Business Green card, every euro spent equals one Membership Rewards point.
  • Travel insurance: The American Express Business Green card comes with a range of useful insurance coverages in the event of accident or damage to property, as well as travel assistance.

American Express Business Gold Card

  • Membership Rewards points: With the American Express Business Gold card, every euro spent equals one Membership Rewards point.
  • Travel insurance: The American Express Business Gold card comes with a wide range of insurance options.
  • Bonus:The American Express Business Gold card offers 10,000 Membership Rewards points once the first 7,000 euros have been spent.

American Express Platinum Business Card

  • Membership Rewards points: With the American Express Business Platinum card, every euro spent equals one Membership Rewards point.
  • Travel insurance: The American Express Business Platinum card comes with the best range of travel insurance on the market.
  • Bonus: The American Express Business Platinum card offers a welcome bonus of 20,000 Membership Rewards points once the first 9,000 euros have been spent.
  • Concierge service: American Express Business Platinum cardholders are entitled to an exclusive concierge service.
  • Priority Pass: The Priority Pass card – worth over 400 euros per year – is included in the American Express Business Platinum card rate. It provides free, unlimited access to over 1,300 airport lounges worldwide.
  • American Express Fine Dining: every day, American Express has a table reserved for its customers in the most renowned culinary establishments.
  • Additional hotel privileges: The American Express Business Platinum card also offers numerous advantages at a wide selection of prestigious hotels, such as preferential rates, complimentary breakfasts, early check-in, late check-out and upgrades.

Air France KLM American Express Silver Card

  • Accumulation of Flying Blue Miles: With the Air France KLM American Express Silver Card, 10 euros spent at Air France, KLM, Transavia and Hertz equals 10 Flying Blue Miles. For all other purchases in businesses accepting American Express cards, 10 euros spent equals 8 Flying Blue Miles.
  • Easier access to Flying Blue status: With the Air France KLM American Express Silver Pro Card, you can maintain your current Flying Blue status and even upgrade to a higher one, thanks to a 15 XP annual bonus.
  • Travel insurance: The Air France KLM American Express Silver Card includes travel insurance and assistance.
  • Bonus: The Air France KLM American Express Silver Card offers a welcome bonus of 3,000 Flying Blue Miles.

Air France KLM American Express Gold Card

  • Accumulation of Flying Blue Miles: With the Air France KLM American Express Gold Card, 10 euros spent with Air France, KLM, Transavia and Hertz equals 15 Flying Blue Miles. For all other purchases at merchants accepting American Express cards, 10 euros spent equals 10 Flying Blue Miles.
  • Easier access to Flying Blue status: With the Air France KLM American Express Gold Pro Card, you can maintain your current Flying Blue Status and even upgrade to a higher one, thanks to an annual bonus of 20 XP.
  • Travel insurance: The Air France KLM American Express Gold Card includes travel insurance and assistance, such as trip cancellation and postponement insurance.
  • Bonus: The Air France KLM American Express Gold Card offers a welcome bonus of 6,000 Flying Blue Miles.

Air France KLM American Express Platinum Card

  • Accumulation of Flying Blue Miles: With the Air France KLM American Express Platinum Card, 10 euros spent at Air France, KLM, Transavia and Hertz equals 20 Flying Blue Miles. For all other purchases in businesses accepting American Express cards, 10 euros spent equals 15 Flying Blue Miles.
  • Easier access to Flying Blue status: With the Air France KLM American Express Platinum Pro Card, you can maintain your current Flying Blue Status and even upgrade to a higher one, thanks to a 30 XP annual bonus.
  • Travel insurance: The Air France KLM American Express Gold Card includes travel insurance and assistance, such as trip cancellation and postponement insurance.
  • Bonus: The Air France KLM American Express Platinum Card offers a welcome bonus of 20,000 Flying Blue Miles.

Amazon Business American Express Card

  • Earn Amazon Reward points: Every eligible business purchase outside Amazon earns you 0.5% back in Amazon Rewards points. For all purchases made on Amazon.fr and Amazon Business France, you can earn even more points by choosing the “0.75% reimbursed” option at checkout.
  • Travel insurance: The Amazon Business American Express card comes with a small range of insurance options.

Amazon Business Prime American Express Card

  • Earn Amazon Reward points: Every eligible business purchase outside Amazon earns you 0.5% back in Amazon Rewards points. For all purchases made on Amazon.fr and Amazon Business France, you can collect even more points by choosing the “1% refund” option at checkout.
  • Travel insurance: The Amazon Business Prime American Express card also comes with a small range of insurance products.

Bottom Line

American Express Business Cards stand out from the competition in the French banking market, both for their excellence and for their comprehensive range of insurance products. The ability to earn Membership Rewards points, Flying Blue Miles or Amazon Reward points, a comprehensive range of insurance products, access to exclusive airport lounges, and excellent customer service make American Express Business Cards a highly beneficial travel companion. Also on the market are Mooncard, bunq Business and Revolut Business.

Frequently Asked Questions

Why should I have an American Express Business Card for professionals?

One of American Express’ key strengths lies in its ability to offer exclusive benefits to its cardholders, such as the ability to earn Membership Rewards points and a comprehensive range of insurance products.

Which is the biggest American Express Business card?

The top-tier American Express Business Card is the American Express Business Platinum Card.

Which is the best American Express (Amex) business card?

In our Review, the American Express Business Platinum card is by far the best bank card for businesses.

How much do I have to earn to get an American Express Business Card?

To obtain the American Express Business Green card, you need to demonstrate a minimum annual gross personal income of €20,000. To obtain the American Express Business Gold card, you need to demonstrate a minimum annual gross personal income of 35,000 euros. To obtain the American Express Business Platinum card, you need to demonstrate a minimum annual gross personal income of €65,000. To qualify for the Amazon Business American Express and Amazon Business Prime American Express cards, you need to have an annual gross personal income of at least €20,000.

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Vicky Moreau

Vicky Moreau

Vicky Moreau
Canadian by birth and European at heart, Vicky now moves between France and Germany, where she settled five years ago. A lover of words and adventure, she explores new places by van or on foot, immersing herself in diverse cultures. An expert in Flying Blue and Membership Rewards programs in France, Vicky is also well-versed in French banking options, including BoursoBank.
All posts by Vicky Moreau
Credit Cards
Region
Europe, France
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