American Express Business: Which is the Best Pro Card?

To the point Discover the advantages and disadvantages of American Express Business Cards and read the expert reviews before making your choice.

American Express Rates

Benefits American Express Business Green Card American Express Business Gold Card American Express Platinum Business Card Air France KLM American Express Silver Card Air France KLM American Express Gold Card Air France KLM American Express Platinum Card Amazon Business American Express Card Amazon Business Prime American Express Card

Bottom Line Frequently Asked Questions

American Express cards not only top the list of the most attractive bank cards for travelers, they also top the list of the best business cards. American Express Business Cardholders can earn Membership Rewards Points or Flying Blue Miles, in addition to a comprehensive range oftravel insurance products. But which card is right for you? Milesopedia can help you decide.

American Express

Everyone knows American Express, but few people really know what sets it apart from the other major financial institutions. Ranked third worldwide after Visa and Mastercard, American Express, commonly known as Amex, is a world-renowned international financial institution. Founded in the United States in 1850, it has established itself as one of the leading companies specializing in financial services, particularly payment card distribution.

Renowned for its prestige and reliability, American Express offers a wide range of credit cards for both individuals and businesses. As the third largest card distribution network in the world, it has earned a solid reputation and an extensive international presence.

One of American Express’s key strengths is its ability to offer exclusive benefits to its cardholders. These benefits include attractive loyalty programs, comprehensive travel insurance, renowned customer service and global acceptance in many stores around the world. Thanks to its collaboration with partners such asApple Pay, American Express is positioned at the forefront of technology, facilitating contactless transactions and offering convenient and secure payment solutions.

Rates

There are a total of eight American Express Business Cards. Three of these were created in collaboration with Air France and KLM to reward frequent travelers, while two were created in partnership with Amazon to reward people who make frequent purchases on the online platform.

Like American Express cards for individuals, American Express Business cards offer a range of privileges, depending on the level selected.

Credit Cards	Price	Earn Miles and Points	Minimum income
American Express Business Green Card	€95 /year	1 Membership Rewards point for €1 spent	€20 000
American Express Business Gold Card	€195 /year	1 Membership Rewards point for €1 spent	35 000 €
American Express Platinum Business Card	€660 /year	1 Membership Rewards point for €1 spent	€60 000
Air France KLM American Express Silver Card	125 €/year	Up to 10 Miles earned for every €10 spent	–
Air France KLM American Express Gold Card	€230 /year	Up to 15 Miles earned for every €10 spent	–
Air France KLM American Express Platinum Card	€650 /year	Up to 20 Miles earned for every €10 spent	–
Amazon Business American Express Card	50 €/year	Up to 0.75% Amazon Rewards points for every purchase	€20 000
Amazon Business Prime American Express Card	50 €/year	Up to 1% Amazon Rewards points for every purchase	€20 000

Benefits

Whichever card you choose, American Express Business Cardholders benefit from the expertise and commitment of renowned brands. Whether you’re an occasional traveler or a seasoned globetrotter, these cards will offer you unique benefits, attractive rewards and an unforgettable travel experience.

All American Express Business Cards offer simplified accounting for optimal management of your business expenses.

American Express Business Green Card

Membership Rewards points: With the American Express Business Green card, every euro spent equals one Membership Rewards point.
Travel insurance: The American Express Business Green card comes with a range of useful insurance coverages in the event of accident or damage to property, as well as travel assistance.

American Express Business Gold Card

Membership Rewards points: With the American Express Business Gold card, every euro spent equals one Membership Rewards point.
Travel insurance: The American Express Business Gold card comes with a wide range of insurance options.
Bonus: The American Express Business Gold card offers a refund of 80 euros once the first 5,000 euros have been spent.

American Express Platinum Business Card

Membership Rewards points: With the American Express Business Platinum card, every euro spent equals one Membership Rewards point.
Travel insurance: The American Express Business Platinum card comes with the best range of travel insurance on the market.
Bonus: The American Express Business Platinum card offers a welcome bonus of 90,000 Membership Rewards points, equivalent to 450 euros in cashback, as soon as the first 5,000 euros have been spent.
Concierge service: American Express Business Platinum cardholders are entitled to an exclusive concierge service.
Priority Pass: The Priority Pass card – worth over 400 euros per year – is included in the American Express Business Platinum card rate. It provides free, unlimited access to over 1,300 airport lounges worldwide.
American Express Fine Dining: every day, American Express has a table reserved for its customers in the most renowned culinary establishments.
Additional hotel privileges: The American Express Business Platinum card also offers numerous advantages at a wide selection of prestigious hotels, such as preferential rates, complimentary breakfasts, early check-in, late check-out and upgrades.

