The Best RBC Credit Cards – Royal Bank of Canada – May 2024

Best RBC Avion Rewards Credit Cards

RBC Avion Visa Infinite Card

With this offer for the RBC Avion Visa Infinite Card, you can earn 35,000 Avion points upon approval. No purchase necessary!

You can use your Avion Rewards points for travel or redeem them with other loyalty programs such as :

• American Airlines AAdvantage
• British Airways Executive Club (and Qatar Airways Privilege Club)
• Cathay Pacific Asia Miles
• WestJet Rewards

The current welcome offer, for example, gives you the equivalent of 35,000 British Airways Avios or 350 WestJet Dollars.

With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.

What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.

RBC^® Avion^® Visa Infinite Privilege* Card

With this exceptional offer for the RBC Avion Visa Infinite Privilege Card, you can earn up to 70,000 Avion points:

• 35,000 Avion points on approval
• 20,000 Avion bonus points when you spend $5,000 in your first 6 months
• 15,000 Avion points as a one-time anniversary bonus 12 months after account opening

You can use your Avion Rewards points for travel or redeem them with other loyalty programs such as :

• American Airlines AAdvantage
• British Airways Executive Club (and Qatar Airways Privilege Club)
• Cathay Pacific Asia Miles
• WestJet Rewards

The current welcome offer, for example, gives you the equivalent of 70,000 British Airways Aviosor 700 WestJet Dollars.

With the RBC Avion Visa Infinite Privilege Card, you earn 1.25 points per dollar.

What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.

Finally, you get six complimentary global airport lounge access passes and security fast track lanes at select Canadian airports

RBC ION+ Visa Card

With the RBC ION+ Visa Card, you can earn up to 7,000 Avion points as a welcome bonus.

With this RBC credit card, you can earn 3 Avion points per dollar for :

• Grocery, Dining & Food Delivery
• Rides, Gas & EV Charging
• Streaming, Digital Gaming & Subscriptions

And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card

Finally, you get two years of Mobile Device Insurance up to $1,000 if your mobile device, such as your cell phone, is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with the RBC ION+ Visa card.

Best Airline RBC Credit Cards

RBC^® British Airways Visa Infinite

With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn up to 60,000 Avios!

With this card, you get a Companion Award eVoucher (when you spend $30,000 or more in any calendar year). You can also take advantage of a 10% discount on British Airways flights when you book with your RBC British Airways Visa Infinite Card.

With the RBC British Airways Visa Infinite Card, you get:

• 3 Avios per dollar spent with British Airways and BA Holidays
• 2 Avios per dollar for grocery, dining and food delivery purchases
• 1 Avios per dollar for all other purchases

What’s more, you benefit from a wide range of insurance coverages:

• Out-of-Province/Country Emergency Medical Insurance
• Travel accident insurance
• Flight delay and essential items insurance
• Hotel or motel burglary insurance
• Collision and damage insurance for rental vehicles

WestJet RBC^® World Elite Mastercard

With the WestJet RBC^® World Elite Mastercard, you can earn up to $450 in WestJet Dollars as a welcome bonus:

• 250 WestJet dollars upon your first purchase
• 200 WestJet dollars when you spend $5,000 in the first 3 months

With the WestJet RBC^® World Elite Mastercard, you get a travel companion voucher redeemable for a round-trip flight at a reduced rate. And your purchases can bring you closer to achieving status with WestJet.

In addition, the primary cardholder and up to 8 guests receive complimentary first checked bag on WestJet flights.

With the WestJet RBC^® World Elite Mastercard, you earn 2% in WestJet dollars per dollar of purchase when you buy a WestJet flight or WestJet vacation package, and 1.5% in WestJet dollars on everyday purchases. If you travel regularly with WestJet, it’s like earning 1.5% to 2% cash back (including at Costco) to use towards purchasing WestJet flights!

Finally, you benefit from many insurance coverages Emergency Out-of-Province/Country Medical Insurance, Travel Accident Insurance, Trip Interruption Insurance, Flight Delay and Emergency Purchases Insurance, Hotel/Motel Burglary Insurance, Collision Damage Waiver for Rental Cars.

WestJet RBC^® Mastercard‡

With the WestJet RBC Mastercard, you can earn up to $100 welcome WestJet Dollars. You also get a companion voucher redeemable for a round-trip ticket for $199 when you use your card .

With this card, you earn 1.5% in WestJet dollars when you buy WestJet flights or WestJet Vacations packages, and 1% in WestJet dollars on everyday purchases.

Best No Annual Fee RBC Credit Cards

moi RBC Visa Credit Card

With the RBC Visa Card you can earn a welcome bonus of 3,000 points.

With this no-annual-fee RBC credit card, you can earn 2 points per dollar on:

• qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
• dining, gas and EV charging purchases

And 1 point per dollar on all other purchases.

Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card

RBC ION Visa Card

With the RBC ION Visa card, you can earn 3,500 Avion points as a welcome bonus.

With this no-annual-fee RBC credit card, you can earn 1.5 Avion points per dollar for :

• Grocery
• Rides, Gas & EV Charging
• Streaming, Digital Gaming & Subscriptions

And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card

Best RBC Low-Interest Credit Card

RBC Visa Classic Low Rate Option Card

The RBC Visa Classic Low Rate Option Card is one of the best low-interest credit cards in Canada.

You can also save on fuel at Petro-Canada stations and earn 20% more Petro-Points by linking your RBC Visa Classic Low Rate Option Card to your Petro-Points membership card. Finally, get free delivery for three months with DoorDash by adding your RBC Visa Classic Low Rate Option Card to your DoorDash account.

You’ll be able to get a free three-month DashPass subscription worth nearly $30, and enjoy unlimited free shipping on orders of $15 or more when you pay with your RBC Visa Classic Low Rate Option Card.

Best Cash Back RBC Credit Cards

Best RBC Specialty Credit Cards

Best Business RBC Credit Cards

Awards earned

Best Flexible Travel Rewards Credit Card

The RBC Avion Visa Infinite Card is the Best Flexible Travel Rewards Credit Card in 2024 in Canada for these reasons:

• Flexible Rewards
• Travel partners through the RBC Avion Rewards program: American Airlines, British Airways/Qatar Airways, WestJet, Cathay Pacific
• Travel insurance
• Accepted at almost every retailer worldwide

Best No-Fee Credit Card For Everyday Spending

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