soNomad: Affordable and Practical Travel Insurance

When travelling, unforeseen events can happen, and not always good ones! Travel insurance is not mandatory, but it is highly recommended to protect yourself from unforeseen events.

If there are health complications, hospitalization abroad can be very expensive. If there are unexpected expenses due to a delayed or canceled flight, the vacation budget can easily be exceeded for reasons beyond our control.

Some credit cards offer excellent travel insurance, but the requirements can be very specific. If the conditions are not met, the claim may be rejected.

But there are other travel insurance options on the market to make sure you’re fully covered.

soNomad offers fast, user-friendly travel insurance directly on its website, without any intermediaries. This makes it possible to lower the cost of these products for consumers.

And we’ve tried it!

For Canadians, soNomad offers:

• Medical insurance
• Cancellation insurance

What’s more, Snowbirds of all ages can take out travel insurance with soNomad. These Snowbirds benefit from emergency medical care, COVID-19 coverage and may even be covered for pre-existing medical conditions.

In addition, soNomad also provides travel insurance for visitors to Canada such as:

• Visitors to Canada from other countries
• Foreign workers in Canada waiting for their group insurance to take effect
• Foreign students
• Future residents of Canada awaiting official documents or the activation of private insurance
• Supervisa holders

Even a Canadian returning to the country after several years can apply for Visitors to Canada insurance while waiting to obtain coverage under their provincial health insurance plan.

To ensure soNomad provides a quote that meets the exact needs of the trip abroad, the individual needs to provide simple personal information such as:

• Country of residence
• Destination(s) being visited
• Age of the person(s) in the group to be insured
• Start and end dates of the trip
• And the value of the trip to be covered

Next, soNomad displays the travel insurance options:

• Medical insurance for situations such as these:
  • Emergency dental care in the event of an accident
  • Ground or air ambulance required
  • Emergency paramedical treatment (chiropractor or physiotherapist) at destination
  • Airfare for a relative or friend to come to your bedside at the hospital
  • Pet boarding if the owner is hospitalized while travelling
• Cancellation and interruption insurance covering several scenarios that may occur before or during the trip:
  • Death of a relative or pet
  • Airline bankruptcy
  • Fire, vandalism, disaster or burglary at the primary residence
  • Uninhabitable destination hotel
  • Lost or stolen passport
  • Weather delay
  • Loss of job or school exam
• All-inclusive: Medical AND cancellation insurance
  • Also includes lost, stolen or delayed baggage

Prices are shown for each option, with coverage. Simply hover the cursor over the question mark to find out more about the protection.

The link View full benefits and policy leads to all the information on the future insurance contract. This will help you understand the eligibility of the policy and the conditions for each benefit.

Once you’ve chosen your insurance, click Next.

All that remains is to enter some information to confirm the purchase of the policy. Payment methods are Visa, Mastercard and American Express.

There you go! It’s settled!

An e-mail is automatically sent with the details and documents concerning your travel insurance policy. Keep a copy in your luggage and give one to your loved ones just in case.

It is your responsibility to carefully read and understand all the documents and exclusions in this new travel insurance policy.

Don’t hesitate to ask questions and call soNomad at 1-855-360-7225, available Monday to Friday between 8:30 and 17:00. In addition, contact soNomad before you travel if you have any health problems or change your medication.

Travel insurance gives you peace of mind and financial help if you ever need emergency assistance that upsets your plans.

soNomad is an interesting and fast alternative for travel insurance that protects you from all sides. For longer stays, our colleague Marie-Ève compared prices and opted for soNomad, which cost her less in total than extending her credit card insurance.

I purchased my travel insurance from soNomad two days before my vacation to Mexico. I made sure to print and keep my insurance certificate with the emergency numbers on hand, just in case.

I didn’t have any problems during my trip and fortunately I didn’t have to make any claims. But I had peace of mind, even when the going got tough!