Review: RBC Avion Visa Infinite Card | Milesopedia
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Review: RBC Avion Visa Infinite Card

To the point RBC offers a series of "travel" cards as part of the RBC Rewards program. Introducing the RBC Avion Visa Infinite Card.

Welcome offer

With this great offer for the RBC Avion Visa Infinite Card, you can earn up to 55,000 Avion Rewards points:

  • 35,000 points on approval (no minimum spend)
  • 20,000 additional points when you spend $5,000 in your first 6 months

It’s a value of up to $1,100.

You can use your Avion Rewards points for travel or redeem them with other loyalty programs such as :

  • American Airlines AAdvantage
  • British Airways Executive Club (and Qatar Airways Privilege Club)
  • Cathay Pacific Asia Miles
  • WestJet Rewards

For example, with the current welcome offer, you can get the equivalent of 55,000 British Airways Avios Points or 550 WestJet Dollars.

With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.

And you’ll benefit from a wide range of insurance coverage: Trip Cancellation and Interruption Insurance, Out-of-Province/Country Emergency Medical Insurance, Rental Vehicle Collision/Loss Damage Insurance, Mobile Device Insurance.


Savings at Petro-Canada

RBC cardholders can link their card to Petro-Canada’s Petro-Points program to earn :

  • 3¢ off per litre on fuel and 20% more Petro-Points
  • 20% more RBC Rewards points (1.2 RBC Rewards points per dollar spent at Petro-Canada)

Earning RBC Rewards points with the card

This card allows you toearn RBC Rewards points based on your spending patterns.

1.25 RBC Rewards points / dollar for travel purchases

For all your travel purchases:

  • flights
  • Hotels
  • car rentals
  • and more!

You will earn an additional 25% RBC Rewards points. That’s 1.25 RBC Rewards points earned for every dollar in travel purchases.

1 RBC Rewards point per dollar everywhere else

For all other types of purchases, you’ll earn 1 RBC Rewards points per dollar.

Using RBC Rewards points

There are three main uses for RBC Rewards points:

  • For the purchase of trips
  • For the transfer of points to other programs
  • For the purchase of gift cards

Other uses are not optimal.

Paying for Travel with RBC Rewards points

RBC Rewards points can be used to purchase travel in two ways:

  • Through the fixed reward chart
  • Through the flexible reward chart
westjet delta partners

The RBC Rewards Fixed Reward Chart

This is how you’ll get the most out of your RBC Rewards points.

RBC offers a fixed reward chart divided into 6 levels depending on the type of flight :

Type of flight RBC Points required Maximum ticket price excluding taxes
Short getaways
Any flight within a province, territory or U.S. state, or to a contiguous province, territory or U.S. state
15 000 $350
Discover North America
Any flight anywhere in Canada or the United States, except Hawaii or Alaska.
35 000 $750
Holiday Destinations
Western Canada or U.S. to Mexico, Hawaii or Alaska, Eastern Canada to Bermuda, Central America or the Caribbean
45 000 $900
Go on holiday
Eastern Canada or United States to Mexico, Hawaii or Alaska, Western Canada to Bermuda, Central America or the Caribbean
55 000 $1,100
Visit Europe
Any flight from a major point of departure in Canada or the United States to destinations in Europe
65 000 $1,300
The World
Any flight from a major point of departure in Canada or the United States to destinations in Asia, Australia, New Zealand, the South Pacific, the Middle East, Africa or South America.
100 000 $2,000

What is most interesting, is when the fare of the flight you want to book is close to the maximum amount (excluding taxes and surcharge ).

Please note: in order to benefit from this fare schedule, you must book a round trip (or multi-destinations) at least 14 days before departure.

For example, here’s an airline ticket I booked to redeem 70,000 RBC points that I had earned.

This is a flight from Montreal to Las Vegas for a weekend. The rate is 35,000 RBC points(“Discover North America” level in the chart above) and $164.85 in taxes.

vols las vegas rbc 2

Flights are direct, operated by Air Canada Rouge (but sold by United).

vols las vegas rbc 3

When looking at the details of the fare on ITA Matrix (to get the ticket price + taxes applied), we see that the ticket price is $370 + $345 = $715 (below the maximum allowed by RBC of $750 for 35,000 point tickets):

vols las vegas rbc ita 4

The taxes are within a few cents of those charged by RBC (approximately $165).

Here, 35,000 RBC points saved me $715.40. This values my use at 2 cents / RBC point (you can hardly get more!).

880.25$ (public ticket price) – 164.85$ (taxes paid) = 715.40$.

IMG 8862

The RBC Rewards Flexible Reward Chart

RBC points can also be used through the flexible reward chart. This is the famous “100 points = $1”.

100 points rbc

Here, the 35,000 RBC Rewards points earned as a welcome bonus can be used for $350 off your trip.

Just use this when you:

  • Redeem points for travel rewards without using the Air Travel Rewards Redemption Schedule;
  • Redeem points for a hotel stay, car rental, cruise or vacation package;
  • Redeem points for one-way, business or first class airfare;
  • Book your trip less than 14 days in avance;
  • Pay more than the maximum dollar value set for a category;
  • Pay all taxes, fees and surcharges.

It’s not the best option for using your RBC Rewards points, but it is the easiest option for purchasing travel.

westjet boeing 737 nextgen 2

Converting RBC Rewards points to other programs

One of the strengths of the RBC Rewards Travel program is the ability to convert RBC Rewards points to other partner programs such as American Express or Marriott Bonvoy.

Here are the transfer partners and the normal exchange rate.

Frequent Flyer program Conversion rate
westjet rewards logo 1,000 points = $10 Westjet dollars
british airways club 1 10,000 points = 10,000 Avios miles
asia miles e1488115205243 10,000 points = 10,000 Asia miles
pg plogo american adv 5,000 points = 3,500 AAdvantage miles
la baie d hudson 2013 logo 5,000 points = 10,000 points Hudson Bay Rewards

From time to time, RBC Rewards organizes point conversion promotions such as +30% to British Airways Executive Club. So keep an eye out for these promotions to convert your points at the best possible rate!

oneworld british airways 3

Buying gift cards with RBC Rewards points

If travel purchases with points aren’t for you… there’s another way to use your RBC Rewards points: purchasing gift cards.

We don’t usually recommend this method for valuable points like American Express Membership Rewards, but at RBC Rewards there are regular gift cards promotions!

rbc recompenses cartes cadeaux

The most interesting one lately was found in the milesopedia facebook group by Maxime about gift cards.

maxime rbc

And indeed, it was a good plan: with 18,750 points you could get a $250 gift card.

carte cadeau rbc hotels e1538574326939

As mentioned above, in addition to these 3 options for redeeming RBC points, there are other ways… but they are not advantageous: purchasing products on the online store, redeeming points for a statement credit, etc.

Card Insurance

As this card is intended for travellers, it includes the usual “Visa Infinite” level of insurance:

  • Out-of-Province / Out-of-Country Medical Emergency Insurance
  • Travel accident insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Flight delay insurance and purchase of basic necessities
  • Hotel or motel burglary insurance
  • Purchase Security and Extended Warranty Coverage

The insurance booklet is available here.


This is an interesting credit card to get when it is on promotion. The possibility to use your points in different ways, and especially when there are conversion bonuses to British Airways Executive Club, is a plus.

Come to discuss that topic in our Facebook Group!
4.7 Milesopedia Rating
Jean-Maximilien is an expert in Canada and France about Loyalty programs, Credit cards and Travel. He is the Founding President of Milesopedia.

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