Reward Type: Low rate

Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers* and no annual fee for the first year.* Limited time offer. Apply by February 26th, 2025.

• Take advantage of low interest rates on purchases and cash advances
• Low annual fee
• Purchase security and extended warranty insurance

Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

• Get a 3-month complimentary DashPass subscription – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

• The annual fees are reimbursed for the first year for the primary cardholder.
• $70 cash back will be credited to the account if $5,000 in net purchases are made within the first 12 months of enrolment.
• Purchase protection
• Extended warranty

• Introductory rate of 0% on cash advances for the first 10 months (after that: 13.99%; annual fee of $29; 1% fee per cash advance).
• No annual fee for the first year.
• Save up to hundreds of dollars a year on interest
• Low interest rate of 13.99%.
• Pay off balances with higher interest rates faster.
• Transfer balances from your high-rate cards and save even more.
• The offer ends on October 31, 2025.

Get an 8.99% promotional interest rate on Purchases for the first 6 months^† from Account opening. Conditions apply. Account must be approved by January 6, 2025.

With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.

• Save on interest with a low annual interest rate of 12.90%^† (13.90%^† in QC) for Purchases and Cash Advance transactions.
• Option to purchase Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†.
• Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.

Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay^† or Samsung Pay^†. It’s an easy and secure way to pay.

Transfer your credit card balance – Get 0% interest for up to 10 months with a 1% transfer fee^† and a two-year annual fee rebate^†.

Check full offer details below^†:

• Transfer up to 50% of your assigned credit limit^†
• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
• Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee^† when you transfer your balance from another card to the CIBC Select Visa Card
• This balance transfer offer is only available at the time of your online application.^† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

• This offer is not available to residents of Quebec.
• No annual fee
• Standard Annual Interest Rates of 12.99% on eligible purchases, 17.99% on balance transfers✪, and 24.99% on cash advances.
• You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.
• This card is made from 100% recycled plastic.
• Around-the-clock fraud protection
• Use available credit on your credit card to transfer funds right to your chequing account.

Apply for the MBNA True Line® Mastercard® credit card today

• This offer does not apply to residents of Quebec.
• $39 annual fee
• Standard Annual Interest rates of 10.99% on purchases, 13.99% on balance transfers, and 24.99% on cash advances
• This card is made entirely of recycled plastic
• Around-the-clock-fraud protection
• Use available credit on your credit card to transfer funds right to your chequing account.

• Limit up to $500,000
• No additional cost for extended warranties on your purchases for up to 90 days
• Free supplementary cards and personalized cheques
• Flexible repayment terms
• 21-day interest-free grace period

• Enjoy an annual interest rate of 12.99% on purchases and funds advances
• With an annual interest rate of 12.99%, you can save on interest payments if you choose to carry a balance and make your minimum monthly payments on time
• Access virtual events and special offers curated for Cardmembers with Amex Experiences^TM
• 24/7 Customer Service

• Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points.
• Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
• Earn 2X Scene+ points for every $1 CDN in eligible gas and public transit purchases. Includes rideshare, buses, taxis, subway, and more.
• Earn 2X Scene+ points for every $1 spent on all your other purchases.
• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
• Enjoy 10 complimentary airport lounge passes per year

• Welcome offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee* and we’ll waive the $29 annual fee for the first year.*
• Enjoy our lowest interest rate of 13.99% on purchases*
• Purchase Protection and Extended Warranty*