Air France KLM American Express Silver Card

Accumulation of Flying Blue Miles: With the Air France KLM American Express Silver Card, 10 euros spent at Air France, KLM, Transavia and Hertz equals 10 Flying Blue Miles. For all other purchases in businesses accepting American Express cards, 10 euros spent equals 8 Flying Blue Miles.
Easier access to Flying Blue status: With the Air France KLM American Express Silver Pro Card, you can maintain your current Flying Blue status and even upgrade to a higher one, thanks to a 15 XP annual bonus.
Travel insurance: The Air France KLM American Express Silver Card includes travel insurance and assistance.
Bonus: The Air France KLM American Express Silver Card offers a 125-euro refund on all Air France and KLM tickets purchased.

Air France KLM American Express Gold Card

Accumulation of Flying Blue Miles: With the Air France KLM American Express Gold Card, 10 euros spent with Air France, KLM, Transavia and Hertz equals 15 Flying Blue Miles. For all other purchases at merchants accepting American Express cards, 10 euros spent equals 10 Flying Blue Miles.
Easier access to Flying Blue status: With the Air France KLM American Express Gold Pro Card, you can maintain your current Flying Blue Status and even upgrade to a higher one, thanks to an annual bonus of 20 XP.
Travel insurance: The Air France KLM American Express Gold Card includes travel insurance and assistance, such as trip cancellation and postponement insurance.
Bonus: The Air France KLM American Express Gold Card offers a welcome bonus of 20,000 Flying Blue Miles on spending of 2,000 euros or more, and a refund of 230 euros on all purchases of Air France or KLM tickets.

Air France KLM American Express Platinum Card

Accumulation of Flying Blue Miles: With the Air France KLM American Express Platinum Card, 10 euros spent at Air France, KLM, Transavia and Hertz equals 20 Flying Blue Miles. For all other purchases in businesses accepting American Express cards, 10 euros spent equals 15 Flying Blue Miles.
Easier access to Flying Blue status: With the Air France KLM American Express Platinum Pro Card, you can maintain your current Flying Blue Status and even upgrade to a higher one, thanks to a 30 XP annual bonus.
Travel insurance: The Air France KLM American Express Gold Card includes travel insurance and assistance, such as trip cancellation and postponement insurance.
Bonus: The Air France KLM American Express Platinum Card offers a 450-euro refund on all Air France and KLM tickets purchased. Each year, American Express also reimburses up to 200 euros on any expenses that complement the purchase of an Air France ticket, such as access to airport lounges, extra baggage, choice of seat or à la carte menus.

Amazon Business American Express Card

Earn Amazon Reward points: Every eligible business purchase outside Amazon earns you 0.5% back in Amazon Rewards points. For all purchases made on Amazon.fr and Amazon Business France, you can earn even more points by choosing the “0.75% reimbursed” option at checkout.
Travel insurance: The Amazon Business American Express card comes with a small range of insurance options.
Bonus: The Amazon Business American Express card offers a 100-euro refund once the first 1,000 euros have been spent.

Amazon Business Prime American Express Card

Earn Amazon Reward points: Every eligible business purchase outside Amazon earns you 0.5% back in Amazon Rewards points. For all purchases made on Amazon.fr and Amazon Business France, you can collect even more points by choosing the “1% refund” option at checkout.
Travel insurance: The Amazon Business Prime American Express card also comes with a small range of insurance products.
Bonus: The Amazon Business Prime American Express card offers a €150 refund once the first €1,000 has been spent.

Bottom Line

American Express Business Cards stand out from the competition in the French banking market, both for their excellence and for their comprehensive range of insurance products. The ability to earn Membership Rewards points, Flying Blue Miles or Amazon Reward points, a comprehensive range of insurance products, access to exclusive airport lounges, and excellent customer service make American Express Business Cards a highly beneficial travel companion. Also on the market are Mooncard, bunq Business and Revolut Business.

Frequently Asked Questions

Why should I have an American Express Business Card for professionals?

One of American Express’ key strengths lies in its ability to offer exclusive benefits to its cardholders, such as the ability to earn Membership Rewards points and a comprehensive range of insurance products.

Which is the biggest American Express Business card?

The top-tier American Express Business Card is the American Express Business Platinum Card.

Which is the best American Express (Amex) business card?

In our Review, the American Express Business Platinum card is by far the best bank card for businesses.

How much do I have to earn to get an American Express Business Card?

To obtain the American Express Business Green card, you need to demonstrate a minimum annual gross personal income of €20,000. To obtain the American Express Business Gold card, you need to demonstrate a minimum annual gross personal income of 35,000 euros. To obtain the American Express Business Platinum card, you need to demonstrate a minimum annual gross personal income of €65,000. To qualify for the Amazon Business American Express and Amazon Business Prime American Express cards, you need to have an annual gross personal income of at least €20,000.

How do I get an American Express Business Platinum (Black) card?

To obtain an American Express Business Card, you must be the head of a small or medium-sized business, or a self-employed professional. Your company must have been in existence for more than one year, and must have a business bank account held in a SEPA zone country. Following the request, it takes approximately 7 days for the card to arrive.