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Scotiabank offers five banking packages :
Scotiabank offers 5 savings accounts:
At the end of the article, you will find a list of the features of all these packages and savings accounts.
The package that interests us most as travellers—and that has been recommended by several members of the Facebook group—is the Scotiabank Ultimate Package. In addition, for a limited time, it offers a welcome bonus of up to $700!
This package helps you avoid paying certain fees, such as a credit card annual fee or foreign ATM withdrawal fees.
The Scotiabank Ultimate Package is a single package for:
Right now, when you open a new Scotiabank Ultimate Package, you can earn up to $700 in bonuses!
To get a $500 bonus, you must set up two of the following operations:
Then you can earn a $100 bonus by also opening a new RRSP, TFSA or FHSA and making a minimum contribution of $5,000.
Finally, you’ll earn another $100 bonus when you open a Money Master savings account and maintain your Smart Savings Tool registration for 90 consecutive days.
Scotiabank’s Ultimate Package includes a number of attractive benefits:
As a Scotiabank Ultimate Package holder, you could keep your credit card year after year without paying an annual fee!
Such as the excellent Scotiabank Passport Visa Infinite Card, which has the advantage of:
Here is the current promotional offer:
Or the Scotia Momentum Visa Infinite Card, which is one of the best cash back credit cards in Canada:
Or the Scotiabank Gold American Express® Card, which earns plenty of travel points:
Scotiabank is one of the only institutions to offer rewards on transactions made with a DEBIT card linked to the chequing account of the Ultimate Package.
This makes it possible to earn 1 Scene+ point for every $5 spent with a Scotiabank debit card.
The Scotiabank Ultimate Package costs $30.95 per month.
However, it could be FREE ($0 per month) by meeting one of these two conditions. By maintaining:
If you have $6,000 that is not invested, it would be worth leaving it in your Ultimate Package chequing account so you do not pay:
Right now, when you open a new Scotiabank Preferred Package, you can earn up to $700 in bonuses!
To get a $500 bonus, all you’d have to do is set up two pre-authorized debits (like Hydro-Quebec and Bell, for example) of at least $50 for 6 consecutive months, and make one bill payment of at least $50 (like your mobile provider).
Then you can get a $100 bonus by also opening a new RRSP, TFSA or FHSA.
Scotiabank’s Essential Package has the following key features:
The Scotiabank Preferred Package costs $16.95 per month.
However, it could be FREE ($0 per month) by maintaining a minimum daily closing balance of $4,000 in your Preferred Package.
Right now, when you open a new Scotiabank Preferred Package for Students and Youth, you can get a 125$ welcome bonus!
To get this $175 bonus, you must first open your account between January 2 and July 1, 2026. Then, you just need to complete 2 of the following 3 activities within 60 days of opening your account:
The Scotiabank Preferred Package for Students and Youth has the following key features:
The Scotiabank Basic Plus Bank Account has the following key features:
The Scotiabank Basic Plus Bank Account has an $11.95 monthly fee.
However, it could be FREE ($0 per month) by maintaining a minimum daily closing balance of $3,000 in your Basic Banking Account Plus.
Discover Scotiabank Basic Bank Account with a monthly fee of $3.95 and 12 free transactions per month.
Take advantage of free Interac e-Transfers and overdraft protection.
Seniors benefit from an automatic discount on monthly fees. Easy access to your online and mobile banking services.
The Scotiabank Basic Banking Account costs $3.95 per month.
The MomentumPLUS Savings Account has the following key features:
The Preferred Package Savings Account has the following key features:
In Quebec and elsewhere in Canada, Scotiabank offers many online banking services to its clients. With a Scotiabank debit card, you can access Scotiabank online banking services at no cost.
Several online banking services are offered by Scotiabank:
Scotiabank’s online banking offering is comprehensive, especially in Quebec, thanks to the presence of many Scotiabank branches, including Scotiabank Express locations. Scotiabank is therefore an excellent choice.
As a Scotiabank online client, you can benefit from many advantages through Scotia OnLine:
Also note that Scotiabank offers discounts and benefits for newcomers (Scotiabank StartRight program), students, and seniors.
Scotiabank is a founding member of the Global ATM Alliance. When you travel, you can use the ATMs of the Alliance’s international banks without paying a surcharge or access fee. With over 44,000 branches in more than 40 countries, you’ll find a partner bank branch wherever you are, and save on fees.
Your Scotiabank debit card is provided when you open your chequing account. You can choose your personal identification number (PIN) on the spot, directly at the counter. If there is no ATM at your branch, a card and a PIN are mailed to you.
To change or replace your Scotia OnLine Card:
If your Scotiabank debit card has been lost or stolen, contact Scotiabank online quickly:
To pay a bill with Scotiabank online:
Scotiabank mobile website:
If you do not have cheques for your Scotiabank account, you can view or print your void cheque details online:
Here are some of the most frequently used phone numbers to contact Scotiabank online.
For any questions, to open an account, or to get help with your Scotiabank online banking services, borrowing, and investments, here are the numbers:
1-800-575-24241-800-645-0288 (TTY/ATS service)1-416-701-7200 (Toronto area/collect calls from outside Canada/the United States)
TeleScotia®1-800-575-1212 (French service)1-800-267-1234 (English service)1-800-830-8800 (Cantonese service)1-800-830-8080 (Mandarin service)
Mobile banking support line1-877-918-8866
Scotia iTRADE1-800-361-6601 (French service)1-800-263-3430 (English service)1-877-662-3838 (Cantonese and Mandarin service)
Scotia iTRADE1-888-TRADE88 (1-888-872-3388)
Credit Card Customer Service1-800-387-4994 (Canada/United States)416-288-1440 (Greater Toronto Area/collect calls from outside Canada/the United States)1-800-645-0288 (TTY calls from Canada/the United States)
Scotia Life 1-800-361-8570
Scotia Mutual Funds1-800-387-5004
Scotiabank Student Loans Centre1-800-972-6842416-288-4655 (Toronto area)
Scotiabank offers many credit cards. See our dedicated page on the best Scotiabank credit card offers.
Savings are here (if you don’t see the sign-up form, please click here):
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